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At least 100,000 small businesses have had to close permanently in the last nine months, according to data gathered by Yelp. Millions more have dealt with temporary closures and major losses in revenue.Now, many remaining small businesses are reliant on a strong holiday shopping season, and there’s finally some good news for these business owners and their employees.For example, at the Boston area small business called Boing Toy Shop, owner Kim Mitchell has been working overtime for the pasting nine months. She has had drastically change her business model.“In certain ways, I feel like although I am in the same physical footprint, I am almost running a completely different business,” said Mitchell.Since the start of the pandemic, Mitchell has had to shift more than half of her business online and added curbside pickup to keep her toy shop out of the red.“In certain ways, I almost feel like we are part store-front, part warehouse,” she added.However, in many ways, she still feels lucky to have some form of her business when so many other small businesses have had to close.“One of the first ones, unfortunately, was the store right across the street from me,” said Mitchell.The boutique clothing store across the street from Boing is just one of an estimated 27 percent of small businesses that have closed across the country, according to a Harvard University Project. And without a strong holiday season, even more permanent closures are feared.So, how has the holiday shopping season been so far for small businesses?“I had by far my most successful small business Saturday, which I did turn into small business weekend. I sort of stretched it,” said Mitchell. “There definitely is a sense, and I have a sense from my customers, that they are making a conscious decision to support their local businesses.”From Boing to stores around the country, consumers opened their wallets more than ever on Small Business Saturday. According to Adobe Analytics data, they spent a record .7 billion just online.“Smaller retailers have seen a 501 percent increase in revenue through the holiday season so far relative to a typical day in October,” said John Copeland with Adobe Analytics,” “From a percentage increase, small and medium-sized businesses are outperforming in terms of percentage gains.”From Adobe’s holiday shopping data to the Boston toy shops’ experience, it is clear consumers are conscious of how much mom and pop businesses are struggling and how important it is to help them and the workers they employ."It is really nice that, especially in a time like this, where we really need the community’s support in return. They are coming out and realizing that ‘hey, these small businesses have been there for us for a long time; now it is time to get their back,’” added Mitchell. 2811

As millions of Americans avoid routine doctor’s appointments right now for fear of catching COVID-19, a decades-old practice is suddenly gaining new attention: the house call.“The notion of a house call means the care provider can get a more comprehensive view of you as a person,” explained Stacey Chang, who serves as the executive director for the Design Institute for Health.Chang says a reinvention of the house call could be a viable solution to America’s evolving post-coronavirus healthcare system. New portable technology means doctors can do more than just check your temperature.Health officials across the country are also worried that Americans in isolation are avoiding routine check-ups, which could lead to more long-term issues once the pandemic ends.“The care that didn’t happen, the routine care for managing chronic diseases, we may end up having greater mortality from those missed interventions than what COVID itself caused,” Chang added.Aside from keeping people away from hospitals where COVID-19 might be lurking, the house call gives physicians a chance to get to know their patients. Spending more than 10 minutes with someone in an office would give doctors a better chance to treat chronic diseases.“It’s really a relationship between the person that’s caring for you and the person you’re caring for,” Chang said. 1352

AURORA, Colo. -- It’s a common work-from-home scam that has duped many, but this time it has a cryptocurrency twist.A couple in Aurora, Colorado who did not wish to be identified, shared their story with Scripps station KMGH in Denver about being tricked into laundering thousands of dollars, in order to keep others from falling for the scam as well. KMGH changed their names and disguised their identities to protect them. "It all fell apart so quickly," said John, who along with Marie, ignored the red flags all around them. "We don't want to go to jail. We laundered money and we stole money from people, that's what it could look like to someone."They thought they had found the perfect job: working from home as “financial agents” for a company called Golden Potatoes. At the time, never meeting their boss in person made sense because the company was headquartered out of state and the website looked legitimate.A Colorado Bureau of Investigation spokesperson told KMGH she sees these schemes often, so does Krista Ferndelli with the Better Business Bureau."The contact information. The three people on the site, they may be actual people but they look very much like stock photos," said Ferndelli.The couple interviewed over the phone and received paperwork detailing the benefits, the salary and the company car. Marie was asked to send a selfie photo of herself holding her ID.John said his boss “Alex” instructed the couple to open up bank accounts. They would then receive deposits from customers who they believe were paying for a shipment of potatoes or olive oil."I felt like it was a prayer answered. Like honestly. This money was real," said John. “This money is legit. This is real cash. This is not a check. Nothing is bouncing. Nothing is being drawn to my attention. I’m going to Wells Fargo. They’re handing me ,000 in cash. They’re not saying anything to me.”They would then convert the money to Bitcoin currency and then send it back to "Alex." John and Marie would also get to keep 5 percent of each check, they were told."We hear a lot about Bitcoin because it's so new. People are uninformed and unaware. It’s hard to trace. It’s kind of the ideal payment method for fraud," Ferndelli said. The couple had processed close to 0,000 when the strangers started calling."One of the customers that was supposed to be paying for potatoes and oil says, 'where's my car?'" said Marie.John and Marie said someone posing as them on Craigslist pretended to sell high ticket items like an ATV or SUV and an interested buyer would pay for it.“The couple thought they had purchased an ATV for ,000 off of Craigslist and that, you know, I had sent them my information to confirm that I’m a real person and to put that money into my account.”The bank froze their accounts and unfortunately, John and Marie had mixed their own money into those accounts, too."We have no money because the bank took all of our money," said Marie.They contacted the FBI and local law enforcement. KMGH reached out to the FBI about John and Marie's case, but they wouldn't comment. KMGH also emailed and called Golden Potatoes, but received no response and were hung up on, respectively."I took the brunt of this. I don't want it to happen to anyone else," said John.Silver Oils and Platinum Oils are both companies linked to Golden Potatoes and have the same address listed for business in Portland. The BBB recently cited Platinum Oils.For more information about common scams via Wells Fargo, visit this page. The FBI has compiled a list of the most?common fraud schemes and it includes tips on how to spot fraud so you don't become a victim.  3728

