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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

Currently still have tape up and road blockages, but another officer confirms everything is okay and will be opening soon. pic.twitter.com/Lihuwi6f5C— Blayke Roznowski (@NC5_Blayke) January 14, 2020 210

COLUMBUS, Ohio — Ohio State University has suspended in-person classes and will move to virtual instruction "effective immediately" through at least March 30.That includes "face-to-face instruction in lectures, discussion sections, seminars and other similar classroom settings," according to an 308

Embattled Puerto Rico Governor Ricardo Rossello is expected to resign Wednesday morning after a week of massive protests and calls for his resignation, Puerto Rico's top newspaper 192

Domino's Pizza announced on Monday that it is partnering with robotics company Nuro to create a pizza delivery vehicle that is autonomous. The unmaned vehicle known as R2 will begin delivering pizzas later this year as part of a test. Domino's said it is rolling out the technology at select locations in the Houston area. Customers in the select areas will be given the option of having their pizza delivered by R2. They will then be given a pin to unlock the pizza from a compartment. Customers can also track the location of the R2 using Domino's smartphone app. "We are always looking for new ways to innovate and evolve the delivery experience for our customers," said Kevin Vasconi, Domino's executive vice president and chief information officer. "Nuro's vehicles are specially designed to optimize the food delivery experience, which makes them a valuable partner in our autonomous vehicle journey. The opportunity to bring our customers the choice of an unmanned delivery experience, and our operators an additional delivery solution during a busy store rush, is an important part of our autonomous vehicle testing."Nuro said it has raised more than billion from investors to deliver goods from a number of local businesses, including grocery stores, restaurants and dry cleaners. 1305