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TEMPE, AZ — A train has caught fire after a derailment on a railroad bridge over Tempe Town Lake.The incident occurred around 6 a.m. local time on the south side of the lake near Mill Avenue.A spokesperson with Tempe Fire Department says the incident involves a Union Pacific train that derailed and caused a partial bridge collapse over Tempe Town Lake.About 90 firefighters from multiple departments are at the scene of the second-alarm hazardous materials response.A Union Pacific spokesperson says eight to 10 rail cars caught fire and three tank cars fell onto an empty park area below.The spokesperson says two tank cars contained cyclohexanone and one contained a rubber material. None are believed to be leaking and no tank cars were involved in the fire.One person was reportedly treated for smoke inhalation, but the train crew is not injured. No other injuries have been reported.The Phoenix region's Valley Metro says light rail trains are not crossing Tempe Town Lake at this time due to the fire. Valley Metro's train service is being rerouted at Mill Ave/3rd St and Center Parkway/Wash St.Tempe Police say some streets in the area are also restricted and freeway traffic on the nearby Loop 202 may be impacted due to smoke.It's unknown what caused the derailment.This story was originally published by Ashley Loose on KNXV in Phoenix. 1357

The American Bar Association will no longer review its "well qualified" rating of Justice Brett Kavanaugh now that the Senate confirmed him, an ABA official told CNN Monday.The official, who declined to speak on the record, cited an ABA policy of ending its rating process once a nominee is confirmed."Per the published policy and historical practice of the Standing Committee on the Federal Judiciary, once a justice or judge is confirmed, the Standing Committee's rating process is closed," the ABA's website states.The group had previously said that because of the allegations against Kavanaugh of sexual assault and conduct during his September 27 Senate Judiciary Committee hearing, it would reevaluate its rating. Kavanaugh has denied the allegations against him.The ABA's president had also taken the extraordinary step for the group by calling for the Judiciary Committee to delay its vote on Kavanaugh. 919

Students watching the COVID-19 pandemic play out have reason to be wary of taking on additional loans for college. With what could be a slow economic recovery, signing up for an additional bill that comes each month, no matter what, might sound like a bad idea.Federal student loan payments are currently paused. But those repayments are scheduled to resume next year before current students can take advantage of the halt. And while government income-based repayment plans and forbearance can offer a respite for economic hardships, interest still continues to add up. Private loans are even less forgiving and almost always require a co-signer.But there’s an alternative emerging: income share agreements, or ISAs. With these agreements, students borrow money from their school or a third-party provider and repay a fixed percentage of their future income for a predetermined amount of time after leaving school.Depending on the terms of the agreement and the student’s post-graduation salary, the total repaid could be much more or far less than the amount borrowed. It’s a gamble that could be worth it for students who’ve exhausted federal aid and scholarships. Here’s why.No co-signer requiredMost students need a co-signer to qualify for private student loans. Co-signers are on the hook for any missed payment, and a large balance can be a burden on their credit report. As families look to make ends meet, they may need that borrowing leverage for themselves.Income share agreements are co-signer-free. Instead of credit history, students typically get an ISA based on their year in school and major. The best terms are often reserved for students in high-earning majors near graduation, like seniors studying STEM fields. But high earners also risk having to repay a larger amount.If an income share agreement isn’t the right fit for you and you need additional funding without a co-signer, consider a private student loan designed for independent students. These loans are often based on your earning potential and don’t require co-signers. They may also offer flexible repayment options based on salary or career tenure.Unemployment safety netWith an income share agreement, if you’re unemployed — or if your salary falls below a certain threshold, which can be as low as ,000 or as high as ,000 — you don’t make payments. No interest accrues, and the term of your agreement doesn’t change.That makes these agreements a good option for students in times of economic uncertainty, says Ken Ruggiero, chairman and CEO of consumer finance company Goal Structured Solutions, which is the parent company of student loan providers Ascent and Skills Fund and provides funding for school-based ISAs.“I like the idea of not having to make a payment when you’re going into a recession or right after the recovery happened,” he says.If you’re a junior, senior or graduate student poised to enter the workforce soon, that could make an income share agreement more attractive. Tess Michaels, CEO of income share agreement provider Stride Funding, says she’s seen a significant increase in inquiries since the pandemic forced schools to shut down in March.But freshmen and sophomores have more time to wait out the economic fallout. If you’re further from starting your career, weigh the recession-related benefits of an income share agreement against the risk of giving up a percentage of your future income. Remember, you won’t know the total cost of an ISA when you sign up.But it’s not right for all studentsSome colleges offer income share agreements to all students regardless of major or tenure. Still, many of these programs prioritize upperclassmen, making it harder for freshmen and sophomores to qualify.But an income share agreement might be the wrong move even if you’re graduating soon. If your income is higher than average after graduation, you might pay much more than you received.Let’s say you get ,000 from a private ISA company and agree to pay 9% of your salary for five years. If you earn ,000 a year (the average starting salary for a college graduate) for the length of your term, you’ll repay ,950. That is equivalent to a 10.6% interest rate. In that case, a private student loan could be a better option. Fixed rates on private student loans are hovering around 4%, though independent students will likely pay more.And income share agreements have fewer protections for borrowers than student loans. Tariq Habash, head of investigations at the Student Borrower Protection Center, says that while consumer protection laws apply to these agreements, “ISA providers will say there isn’t really legal clarity because they’re new and different.” He said that he saw the same thing with payday loans and fears ISAs will take advantage of the most vulnerable students.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondCollege During COVID-19: Your Aid Questions AnsweredWhat to Do if There Isn’t COVID-19 Student Loan ForgivenessCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 5166