As the NBA prepares to resume the 2020-21 season tomorrow, basketball commissioner Adam Silver told Good Morning America on Wednesday that the league would “cease completely” if an outbreak of the virus occurred within the league.Silver’s comments come as baseball’s Miami Marlins has had a number of its players and coaches test positive for the virus in recent days, forcing the team to suspend play for the week. Likewise, the Philadelphia Phillies, which played the Marlins last weekend, have suspended several games this week.“it’s not an exact science because nobody’s ever done this before,” Silver said. “I think we have plans in place where we might pause, similar to what baseball is doing now. Probably, if we had any significant spread is immediately stop. One thing we’d try do is try to track those cases to determine where they’re coming from and whether there had been spread on campus. Ultimately, I think we would cease completely if we saw that it was spreading around the campus and something more than an isolated case was happening."Unlike baseball, basketball has kept its players in a “bubble” in Orlando, Florida. Even though the virus is circulating through the state, the latest round of COVID-19 tests showed no players or coaches tested positive for the virus in Orlando.But that hasn’t stopped Silver from being anxious about the resumption of play. After all, it took just positive test, Utah Jazz star Rudy Gobert, to shut down the league back in March.“There is a high case rate in Florida down in Orange County, where Orlando is, as well obviously what is happening in baseball with the Marlins, so it is something we are keeping track of very closely,” Silver said. “We have confidence in this protocol that we designed… Everyone that is on that campus is tested on a daily basis.”The MLS and NHL have followed similar plans by isolating players. Both leagues have in recent days not reported any COVID-19 cases. The MLS had two teams withdraw from its mid-season tournament due to the spread of the virus, but has been virus free for two weeks. 2089

As we're all on screens now more than ever, new data suggests a difference in opinion between teens and their parents. Turns out, there's an increase in teens hiding their online activity from mom and dad.“I think pretty early on my husband and I decided that it wasn’t for us,” Stephanie Murphy said, talking about devices. Video games, iPads, Nintendo, you name it, she doesn't want it in her house. The 2nd grade teacher in New York City is also a busy mom of 4. Only her 13-year-old daughter has access to a device.“She’s not the majority, she does have a phone we did give her one when she went into middle school for safety reasons,” Murphy said.Murphy knows her family isn't the majority either. For the second year in a row, AT&T and Quadrant Strategies teamed up to conduct their "digital family poll."“We do it to benchmark what teens are doing online, how are teens interacting online, and how are parents looking at the digital life of their kids,” said Nicole Anderson. She's the Assistant Vice President for Social Responsibility at AT&T. This year's data was interesting in comparison to last year, when there wasn't a pandemic.“From last year to this year - parents actually feel more confident: 71% felt more confident than at any point they could see what their teens are doing online. They’re spending more time together so parents felt more confident. 'I can check anytime and see what they’re doing,'” Anderson said.But, add that stat to the one they got from teens, who also felt more confident that they could do a better job at hiding things. “Seeing that discontent made us want to double down saying we’ve got parental controls; we have resources you can use on the screen ready website,” Anderson said.The poll, which focuses on teens, also found that parental controls made a difference. And not just an obvious one.“The teens who do have parental controls on their devices reported that they’re happier; feel safer, more productive, and they’re able to follow their passions online and digitally more so then these teens who don’t have parental controls set,” Anderson explained. We asked about those parental controls, and where one would even begin. "You can set a time limit that your child spends on a device, it can screen by age what sites are appropriate and it can block certain programming depending on the device," Anderson said.AT&T launched a new parental controls campaign using super heroes. She says the controls take away the fight between kids and their parents.As for Stephanie Murphy, she says, “I’m going to be honest, they are going to search. I’m hoping I’m instilling that they come to me and ask me questions.” She says she's armed and ready with answers and she also says, what's most important for her family is being present.“When they were online, they’re near me. When they were working on their computers, they’re right next to me, when he finished it was to talk to his friends and he was in another room and I could hear them. They were never where they were so far that I couldn’t hear what they were doing,” Murphy said.Murphy says, when and if that day comes, she'll launch parental controls. But for now, in these challenging times, remind yourself that no one has parenting down to a perfect science.“Everyone is different and everyone is in a different situation. I’m not in a position to give advice, but I could just say that you do what’s best, they’re your children and you know them best.” 3481