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More college students are coming back home, trying to save money and pay off debt.The findings from a Junior Achievement study have parents shocked and concerned, and JA jumping into action.Leith Walk Elementary Middle School is one on JA's roster to visit and talk with, and the students are very aware of what it takes to be financially independent.Walking around Mr. Jason Peinert's 7th grade class, you hear students discussing their futures, "you should always have a plan b," one boy said. "I want to like have my own house, my own property, I don't want to be bossed around by my mom," Imeah Curbean, 13, said, smiling.Here they plan a path from education to a career that will support them in the future."My kids go through simulations with check registers, as well as understanding opportunity cost," Mr. Peinert said they also write essays on saving money for the future.During the group discussion, one student echoed the sentiment, saying you wouldn't want to make decisions that put you in a corner. One of the big decisions, how to achieve higher educationJA's new study on financial literacy shows 75% of teens are worried about paying for college.The next finding was disturbing, "only half of the kids said that they wanted to become independently financial from their parents," Senior Vice President Kim Fabian of the Central Maryland Junior Achievement Chapter said. Students told them, they understand the financial strains of paying for college and, for many, the reality after graduating is to move back home to save money and pay off debt, earning the nickname "Boomerang Generation"."What we find works the best is when kids are actually doing things that will relate to what they'll be doing in the real world, so we try to create experiences while they're still in school that will help them learn those skills like communication, teamwork, how to be on time for things, what questions they should be asking, how to do a good job interview," Fabian said real world experience is key.Junior Achievement has a list of schools and programs on their website to get involved in. Fabian says they hope this education will help future generations to become financially independent.Below are the findings from the JA study:  2285

NASHVILLE, Tenn. — Vanderbilt University Medical Center (VUMC) says it performed the world's first dual heart-lung transplant of a COVID-19 patient in September.The hospital says the patient, described as a young man, had cardiomyopathy — a disease of the heart tissue that can lead to heart failure — before he contracted COVID-19 in June.The procedure, which was completed on Sept. 24, was also VUMC's first heart-lung transplant since 2006. Dr. Ashish Shah performed the complex surgery, along with Dr. Matthew Bacchetta.Shah said the patient's battle with COVID-19 seriously damaged his lungs and may have also further damaged his heart. By September, the patient was critically ill with advanced heart and lung disease. He was referred to VUMC from the University of Mississippi Medical Center."He was slipping fast, in and out of the hospital and certainly by the time we operated on him, his heart was really done," Shah said.Bacchetta and Shah performed the transplant using both lungs and the heart from the same donor, which the hospital says is standard in dual transplants. VUMC says the organs were from a donor who had hepatitis C, and that the hospital is one of the first centers to use such organs for patients awaiting heart and lung transplants.They say the patient has since left intensive care and continues to recover at the medical center, where he is doing well.According to VUMC, a dual heart-lung transplantation is rarely performed in the U.S. and typically only done at high-volume transplant centers, like Vanderbilt."This transplant, like every transplant we perform, serves as a great example of the critical role of teamwork in leading to good outcomes," said Dr. Kelly Schlendorf, the medical director of VUMC's Adult Heart Transplant Program. "It really does take a village.""It continues to lead the way in pioneering this strategy, which has significantly increased the supply of donor organs," VUMC said Friday in a release.This story was originally published by Laken Bowles on WTVF in Nashville, Tennessee. 2053

Moving is a part of growing up: from home to dorm or apartment, from apartment into a condo or home, from one part of the country to another. While the reasons can vary, this year the coronavirus pandemic is motivating a lot of moves.Realtor groups around the country have reported that home sales continue to be strong in many areas around the country, as buyers look for a new place to call their work-from-home office. The National Association of Realtors says August is poised to have a home buying peak, with year-over-year growth in home sales, buyer demand and housing prices.Since many are discovering work can be done from a home located almost anywhere during the pandemic, moving trends are favoring smaller cities and reportedly lower rents and home prices.Moving help website HireaHelper.com released results of a recent study on 2020 moving trends. They looked at more than 25,000 moves booked since March 11, 2020 to see where people were headed as the country manages the coronavirus pandemic.According to HireaHelper, 15 percent of all moves they tracked were motivated by the pandemic. Of those moves, 37 percent were moving because they could no longer afford to live where they were living.Their study also found high-rent cities like San Francisco and New York saw more people leaving than moving in; both cities had 80 percent more people moving out of the area than moving in. New York as a state had 64 percent more people leaving than moving in.Meanwhile, the state of Idaho saw an increase of 194 percent more people moving in compared to leaving. The next closest state with high move-in compared to move-out numbers was New Mexico with a 44 percent increase.According to a survey conducted in July by the Pew Research Center, one-in-five Americans (roughly 22 percent) have relocated because of the Covid-19 pandemic or know someone who has. Roughly 6 percent of those surveyed say someone has moved into their household because of the pandemic.Overall those most likely being motivated to move or to have more people move into their home because of the pandemic are young adults, 37 percent of 18 to 29 year olds surveyed.In that age group, roughly one-in-ten of them said they have moved because of the coronavirus outbreak. The reasons varied from colleges closing campus, work hours cutting back or being laid off.Typically, there is a slow down in home sales and moving in the fall and winter. The National Association of Realtors says the pandemic has pushed the normal summer peak by a few months into August. Time will tell if the pandemic impacts moving trends into the later part of 2020. 2634