Support for stricter gun laws has spiked to the highest level since 1993, and almost two-thirds say government and society can take action to prevent future mass shootings, according to a new CNN poll conducted by SSRS.The findings suggest the school shooting in Parkland, Florida, has shifted public opinion on gun laws in a way other recent mass shootings have not.Overall, 70% now say they back stricter gun laws, up from 52% who said so in an October poll not long after a mass shooting in Las Vegas killed 58 people. Just 27% oppose stricter laws. Support for stronger gun laws has not been that high in CNN polling since a December 1993 survey conducted just after the Brady Bill was signed into law.Public support for stronger gun laws has fluctuated over the years, peaking at 70% backing for stronger laws in 1993 and in the new poll and bottoming out at 44% support in a CNN/ORC poll in September 2014. Bumps in support for tighter laws following mass shootings have rarely lasted, but they have also rarely been as large as the shift seen in this poll.The new poll also finds a deepening intensity of support for stronger gun laws. A majority, or 52%, say they "strongly" favor stricter gun laws, well above the previous high mark of 37% in polling back to 2013. Strong support outpaces strong opposition by a nearly four-to-one margin, a massive increase compared with the 36% who were strongly in favor of such a move and 27% who strongly opposed the idea in the October survey.Overall support for stricter laws includes a majority of those who live in gun-owning households (57%) as well as majorities across gender, race and age categories. Nearly all Democrats (93%) back stricter laws, as do a majority of independents (64%) and a plurality of Republicans (49% vs. 46% who oppose them).At the same time, an increasing share say they are very or somewhat worried they or a family member will become a victim of gun violence. Almost six in 10 say so now (57%), compared with 44% in June 2016 after a mass shooting in Orlando. Worries now are higher among parents of children under 18, of which 62% say they are worried vs. 55% among non-parents. Among those who are at least somewhat worried about becoming a victim of gun violence, 80% back stronger gun laws; that slides to 56% among those expressing less concern.There is widespread support for several specific changes to gun laws, including 87% who back laws to prevent convicted felons and those with mental health problems from owning guns; 71% who support preventing people under age 21 from buying any type of gun; 63% who support a ban on the sale and possession of high-capacity or extended ammunition magazines (up from 54% in October, a new high in CNN polling); and 57% who back a ban on the manufacture, sale and possession of rifles capable of semi-automatic fire, such as the AR-15, the same style as was used in both the Parkland and Las Vegas shootings (up from 49% in October).Support for raising the age at which a person can purchase any type of gun -- an idea supported by some prominent Republicans -- crosses party lines (86% of Democrats, 67% of independents and 61% of Republicans back that change), as does support for keeping guns away from convicted felons and those with mental health problems (90% of Democrats and Republicans favor that, along with 84% of independents). There is also broad cross-party opposition to an outright ban on gun ownership (93% of Republicans, 87% of independents and 83% of Democrats oppose that idea).But on the other proposals tested in the poll, there are sharp partisan divisions that reflect those in the public conversation around gun laws that has emerged since