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Americans took out nearly 0 billion in loans backed by the Federal Housing Administration to buy homes in 2018. Nearly 83% of those FHA borrowers were first-time home buyers, according to the Department of Housing and Urban Development.It’s unsurprising that 274

A New York jury granted nearly million in civil damages to a high school student who was severely burned in a 2014 class chemistry experiment.The award is the culmination of a years-long lawsuit by the family of Alonzo Yanes, who was a student at New York's Beacon High School at the time of the experiment.Yanes is still being treated for his injuries, requiring autografts to replace tissue, his lawyer said."He hasn't had a day without pain," lawyer Ben Rubinowitz said. "They are more than just scars on his face."The lawsuit accused the New York City Department of Education and the Board of Education of failing to alert teachers to the dangers of the experiment, known as the rainbow demonstration.The experiment was intended to demonstrate colors of flame produced by the combustion of various metals or salts. When Yanes attempted it in his sophomore chemistry class, it generated an explosion that caused a fire, the lawsuit states.Several months after the incident, the American Chemical Society's Committee on Chemical Safety put out a 1064

A proposed bill introduced by Missouri Rep. Andrew McDaniel would require all Missouri state residents to own an AR-15 rifle. House Bill 1108, or the McDaniel Militia Act, proposes that every resident of the state of Missouri "shall own at least one AR-15 rifle."A resident, the language in the proposed bill states, is someone who is "18 years of age or older and under 35 years of age" who is not prohibited by law from possessing a fire arm. "Any person who qualifies as a resident on August 28, 2019, and who does not own an AR-15 shall have one year to purchase an AR-15. Any resident qualifies as a resident after August 28, 2019, and does not own an AR-15 shall purchase an AR-15 no later than one year after qualifying as a resident," language in the bill states. The proposed bill does not state if there will be any repercussions for residents who do not purchase an AR-15. To read more about House Bill 1108, 932

A new makeup line has hit store shelves, and it is very affordable! The Dollar General has created its own line called Believe Beauty, and a majority of the products are under .Consumer reporter Annie Taylor tested the makeup to see how it compares to the high-end lines and if it’s safe to use.Believe Beauty’s foundation and face powder contained ingredients that initially raised some flags, including talc and mica.“In large concentrations, for example talc, if you inhale it, can cause lung disease,” says dermatologist Dr. Neina Dajani. “But in makeup and in small amounts, they are considered safe.” There were also a lot of preservatives on the ingredient list.“Preservatives come off as a bad thing, but it’s not,” Dr. Dajani says. “You don’t want bacteria and fungus growing in your makeup.”The manufacture who makes the Dollar General makeup also makes celebrity Drew Barrymore’s Flower Beauty and clothing brand Zara’s makeup line.“The difference is the packaging, the celebrity endorsements, and they may make sure they put more effort into the makeup going on more elegantly,” says Dr. Dajani. “The pigments are more high-end and the fragrance is more high-end, but the ingredients really are the same.”When using the products, it took a little bit more blending and more product to get the makeup looking flawless on the skin, but ultimately, the end result looks similar to a high-end makeup look.After eight hours of wearing, the makeup held up pretty well, according to consumer reporter Annie Taylor. The face got a bit oily throughout the day, but nothing out of the ordinary when wearing makeup. Over all, Taylor gives the Dollar General makeup a B rating. 1691

Airlines in multiple countries have suspended the use of Boeing's new 737 MAX 8 aircraft over concerns about its safety, after an Ethiopian Airlines flight of the same model crashed Sunday killing all 157 on board.Flight ET302 to Nairobi had just taken off from the Ethiopian capital of Addis Ababa Sunday when it reported technical problems and asked for permission to turn back. It crashed shortly afterwards.As the crash investigation got underway, the Civil Aviation Administration of China ordered Monday that all domestic Boeing 737 MAX 8 jets be out of the air by 6 p.m. local time, due to its principle of "zero tolerance for safety hazards."China has one of the world's largest fleets of Boeing 737 MAX 8, operating 97 of the planes, according to Chinese state-run media.The move was followed by an announcement from Ethiopian Airlines that the carrier had grounded its fleet of Boeing 737 MAX 8 jets as an "extra safety precaution." Cayman Airways also said on Monday it was grounding both of its "new Boeing 737 MAX 8 aircraft ... until more information is received."Sunday marked the second time in less than six months that a new Boeing aircraft crashed just minutes into a flight. A Lion Air Boeing 737 MAX 8 flight went down over the Java Sea last October, killing all 189 people on board.Both crashes are under investigation and there is no evidence of a link between the two, but similarities in the incidents have prompted caution among some airlines."Given in both air crashes, the aircrafts were newly delivered Boeing 737 MAX 8, and both accidents occurred during the take-off, they share certain similarities," the Chinese administration said in a statement. It added that it would contact Boeing and the US Federal Aviation Administration to confirm "flight safety" issues before allowing the planes to fly again.Mary Schiavo, a CNN aviation analyst and the former Inspector General of the US Transportation Department, called the two incidents "highly suspicious.""Here we have a brand-new aircraft that's gone down twice in a year. That rings alarm bells in the aviation industry, because that just doesn't happen," she said.State-owned Ethiopian Airlines is one of Africa's leading aviation groups, and the continent's largest carrier by number of passengers.The Kenyan and Ethiopian governments announced a joint disaster response team on Monday to investigate the crash. Kenya's Cabinet Secretary of Transport James Macharia described it as a "very complex investigation."In a statement Sunday, Boeing said it was "deeply saddened" to hear about the loss of life in the Ethiopian Airlines plane crash."A Boeing technical team will be traveling to the crash site to provide technical assistance under the direction of the Ethiopia Accident Investigation Bureau and US National Transportation Safety Board," the statement said.Investigations ongoing after crashThe Ethiopian Airlines flight to Nairobi, in Kenya, lost contact with authorities shortly after takeoff at 8.44 a.m. local time, just minutes after it left Bole International Airport.Tewolde GebreMariam, Ethiopian Airlines CEO, said at a press conference Sunday that the pilot had reported technical difficulties and had been given clearance to return to the Ethiopian capital.An eyewitness told CNN they saw smoke coming from the plane before it crashed on Sunday.GebreMariam said a routine maintenance check hadn't revealed anything before takeoff. The pilot was a senior Ethiopian Airlines employee who had flown more than 8,000 hours and had an "excellent flying record," he added."As it is a fresh incident, we have not been able to determine the cause. As I said, it is a brand new airplane with no technical remarks, flown by a senior pilot and there is no cause that we can attribute at this time," GebreMariam said.Speaking on Monday, Kenyan Transport Secretary Macharia said relatives of the victims would be given "the utmost attention," including accommodation and flights to Ethiopia, if necessary.The US National Transportation Safety Board said on Sunday it would be sending a team of four to assist in the investigation into the crash.CNN aviation expert Richard Quest said while a "final determination" on the cause of the crash might be years away, information from the flight recorders should be retrieved within a matter of weeks.Global disasterCitizens of 35 countries were among the 157 people killed in Sunday's crash, including 32 Kenyans, 18 Canadians, nine Ethiopians and eight passengers each from China, Italy and the United States.The United Nations has announced 19 of their staff members were among the dead, including employees of the World Food Programme, the Office of the High Commissioner on Refugees and the Food and Agriculture Organization.Not all victims have been named, but some details have been released.The Ethiopian government expressed its "deepest condolences to the families," in a statement from the office of Prime Minister Abiy Ahmed. 4985