Minneapolis city council passed 2021 budget funding that includes cutting .7 million from the city's police department and redirecting those funds to social programs, according to the Minneapolis Star Tribune, CNN and CBS News.The 2021 budget is the first one the city has passed since the death of George Floyd at the hands of police in May. Floyd's death sparked a nationwide protest movement against police brutality.According to the Star Tribune, the .7 million in police budget cuts will be redistributed to fund mental health crisis teams, as well as train 911 dispatchers to assess mental health crisis calls. The budget cuts will also allow other employees to handle theft and property damage reports.However, the Star Tribune notes that the budget keeps in place a plan for the department to hire more officers in future years. The council initially planned to pass a budget that would drop department staffing levels from 770 to 750 in 2022 but kept in place the department's current staffing target of 888 to avoid a veto from Mayor Jacob Frey."My colleagues were right to leave the targeted staffing level unchanged from 888 and continue moving forward with our shared priorities," Frey said in a statement. "The additional funding for new public safety solutions will also allow the City to continue upscaling important mental health, non-police response, and social service components in our emergency response system."The new budget comes as progressive Democrats call on local municipalities to "defund the police" and re-allocate those funds to social services. Other major cities like New York City and Albuquerque, New Mexico have removed funding from departments or shifted some emergency responsibilities away from armed police officers.Floyd died in May when a Minneapolis police officer kneeled on his neck for nearly nine minutes as they attempted to take him into custody for using counterfeit money to buy cigarettes. Several other officers stood by as Officer Derek Chauvin knelt on Floyd's neck as he struggled to breathe. Chauvin and three other officers face charges in connection to Floyd's death. 2140

MINNEAPOLIS, Minn. – The death of George Floyd in Minneapolis, Minnesota, put a national spotlight on systemic racism and social inequities. Just a few weeks later, the state’s unemployment rate for people of color is further hitting home how real and current those issues are.“It’s really shocking that number is the way that it is,” said Kimberly Jones.Jones is an African American woman and was a Minnesota-based flight attendant recruiter, who lost her job in March.According to data from Minnesota’s Department of Employment and Economic Development, she is a part of the half of all Black workers in the state who have lost their jobs and have had to file for unemployment during the past five months. Right now, Black workers in Minnesota are almost three times as likely to still be unemployed, compared to white workers. That’s significantly higher than the national average, which also shows Black workers across the country struggling with unemployment at a higher rate than white workers.“We have been suffering and going through this kind of social inequity for so long,” said Jones. “It is sad to say you almost get used to the norm. I get used to the redlining. I get used to not being able to get a job. I get used to the discrimination. My hope is that with everything that has happened together the way that it has, it will begin to shed light on things that absolutely have to change.”The issue of people of color having disproportionately higher unemployment in Minnesota and around the country is not a new issue or one just isolated to this economic downturn, according to experts like William Rodgers with Rutgers University. Rodgers is the Chief Economist and a Professor of Public Policy at Rutgers’ Edward J. Bloustein School of Planning and Public Policy.“The big concern there that I have is that this is potentially writing the same rules we have seen in previous recessions,” said Rodgers. “African Americans, Latinos, and other groups, but especially African Americans, they are the first ones to be fired and they are the last ones to be hired when there is a recovery.”Given the recent national awareness and concern over systemic inequities for people of color, there is action being taken to change the course of history this time.“Employers need deep help in addressing the institutional racism that exists within their walls and to determine really what kind of actions they can take to really start to create new policies and practices and new ways of being as it relates to how they hire talent,” said Towanna Black.Black is the Founder and CEO of Minnesota’s Center of Economic Inclusion. Her organization recently created several new positions to help private companies and other employers address their role in this inequity and unemployment disparity.“We do an assessment upfront that helps employers understand, almost across 200 dimensions, what is happening inside your business and how those policies and practices either help your employees move forward economically or hold them back,” said Black. “We are glad to say that employers, not only in Minneapolis/St. Paul but across the country are reaching out.”While employers work on change, someone like Jones has changed her mind about returning to the workforce that historically has worked against her and other people of color. She has instead decided to work on a nonprofit passion project, turning her home into a shelter for woman called The Genesis House Service Corporation. 3489

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