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We're highlighting people taking action on behalf of racial equality in their everyday life. That includes a woman who started a parody Twitter account centered around the neighborhood network Nextdoor.“I just found that Nextdoor brought so much levity to my day, at least in my neighborhood, because Glenn Park is a really quiet residential neighborhood in San Fran, so I had this one neighbor that would complain about someone rearranging her lawn gnomes every single day at 4 p.m. like on the dot,” said Jenn Takahashi, the creator of the @BestofNextdoor Twitter account.Takahashi says she basically started the twitter account to make other people laugh. She posted passive aggressive arguments between neighbors, people helping each other and other funny posts.However, she says she also got a lot of submissions that weighed heavy on her and highlighted what she described as racism running rampant.“I always struggled with that because I didn’t want to put that negative energy back out there, but at the same time, I feel like those stories need to be told also,” she said.Recently, Takahashi tweeted Nextdoor’s tweet saying “black lives matter” with another person's post that got taken down for the same thing. Since then, people have shared even more stories of unexplained censored or deleted similar posts.A petition was even started to get racial bias training for Nextdoor neighborhood leads or moderators, among other demands.“I did not realize how completely what a mess their lead program was,” said Takahashi. “These people don’t have any training at all.”Since all this, Nextdoor has said it will "better educate our neighbors on what is and is not allowed on the platform, drawing a firm line against racist behavior and removing comments and members who violate the rules.”Nextdoor also ended a feature that allowed users to forward their posts directly to a local police department. 1913

WASHINGTON, D.C. – A group of bipartisan lawmakers unveiled two emergency relief bills Monday that they hope will help struggling Americans get through the COVID-19 pandemic.The same group of senators and representatives introduced a 8 billion bill earlier this month, but they couldn’t secure enough support. So, they broke the bill up into two with the hopes of passing something as the coronavirus continues to ravage the country.One bill is called the Bipartisan COVID-19 Emergency Relief Act of 2020. It would provide as much as 8 billion in relief to American students, families, businesses, workers, and health care providers.That measure would include additional funding for the Paycheck Protection Program, schools, unemployment insurance, vaccine distribution, coronavirus testing, and contact tracing.The other bill is called the Bipartisan State and Local Support and Small Business Protection Act of 2020. It would provide 0 billion in funding for state and local governments, as well as liability protections. Both of those issues have been sticking points in relief negotiations.During a press conference introducing the legislation, Sen. Joe Manchin (D-WV) said the bills are a compromise that will carry the American people through April 1, 2021, “to ensure our healthcare crisis doesn’t become an economic catastrophe.”Sen. Susan Collins (R-ME) said she hopes leadership on both sides of the aisle use the group's legislation as a basis for a COVID-19 relief package.Negotiations are still ongoing between Democratic and Republican leadership, but both parties have said they hope to come to an agreement to provide aid the country before they leave Washington D.C. for the holidays.Watch the group lawmakers discuss the relief bills below: 1775

WAUKESHA COUNTY, Wisc. -- A Town of Merton man was charged after he called police when sex workers he hired allegedly stole his phone.Scott A Peschmann, 41, along with Victoria Pena, 24, and Maria Lebron, 27, were charged with prostitution and theft after meeting at Peschmann's home for sex, according to the criminal complaint. "Officers made contact with Scott Peschmann who indicated that three females had been at his residence and had stolen his cell phone and 0 in cash," said the criminal complaint. Peschmann had met Pena on the website, "back page," and arranged for an "intimate evening." They agreed upon a price of 0 for various sexual acts.  "Peshmann indicated that he had left four 0 bills on the corner fo the front room desk as a donation for the girls," said the criminal complaint. Peshmann noticed that his cell phone and the money were missing when Lebron went to the car to get a condom. The women were later stopped after officers spotted their vehicle and Peschman's phone was found in Lebron's purse.   1120

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

We are heartbroken to hear this sad news about Grant. He was an important part of our Discovery family and a really wonderful man. Our thoughts and prayers go out to his family. ?? https://t.co/5k3GydZCzn— Discovery (@Discovery) July 14, 2020 250