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When’s the last time you checked your credit report? A new report by CreditCards.com found nearly half of adults haven’t checked their credit report in the last 6 months.It’s been 6 months since the massive Equifax breach where millions of people’s personal information was leaked. CreditCards.com found out nearly half of us haven’t checked out credit report since then to find out if we were one of the victims. Matt Schulz with CreditCards.com says, "Frankly that’s disturbing."Schulz says, “This was an enormous deal. Key personal information like social security numbers were compromised for nearly 150 million people.”Once your personal information is compromised, it’s out there for good. 74% of you said that having your personal data stolen would be worse than having your cell phone stolen.Schulz recommends you check your credit report once a month. “We don’t think about checking Instagram or Facebook 10x a day but, it seems way too much to ask to go to your bank website or check your credit report on a regular basis.”Now more than ever it’s easy to check your credit report.Schulz says, “A credit report will show you if somebody in particular has opened an account under your name without you knowing about it. And that is potentially one of the most damaging things someone can do.”You can get your vantage score, credit score and free Transunion credit report at places like CreditCards.com"Remember, the last thing you want is for your credit score to be dinged by mistakes that aren’t your own.” 1529

White House press secretary Sarah Sanders maintained Wednesday that President Donald Trump "did nothing wrong" relating to the hush money payments made to women who claimed affairs with him during the 2016 campaign."As the President has said and we've stated many times, he did nothing wrong. There are no charges against him and we've commented on it extensively," Sanders said. "Just because Michael Cohen made a plea deal, doesn't implicate the President on anything."Sanders declined to answer additional questions about what the President knew about the payments and when he knew it.Asked whether the President has lied to the American people, Sanders called the accusation "ridiculous.""I think that's a ridiculous accusation. The President, in this matter, has done nothing wrong and there have been no charges filed against him," she said.She responded to inquiries about the President's tweets about Cohen from earlier in the day, in which he said Cohen "broke" and recommended no one use Cohen as a lawyer, saying, "The President has expressed his views on that, I don't have anything further to add."Asked whether Trump would pardon Paul Manafort, Sanders sought to distance the former campaign chairman from the President."The Manafort case doesn't have anything to do with the President, it doesn't have anything to do with his campaign, doesn't have anything to do with the White House," Sanders said.She added that she was "not aware" of any conversations regarding a Manafort pardon beyond when the President was asked about it last week. 1562

With emotions still raw days after a deadly school shooting in Florida, one Ohio family is fighting back against what they think is an unfair punishment.Beth Mertel says one of her son's peers brought a toy gun to Greenbriar Middle School in Parma on Feb. 8, and pointed it at her son, Joey."He says he doesn't want to be the snitch," Mertel said. "They're 11 years old. They're kids. They're trying to find their place with their friends too."Mertel says the Parma City School District suspended the student who brought the toy gun, along with three other students, including Joey, for knowing about it but not telling an adult about it.The district stands behind the discipline, saying the three additional students were punished under a part of the Student Handbook labeled "Withholding Information."Mertel's concern is with the severity of the punishment, not the rule she admits her son should have followed."No matter how much I disagree with the suspension, you still should have said something," said Beth.Mertel says Wednesday's tragedy in Florida is an important teaching moment."I said [to Joey] you need to go home and turn on the news," said Beth. "You need to watch this, you need to understand this."The district tells us that suspension will stay on Joey's internal school record through middle school and into high school. Beth says it's a hefty punishment that falls short of teaching the lesson she says is worth learning."Whenever you see something, you have to tell somebody," said Mertel. "That's the only way this is going to be taken care of." 1605

With Joe Biden scheduled to deliver his DNC acceptance speech on Thursday, President Donald Trump will attempt to siphon away attention by holding a strategically-placed campaign event and a strategically-timed Fox New interview.On Thursday afternoon, Trump will travel to Old Forge, Pennsylvania, to deliver a campaign stump speech at a local business. According to the presidential schedule, the topic of Trump's speech is "a half-century of Joe Biden failing America."Old Forge is just a 20-minute drive from Biden's hometown of Scranton, Pennsylvania.Later on Thursday, Trump will conduct a phone interview with Fox News host Sean Hannity during the 9 p.m. hour — just as the DNC is getting underway for the evening.Trump appears to have been acutely watching portions of the DNC throughout the week. On Tuesday morning, he tweeted a response to Michelle Obama's convention remarks, and on Wednesday evening, he tweeted an all-caps response to Vice Presidential candidate Kamala Harris' acceptance speech.Trump's remarks come the same day that a judge again ruled that the president must turn his tax returns over to a Manhattan district attorney. They also come the same day that his former adviser, Steve Bannon, was arrested for an alleged embezzling scheme resulting from a GoFundMe campaign to build a wall on the U.S.-Mexican border.Several national polls show that Trump trails Biden by a double-digit margin, those his voters appear to have more enthusiasm for him as a candidate. 1500

What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says.   The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch.  So, how do you get to million in your 401k? Duong says there are a few easy ways.   First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire.   Next, take advantage of your employer match."A match is free money," Duong says.   MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer.   "Additional things you can do is working a little bit longer and delaying social security," suggests Duong.   Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner.   “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains.   There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably.   "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756