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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740

IMPERIAL BEACH, Calif., (KGTV)-- Looming questions about border security arise after dozens of people were caught on camera, breaching the fence at Friendship Park yesterday. After being captured and detained, all 52 people are now seeking asylum. A local Youtuber who goes by the username, "Mexican Andy" live-streamed the video of the migrants rushing the border. At around 4 PM, Thursday, he witnessed a man, using what looks to be a knife to slice through the fence and razor wires. The moment it was wide enough for an adult to crawl through, the rush began. US Border Patrol agents said they now have 52 people in custody, including 23 men, 12 women, and 17 children, for illegally crossing the border. This includes 27 families, 24 single adults, and one unaccompanied child, hailing from Honduras, El Salvador, and Guatemala. All of them have since filed for asylum. This kind of breach is hardly a rarity for Border Patrol. Last November, just after the installation of Concertina wire on top of the border wall, two women and a child appeared to squeeze through the fence and walk into the United States.Days later, thermal cameras captured a man, attempting to kick the same razor wire at the San Diego border. Later that same month was the largest caravan rush in recent years, which shut down the San Ysidro border crossing, freeways, and surrounding businesses. With so many more incidents of asylum seekers trying to cross into the United States illegally, it is unclear if Border Patrol has any plans of adding extra security. 10News also asked if this latest group will be sent back to Mexico while their asylum claims are processed, as instructed by President Trump. CBP has not responded to 10News' inquiries. 1738

If you want to tweet about hoping someone dies, Twitter said it could remove it.On Friday, Vice reported that Twitter would ban users who wished death upon President Donald Trump after it was reported that he and First Lady Melania had tested positive for COVID-19. In response, Twitter issued a statement from its Twitter Communications account."Tweets that wish or hope for death, serious bodily harm, or fatal disease against *anyone* are not allowed and will need to be removed," said Twitter. 505

If you want to feel happier, then you'll need to move to Hawaii.According to WalletHub, Hawaii is the happiest state of 2020.Source: WalletHubResearchers at WalletHub looked at environmental factors, like economic, emotional, physical, and social health, often linked to how satisfied people are with life.They then compared how much people work to people's rates of depression and unemployment.With its gorgeous beaches, the fantastic weather, and the scenic views, it's no wonder the aloha state came out on top.West Virginia was ranked the least happy state. 569

IMPERIAL BEACH, Calif. (KGTV) - The San Diego County Sheriff’s Department is investigating a residential burglary that happened in the overnight to early hours on Wednesday.The break-in happened at a house on Date Avenue.According to residents someone broke into their house and stole several items while they were asleep. Taryn Williamson, who lives in the home, said the thief must have gone into their room because she noticed her purse, her boyfriend’s phone, and a Nintendo Switch gaming system, were missing.  All were on a table in their bedroom.Her purse had 0 in cash as well as credit cards. Williamson says the money was to pay for rent, but they were able to raise it back in a few hours through GoFundMe.“I’m a really light sleeper," Williamson said, "I'm really shocked I didn't wake up, he (or she) must have been really quiet."Williamson said her roommate discovered the front door was open when she left for work around 5 a.m.  They are not sure how the thief got inside, but she says it's possible someone left the door unlocked before going to bed the night before.If you have any information, you’re asked to call the San Diego County Sheriff’s Office. 1223

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