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The year 2018 was a tale of two stories: a year of record-breaking holiday sales and a year of retailers filing for bankruptcy. According to the Mastercard Spending Pulse report, brick and mortar stores saw a 5 percent increase in sales compared to last year. There was a 19 percent increase for online sales. However, it was also year big retailers like Sears filed for bankruptcy, and Toys-R-Us closed its stores. “Weak retailers are closing,” says marketing professor Darrin Duber-Smith. “It just takes them forever to close.” What does this mean for retailers as we head into 2019? “If the retailers that are in trouble--the ones that are kind of running out of cash, the ones that really look like they're going out of business--if they don't have a good holiday season, they're pretty much dead in the water in the first couple of quarters,” Duber-Smith explains. Despite an increase in holiday sales overall, department stores struggled. Sales were reportedly down 1.3 percent this holiday season. J.C. Penny’s stock fell below a share for the first time last week. Lord & Taylor and Saks Fifth Avenue have been shutting down some of their flagship stores, and Nieman Marcus has big debt coming due in 2020 and 2021. Duber-Smith says debt is a make or break. “These brands that are saddled with so much debt aren't able to invest in their companies,” he explains. “They're not able to invest in marketing. They're not able to invest in e-commerce.” E-commerce is key. Online sales growth for department stores grew 10.2 percent, but Amazon is still king when it comes to online retailers. That's why some stores have decided to work with the retail giant. “Best Buy was left for dead,” Duber-Smith explains. “Now, they have a partnership with Amazon where you can try the products in-store and buy it on Amazon. But now, Best Buy get a piece of that action.”Survival for some retailers means finding creative ways to thrive in an ever-changing retail landscape. 1990

The year 2018 was a tale of two stories: a year of record-breaking holiday sales and a year of retailers filing for bankruptcy. According to the Mastercard Spending Pulse report, brick and mortar stores saw a 5 percent increase in sales compared to last year. There was a 19 percent increase for online sales. However, it was also year big retailers like Sears filed for bankruptcy, and Toys-R-Us closed its stores. “Weak retailers are closing,” says marketing professor Darrin Duber-Smith. “It just takes them forever to close.” What does this mean for retailers as we head into 2019? “If the retailers that are in trouble--the ones that are kind of running out of cash, the ones that really look like they're going out of business--if they don't have a good holiday season, they're pretty much dead in the water in the first couple of quarters,” Duber-Smith explains. Despite an increase in holiday sales overall, department stores struggled. Sales were reportedly down 1.3 percent this holiday season. J.C. Penny’s stock fell below a share for the first time last week. Lord & Taylor and Saks Fifth Avenue have been shutting down some of their flagship stores, and Nieman Marcus has big debt coming due in 2020 and 2021. Duber-Smith says debt is a make or break. “These brands that are saddled with so much debt aren't able to invest in their companies,” he explains. “They're not able to invest in marketing. They're not able to invest in e-commerce.” E-commerce is key. Online sales growth for department stores grew 10.2 percent, but Amazon is still king when it comes to online retailers. That's why some stores have decided to work with the retail giant. “Best Buy was left for dead,” Duber-Smith explains. “Now, they have a partnership with Amazon where you can try the products in-store and buy it on Amazon. But now, Best Buy get a piece of that action.”Survival for some retailers means finding creative ways to thrive in an ever-changing retail landscape. 1990

The US Department of Agriculture will continue providing food stamps to millions of Americans through February, Agriculture Secretary Sonny Perdue announced Tuesday.The agency initially guaranteed funding for the program, which serves more than 38 million people, only until the end of January if the partial government shutdown isn't resolved sooner.The department says it is now using a provision allowing it to make obligated payments within 30 days of a government funding lapse, and is working with states to issue February's food stamp benefits -- which are expected to total .8 billion -- by January 20.The shutdown began after funding ran out December 21.This move does not draw down on the billion the agency has in reserve for the Supplemental Nutrition Assistance Program, or SNAP, as food stamps are formally known.Perdue told reporters he hopes the announcement will relieve the confusion and anxiety over benefits running out after this month.As for March, he said there is ample time for Congress to send President Donald Trump a spending bill that he can sign, noting that Trump has been clear he expects to see funding for border security.The agency will look at all available options for providing assistance if the shutdown has not been resolved in time for March payments, said Brandon Lipps, an acting deputy undersecretary at the agency. This is not the first time the department has issued benefits early, though previous instances have involved natural disasters, such as hurricanes.Other federal food assistance programs that support tens of millions of low-income Americans will also continue at least through February, said Lipps.The Special Supplemental Nutrition Program for Women, Infants and Children, known as WIC, and the department's food distribution programs are funded through next month. The child nutrition programs, which include school breakfasts and lunches and after-school meals, are set through March, Lipps said. 2006

The Supreme Court on Monday wiped away a ruling that went against a bakery in Oregon that refused to make a cake to celebrate the wedding for a same-sex couple.The justices sent back the case pitting religious liberty concerns against LGBTQ rights to the lower courts for further consideration in light of 318

The White House and Senate leaders of both major political parties announced agreement early Wednesday on unprecedented emergency legislation to rush sweeping aid to businesses, workers and a health care system slammed by 234

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