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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856

NORFOLK, Va. (AP) — The U.S. government will try to stop a company's planned salvage mission to retrieve the Titanic's wireless telegraph machine. Federal attorneys are arguing the expedition would break federal law and a pact with Britain to leave the iconic shipwreck undisturbed.In their filing, the agreement with the U.K. says disturbing the Titanic where so many lives were lost should be respected. U.S. attorneys filed a legal challenge before a federal judge in Norfolk, Virginia, late Monday. The expedition is expected to occur by late August. The U.S. government filed its challenge before the same federal judge who ruled last month that the salvage firm could recover the radio. Its distress calls to other ships are credited with saving the lives of some 700 people after the Titanic struck an iceberg in 1912. 833

Nestlé's Purina is launching a line of dog and cat foods that'll include insect and plant proteins.In a press release, the company said Purina Beyond Nature's Protein would come in two versions: one based on chicken, pig's liver, and millet, which is a small, round whole grain grown in Asia and Africa. The other will use protein from black soldier fly larvae, chicken, and fava beans."Every ingredient in our food serves a purpose. With our new Beyond Nature's Protein dry pet food, we are offering a complete nutritious alternative to the conventional dog and cat products, while taking care of the planet's precious resources by diversifying the protein sources," Nestlé Purina Petcare EMENA CEO Bernard Meunier said in the news release. "We're constantly looking at ways in which we can source sustainably for the longer-term while still delivering the high-quality nutrition that pets need today and tomorrow."The company said they would first sell the new products in Switzerland this month. 1006

NEW DELHI (AP) — An Indian husband and wife who fell to their deaths from a popular overlook at Yosemite National Park in the western U.S. were apparently taking a selfie, the man's brother said Tuesday.Park rangers recovered the bodies of 29-year-old Vishnu Viswanath and 30-year-old Meenakshi Moorthy on Thursday about 800 feet (245 meters) below Taft Point, where visitors can walk to the edge of a vertigo-inducing granite ledge that doesn't have a railing.Viswanath, who Cisco India said was a software engineer at the company's San Jose, California, headquarters, and Moorthy had set up their tripod near the ledge on Tuesday evening, Viswanath's brother, Jishnu Viswanath, told The Associated Press.RELATED: 2 die after falling from overlook in Yosemite National ParkPark visitors the next morning saw the camera and alerted rangers, who "used high-powered binoculars to find them and used helicopters to airlift the bodies," he said.In an eerie coincidence, a man who had hiked to the same spot with his girlfriend captured pictures of Meenakshi prior to her fall, saying she accidentally appears in the background of two of their selfie photos.Sean Matteson said Meenakshi stood out from the crowd enjoying the sunset atop Taft Point last week because her hair was dyed bright pink and that she made him a little nervous because he felt she was standing too close to the edge.RELATED: Photographer finds mystery engagement couple in viral Yosemite photo"She was very close to the edge, but it looked like she was enjoying herself," said Matteson, who lives in Oakland, California. "She gave me the willies. There aren't any railings. I was not about to get that close to the edge. But she seemed comfortable. She didn't seem like she was in distress or anything."Matteson said Moorthy's pink-haired visage appears in the background of two photos he snapped of himself and his girlfriend Drea Rose Laguillo. He said Laguillo noticed that Moorthy had been captured in their images on Monday after pictures of the two victims were published.Matteson said he doesn't recall noticing Viswanath when he and his girlfriend were at the overlook with less than a dozen other tourists. The couple left the overlook as darkness was approaching, Matteson said.RELATED: More than 250 people around the world have died taking selfies since 2011The Indian couple's funeral will take place in the U.S. because the bodies were not in a condition to be flown back to India, Jishnu Viswanath said.The couple was "travel-obsessed," Moorthy wrote on a blog called "Holidays and HappilyEverAfters" filled with photos of them in front of snowy peaks, the Eiffel tower and tulip fields. Moorthy had wanted to work full time as a travel blogger, Viswanath said."A lot of us including yours truly is a fan of daredevilry attempts of standing at the edge of cliffs and skyscrapers, but did you know that wind gusts can be FATAL???" Moorthy wrote on an Instagram post with a photo of her sitting on the edge of the Grand Canyon. "Is our life just worth one photo?"RELATED: Teen dies after falling while taking selfie in Yosemite National ParkThe couple graduated in 2010 from the College of Engineering, Chengannur, in Alapuzha district of Kerala state, one of their professors, Dr. Nisha Kuruvilla, told AP.She said Moorthy and Viswanath were both good students who were fond of traveling and had married at a Hindu temple in Kerala in southern India four years ago.Yosemite spokeswoman Jamie Richards said in a statement that park officials were investigating the deaths and that the investigation could take several days.In India, after a rash of selfie-related deaths, the Tourism Ministry in April asked state government officials to safeguard tourists by installing signs in areas where accidents had occurred declaring them "no-selfie zones." 3853

NEWARK, N.Y. (AP) — The U.S. Women's national team has arrived home following their World Cup win against the Netherlands.The soccer team, which won its record fourth Women's World Cup title, touched down at Newark Liberty International Airport at about 4:30 p.m. Monday where they were met with cheers and a banner saying "Congratulations Team USA!"The team members gathered on the tarmac for a toast and posed for pictures as they sang "We Are The Champions."The Americans beat the Netherlands 2-0 Sunday when Megan Rapinoe converted a penalty kick in the second half and Rose Lavelle added a goal.On Wednesday, the team will be showered with a ticker-tape parade up lower Manhattan's Canyon of Heroes. It's the city's first ticker-tape parade since the women's team won the 2015 Cup. 794