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REDWOOD CITY, Calif. (KGTV) -- A sea lion is resting after being rescued from a parking structure in Redwood Monday. According to the Redwood City Fire Department, the sea lion was rescued from a parking structure. The 5-month-old pup, named Santos by the department, made it back to the fire station where he posed for pictures before taking a nap. RELATED: Sea World employees rescue Sea lion strangling from plastic ribbon on Boomer's BeachThe department says Santos was later picked up by the Marine Mammal Center. The center plans to monitor and treat Santos before being released. 595

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

RANCHO CUCAMONGA, Calif. (KGTV) -- The ex-husband of former Army veteran Julia Jacobson pleaded guilty Monday to a 2nd-degree murder charge.Dalen Ware will be sentenced October 15 and faces 15 years to life in prison.Jacobson disappeared over Labor Day weekend in 2017 and is believed to have been murdered along with her dog, Boogie.RELATED: Human remains found in shallow grave during search for missing San Diego woman  Jacobson’s car was later discovered abandoned near her home in University Heights.In December of 2017, Ontario Police discovered the remains of a woman and a dog in a shallow grave along Interstate 10.Jacobson's family posted a message on a public Facebook page following the news:  733

RANCHO SANTA FE, Calif. (KGTV) - A Fairbanks Ranch home damaged in a fire was once listed on Airbnb as a ‘mega mansion’ for rent, multiple sources show. The home in the 6800 block of Spyglass Lane caught fire Sunday night and burned for two hours until the flames were knocked down. A cleaning crew was in the home but escaped without injury. A Zillow listing for the 20,000 square foot house indicated it was on sale for almost million. It was previously available for rent for ,500 per week.“Magnificent Venetian palace in chic guard-gated Del Rayo Estates in the exclusive enclave Rancho Santa Fe, minutes from the Golf Course, Del Mar Racetrack & Beach,” the listing on Zillow reads. “In the past, the property has generated 0,000 in income from short term rentals.” RELATED: Crews knock down Fairbanks Ranch mansion fireAlthough a previous Airbnb listing was removed by Monday, an article about the most expensive U.S. rentals on farandwide.com reported the home had been available for rent as of November 2018. There was no immediate word on whether the home had been rented Sunday. “This vast property in Rancho Santa Fe is 21,000 square feet, can accommodate up to 14 guests in seven bedrooms, and has an acceptable eight and a half bathrooms,” according to the article. Other amenities listed on Zillow included a bowling alley, yoga studio, wine cellar, elevator, guest house, 3,000 square foot kitchen, tennis court, and a pool with a waterfall. The cause of the fire remains under investigation. 1528

President Donald Trump weighed in on if MMA commentator Joe Rogan should be a moderator during a debate between him and Democratic nominee Joe Biden.Former MMA fighter Ted Kennedy tweeted out that he and Rogan discussed the presidential debates on Rogan's podcast "The Joe Rogan Experience." 299

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