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SAN DIEGO (KGTV) — Small businesses trying to stay afloat amid coronavirus restrictions can apply for up to million in forgivable low-interest loans to help them get by. The Federal Small Business Administration has opened its application site for businesses with fewer than 500 employees to apply for the loans, which would have an interest rate of no more than 4 percent. The loans are part of the stimulus package Congress and the President authorized last week. They are meant to help small businesses maintain payroll and meet essential obligations like rent, mortgages and utilities at a time social distancing has eliminated most consumer spending. RELATED: Coronavirus aid: How to help your neighborsIf an employer uses the money as intended, the government says it will forgive the loans."Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels," according to the Small Business Administration. "Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease."Kelly DuFord Williams, a managing partner at Slate Law Group, says this is an unprecedented opportunity for small businesses, given the low interest loan offer and six months of deferred payments. RELATED: WE'RE OPEN SAN DIEGO: Search open businesses"Small businesses employ a lot of people, especially in San Diego, with such a big entrepreneur community, and the last thing they want is all of us turning off our lights and doing mass layoffs just because of temporary circumstances," Williams said. Jennifer Byard, who owns Communal Coffee in North Park and South Park, said her sales have dropped 75 percent and that she has had to reduce her employees from 22 to eight. Byard plans to take out at least 0,000 to make it through.RELATED: IRS: Distribution of economic impact payments will begin in the next three weeks"I think it's really important for me to have some backup funds right now to be able to reopen, to be able to keep my employees, to pay them more," said Byard, whose shop is now doing takeout only during the day while offering pizza and salad in the evening. For more information on the loans visit SBA.Gov. 2199

SAN DIEGO (KGTV) -- Several birds were rescued from a San Diego apartment after a downstairs unit caught fire.According to crews, the fire started around 10:45 a.m. Sunday at an apartment on the 1700 block of Oro Vista Road.Shortly after noticing smoke, residents at the complex grabbed every fire extinguisher they could get their hands on in an effort to extinguish the flames and keep the blaze from spreading to the second floor.Firefighters say no one was home at the time of the fire and several birds were rescued. 529

SAN DIEGO (KGTV) — San Diego's weekend is full of holiday cheer and fun for everyone.The Padres will host Pedal the Cause, to raise funds to benefit local cancer research. Societe Brewing also hosts their own biking event, taking riders through Mission Bay and back to the brewery.Chula Vista hosts the first Island Blue Holiday Fest, giving visitors the chance to enjoy shopping, entertainment, and island-inspired foods. Liberty Station also opens its ice rink for the season, giving the locals the chance to skating on glistening ice this fall.RELATED:Turkey trots, holiday runs in San Diego this seasonSouthern California theme parks bring holiday cheer to guestsTrees aglow: San Diego holiday tree lightings to catch this seasonHere's a look at this weekend's events:THURSDAYPadres Pedal the CauseWhere: Petco Park; Cost: -5(Thursday and Saturday) Thousands of cancer survivors, doctors and researchers, and supporters will participate in a one-day cycling event at Petco Park cycling, running, and using stationary bikes to raise funds for local cancer research. Pre-event festivities begin on Thursday before Saturday's big biking and running challenge.Rady Children's Ice RinkWhere: Liberty Station; Cost: -Lace up your ice skates and hit Liberty Station for a night of ice skating at the Rady Children's outdoor rink to start the holiday season. Proceeds from skaters will benefit the Thriving After Cancer program at Rady Children's. FRIDAYLowrider: The Art of Low N' SlowWhere: San Diego Automotive Museum; Cost: -(Thursday - Sunday) Discover the elements of the lowrider lifestyle and how the phenomenon has spread throughout the world. The San Diego Automotive Museum celebrates the lifestyle and culture behind cars, drivers, and the artwork that encompasses lowriders.San Diego Bay Wine + Food FestivalWhere: Embarcadero Park North; Cost: Varies(Thursday - Sunday) San Diego's Wine + Food Festival returns through Nov. 17, packing the week with tons of foodie fun in downtown San Diego. Ticket holders will get tastes and sips from hundreds of world-class chefs, wineries, and breweries during special tasting events.SATURDAYIsland Blue Holiday FestWhere: Chula Vista Harbor; Cost: FreeThe inaugural Island Blue Holiday Fest brings live entertainment, delicious island-inspired foods, holiday shopping, and more to Chula Vista Harbor.Cold Brew City FestWhere: Parq West San Diego; Cost: San Diego will celebrate all things coffee, with vendors, live music, art, delicious food, and coffee galore in Bankers Hill this weekend. Brewers will also compete in a range of categories for the best cold brew creations, with attendees choosing the winners.Bikes & BeersWhere: Societe Brewing; Cost: -Take another bike ride this weekend with Societe Brewing, riding through Mission Bay and back, during Bikes & Beers. Free prizes and food trucks will keep the fun going at Societe during a post-race party.SUNDAYTaco TKOWhere: Lane Field Park; Cost: Taco shine during Taco TKO, where chefs will build some of the most delicious tacos in town. Attendees will be able to chow down, enjoy live music, tequila and beer, and vote for their favorite to be crowned San Diego's "most awesome taco." San Diego Asian Film FestivalWhere: Various locations; Cost: Free - 0(Thursday - Saturday) More than 170 films from nearly 30 countries will be screened as part of the San Diego Asian Film Festival. Films will cover a diverse array of topics and give attendees the chance to speak with filmmakers and actors.How the Grinch Stole ChristmasWhere: Old Globe Theater; Cost: - The annual Old Globe run of "How the Grinch Stole Christmas" returns through Dec. 29. Take in the performance of the beloved Dr. Suess tale as the theater is transformed into Who-ville for the holiday season. 3828