Parkland, particularly on a ban on weapons such as the AR-15. That proposal -- one that Florida Sen. Marco Rubio described in a Tweet as "well outside the mainstream" -- has the support of 80% of Democrats and 53% of independents, but just 34% of Republicans. Likewise, limiting the number of guns an individual can own garners 69% support among Democrats vs. just 23% among Republicans. And while backing for a ban on high-capacity magazines has grown across party lines, there remains a 34-point spread between Democrats (82% support) and Republicans (48% support) on the question.In addition to a shift toward support for stronger gun laws, there is optimism in the poll that such changes would be effective. A majority, 56%, say stricter gun laws generally would reduce the number of gun-related deaths in the country, 42% that they would not. That tilted the opposite way in October after the Las Vegas shootings, with 51% doubting that outcome, as well as in June 2015 after the shooting deaths of nine people during a Bible study group in Charleston, South Carolina, when 60% said such a change would not reduce gun-related deaths.Similarly, 59% think stricter background checks would prevent those with mental health problems from owning guns (36% say that they would not).Gun owners are more skeptical on both accounts (61% say stronger laws would not reduce gun-related deaths, and 44% say more comprehensive background checks would not prevent those with mental health problems from obtaining guns), as are Republicans (almost three-quarters say stronger laws would not reduce gun-related deaths, and 48% say they wouldn't keep guns away from the mentally ill).More generally, almost two-thirds, 64%, say that government and society can take action that will effectively prevent shootings like the one in Parkland. That is higher by far than the share to say so in CNN polls after mass shootings in Las Vegas (47%), Orlando (46%), Charleston (35%), Newtown, Conn. (46%) and Tucson (33%). Majorities across party lines say they feel effective action can be taken, including 79% of Democrats, 59% of independents and 52% of Republicans.Overall, about half, 46%, say they have a favorable view of the National Rifle Association, while 49% hold an unfavorable view. That's the worst rating for the organization in CNN trends since 1995. And those with a "very unfavorable" view outweigh those with a "very favorable" one by a 31% to 21% margin.The CNN Poll was conducted by SSRS February 20-23 among a random national sample of 1,016 adults reached on landlines or cellphones by a live interviewer. Results for the full sample have a margin of sampling error of plus or minus 3.7 percentage points, it is larger for subgroups. 6451

The body of Saudi journalist Jamal Khashoggi was dismembered after he was strangled upon entering the Saudi consulate in Istanbul early this month, the chief prosecutor's office in Istanbul said Wednesday.This was carried out as part of a premeditated plan, according to a statement by the chief prosecutor's office.The statement is the clearest yet from the Turkish authorities about the fate of the Washington Post journalist, whose remains have not yet been found."The victim's body was dismembered and destroyed following his death by suffocation," the statement said."In accordance with plans made in advance, the victim Jamal Khashoggi, was choked to death immediately after entering the Consulate General of Saudi Arabia in Istanbul on October 2, 2018."Turkish President Recep Tayyip Erdogan on Friday demanded that Saudi Arabia reveal the location of Khashoggi's body and hand over 18 suspects. 910

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