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What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says. The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch. So, how do you get to million in your 401k? Duong says there are a few easy ways. First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire. Next, take advantage of your employer match."A match is free money," Duong says. MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer. "Additional things you can do is working a little bit longer and delaying social security," suggests Duong. Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner. “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains. There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably. "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756
When you mix sugar, spice, and everything nice, you get "The Powerpuff Girls." But this time, it's a live-action version.According to Variety, Bubbles, Blossom, and Buttercup are getting back together for a remake. The premise of The CW show, which is still in development, will be about the girls in their 20s and are resentful because they lost their childhood because they were fighting crime, Variety stated.According to Vulture, Diablo Cody and Heather Regnier will write and executive produce the show.The original animated series aired from 1998 to 2005 on Cartoon Network and was created by Craig McCracken, Deadline reported.Variety reported that there was also a movie in 2002, and Cartoon Network rebooted the animated series in 2016.No word yet on when the live-action series will debut. 807

What once was considered a childhood hobby has becoming a way to earn extra income as an adult.The business of trading, buying and selling sports cards is booming.“Cards that used to be worth to are now selling well upwards of 0,” said Mike Fruitman, owner of Mike’s Stadium Sportscards in Aurora, Colorado.He says sports cards are more popular than ever and compares buying the card of an athlete to buying stock in a company.“We had a card that got pulled last night, it featured autographs from R.J. Barrett and Zion Williamson and we anticipate it’s going to be a ,000 card,” Fruitman said.While many businesses are suffering during the pandemic, Fruitman says this industry is seeing some of its biggest sales since the pandemic began, especially once they moved online.“We had a lot of people who were bored who were looking for entertainment,” he said. “We were going online every day during COVID and our viewership was impressive. We were getting views that we never seen before.”Though buying sports cards in person is still profitable, Fruitman says fewer cards are becoming available.“The amount of people who are opening up card stores or becoming breakers, it’s all just taffy,” he said. “And that taffy is just getting slowly apart. Everybody getting less and less it seems.”Card collectors believe the future of this industry depends on part of the popularity.“Right now, you’ve got videos of Mark Wahlberg opening up boxes with his kids,” Fruitman said. “Steve Aoki is a very large, popular DJ, has opened up his own sports card trading store in L.A.”For now, sports cards are combining entertainment and economics with no signs of slowing down.“It depends on how much you can invest,” one collector said. “But yeah, there’s plenty of money to be made.” 1791
Why are stocks falling again? President Donald Trump says it's because Democrats are gearing up to use their impending control of the House of Representatives to investigate him. As always, when it comes to the markets, the real answer is complicated.The Dow fell by more than 600 points on Monday, dragged down by investors' concerns about the tech sector and the rising dollar. The Nasdaq fell 2% and the broader S&P 500 fell 1.2%.Apple (AAPL) fell 5% after supplier Lumentum cut its earnings and sales forecast because of weak demand, and JPMorgan cut its target price on Apple's stock. That weighed on other technology stocks, including Amazon (AMZN) and Tesla (TSLA) -- down 4% -- as well as Facebook, which fell 3%. Google (GOOGL), Netflix (NFLX) and Microsoft (MSFT) were all down more than 2%.The strong dollar also weighed on stocks. The US currency surged to a 16-month high because investors fear the European economy could stall if no Brexit deal is reached this week. Prospects of another rate hike from the Fed next month have also helped lift the dollar. The rising dollar is a signal of a strong economy, but it hurts sales and profits for American companies that do business overseas.Though Trump blamed Democrats for the drop, the Dow had actually bounced back since the midterms, rising last week in its best showing since March. Wall Street tends to like stagnation in Washington, so investors are actually just fine with Democrats taking the House.As for what Trump termed the "prospect of presidential harassment," there is not much evidence the stock market will bat an eye if Democratic leaders in the House begin investigations into the Trump administration. Stocks rose before, during and after President Bill Clinton's impeachment. 1800
When’s the last time you checked your credit report? A new report by CreditCards.com found nearly half of adults haven’t checked their credit report in the last 6 months.It’s been 6 months since the massive Equifax breach where millions of people’s personal information was leaked. CreditCards.com found out nearly half of us haven’t checked out credit report since then to find out if we were one of the victims. Matt Schulz with CreditCards.com says, "Frankly that’s disturbing."Schulz says, “This was an enormous deal. Key personal information like social security numbers were compromised for nearly 150 million people.”Once your personal information is compromised, it’s out there for good. 74% of you said that having your personal data stolen would be worse than having your cell phone stolen.Schulz recommends you check your credit report once a month. “We don’t think about checking Instagram or Facebook 10x a day but, it seems way too much to ask to go to your bank website or check your credit report on a regular basis.”Now more than ever it’s easy to check your credit report.Schulz says, “A credit report will show you if somebody in particular has opened an account under your name without you knowing about it. And that is potentially one of the most damaging things someone can do.”You can get your vantage score, credit score and free Transunion credit report at places like CreditCards.com"Remember, the last thing you want is for your credit score to be dinged by mistakes that aren’t your own.” 1529
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