SAN DIEGO (KGTV) - Some professors at the University of San Diego are using the impeachment inquiry public hearings as a teaching tool.Instead of listening to their professor lecture about constitutional law, students at USD watched history unfold.Sophomore Bryson Patterson says, “Although we are studying war powers now that this has come up, we get to see the constitution in action. So, we get to live it, going on which is pretty cool.”Casey Dominguez, a Political Science Professor, is allowing students to watch the impeachment inquiry hearings during class as part of today’s lesson plan, hoping to help them understand what’s happening.Dominguez adds she hopes her students, “walk away from our class feeling they are competent to figure out what’s going on. And come up with informed opinions about it.”A lesson some of her students say has already left a lasting impression on them. Charlie Young, a Junior adds, “it’s the perfect opportunity to happen in college. Where we have professors to walk us step by step through the process to understand what’s happening and help guide us through the process deeper than what the political ends would tell us.” 1173

SAN DIEGO (KGTV) - Some local leaders believe a significant number of homes that could help ease the housing shortage are actually vacant, and it may be time to consider a 'vacancy tax.'On any given night, amid the bright lights of the downtown skyline, are the not-so-bright, 41-story towers of the Harbor Club condominiums. Aaron Howe lives two blocks away."Just kind of empty and lonely. You see a few lights, but it's mostly dark," said Howe.Sources tells 10News, at various times in the past decade, as many as half the units have been vacant, meaning they are not a primary residence. It is sights like those dark units prevalent across the downtown area that have drawn the scrutiny of County Board Supervisor Nathan Fletcher.RELATED: Making It in San Diego: Here's how much space you can rent for the median income in San Diego"I'm concerned that you have foreign wealth funds buying floors that are never occupied. I'm concerned you have people making investments in their fourth, fifth and sixth homes. To tackle the housing crisis, you can't just build something you call housing. It has to be something that actually houses people," said Fletcher. But just how many local homes stand empty? According to the the real estate tracker CoStar, San Diego's vacancy rate is about 4.5 percent. A healthy market is around 7 or 8 percent, but those numbers generally account for apartments, not single family homes and condos. Months ago, the San Diego Housing Commission directed staff to look into more accurate vacancy numbers, a first step that could lead to the proposal of a vacancy tax, similar to one enacted in Vancouver, British Columbia in 2017. "Housing prices were going up far faster than local incomes were. There was fear a lot of homes were bought as investments and they were being left empty," said Dan Fumano, a reporter with the Vancouver Sun who has covered the issue extensively.RELATED: Facing It Together: San Diego college students cope with homelessnessVancouver assessed a 1 percent levy on a home's assessed value for homes occupied less than half the year. While some homeowners cried foul, the city pressed on, including audits on homes to confirm they were inhabited. So far, city leaders have called the results of the tax encouraging. In the first year, it generated million in revenues for affordable housing projects.In the same time period, the number of declared vacant units dropped by 15 percent, welcome news in a tight rental market."There have been all these stories of college students living in mansions in expensive neighborhoods ... owners renting out to a group of five students for quite cheap just so the owner can avoid paying the tax," said Fumano.A similar tax has since been enacted for the entire province of British Columbia. RELATED: For rent: San Diego backyard shed listed for ,050 per monthThe San Diego Housing Commission could hire a research group to begin a vacant home study by the end of the year. If city leaders determine a vacancy tax should be proposed, it would go before the voters.A representative with management company of the Harbor Club declined to comment on the current vacancy numbers. 3188