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Senate Minority Leader Chuck Schumer did not display optimism on Thursday that all sides are close to a deal on a coronavirus stimulus package. His comments come as the Senate adjourned for the week without agreeing to a stimulus bill.Schumer said that negotiations at the White House on Thursday did not include Senate Republicans. Schumer claimed that Senate Republicans aren’t unified, and that McConnell would sink any stimulus plan that doesn’t include liability protection for businesses.“Pres. Trump has called the GOP COVID proposal ‘semi-irrelevant’ and seems to endorse a different policy every time he finds a microphone,” Schumer tweeted. “The one thing we’re sure he supports is a new FBI building to boost the value of his hotel, We will not stop fighting for people and families.”One issue of disagreement is over unemployment supplements. Last week, millions of unemployed Americans received their last 0 a week addition to unemployment from a previous stimulus package. Officially, the unemployment benefits expire on July 31, but the aid was intended to be paid a week in advance.For many lower-income workers, the amount of aid was likely more than what they would have received while working. McConnell wants to change that."We wanted to be able to help the states afford continuing basic unemployment insurance during these tough times, that's important, but we don't think you should pay people more to stay home than to go back to work,” McConnell said to WLKY-TV.During his news conference Thursday, Trump said that Senate Republicans were trying to put together a plan to save unemployment supplements.“I want to thank Senate Republicans for fighting to extend unemployment benefits today — in the face of very strong Democrat obstruction, which I’m surprised at — because this is great for our country and it’s great for our workers, and it wasn’t our workers’ fault,” Trump said.On Monday, Senate Republicans unveiled their stimulus plans. But getting the White and House Democrats to sign off on it remains a battle.Highlights of the bill include:- ,200 stimulus checks for the same group of Americans who received a check in the spring- 6 billion in funds for schools to hire staff and conduct social distancing- Replenishing the Paycheck Protection Program, intended to help businesses keep employees on payroll- Extending unemployment supplement, although at a lower amount- Liability protection for businesses reopening amid the pandemic 2485

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

ST. PETERSBURG, Florida — Back in 2016, a dog owner received a note saying, "Shut your dog up or we will."Days later, Annabelle, a three-year-old brindle pitbull terrier mix, nearly died from kidney failure.The owner says the kidney failure was caused by wet dog food laced with Acetaminophen, known best as Tylenol, which is extremely toxic to dogs. Rob McCahan says he believes the contaminated food was tossed into his yard from the alley behind his home on 44th Avenue North in St. Pete.The dog found and ate the contaminated food before the owner realized there was a bag there at all.It happened again in March 2018, and this time, Annabelle died."She was the most lovable dog in the world," says McCahan, whose cell phone is filled with photos of his beloved dog, who he rescued from a local shelter.She died after several days in the animal hospital."These people are sick. I'm just kind of confused right now. Trying to figure out who did it," adds McCahan.The second poisoning coincided with a second note left on his door that read in part: "Shut him up. Your neighbors are tired of it."McCahan says Annabelle didn't bark too much and certainly didn't bark any more than his neighbors' dogs.Just a few houses down from McCahan's, on the 700 block of 44th Avenue NE in the North East Park community of St. Pete, another dog apparently died in the exact same manner.A brown bag with poisoned food was thrown into another yard, killing an otherwise perfectly-healthy 8-year-old golden retriever, according to the pet's owner.This pet owner shared her devastating experience on social media online with her neighbors, saying their dog died this past Monday, and wanted to warn others that someone was doing this."I'm afraid for animals," she writes, adding, "My family was devastated and are still recovering. Please be aware. We're upgrading security."St. Pete Police were out in the neighborhood again Friday trying to confirm this second report of a dog's death, but have not yet been able to.Another neighbor on the same 700 block of 44th Avenue NE tells ABC Action News that his cat was found hanged about 8 months ago.  A woman who lives on nearby 43rd Avenue NE tells St. Pete Police that she has received similarly-threatening letters recently, but her pets are doing okay. A police officer who has reviewed all the letters says it's in the same handwriting.Several residents declined to speak to ABC Action News on camera out of fear that their pets would be targeted as well if they were seen speaking about their concerns.The FBI says on their website that violence against animals is a major indicator of future violence against other animals, and future violence against people, including kids.Note: We are not publishing the name of the second dog owner because we have not been able to get in touch with them yet. 2868

SPRINGFIELD, Va. — Virginia's largest school system is removing the name of Confederate Gen. Robert E. Lee from one of its high schools in favor of the late U.S. Rep. John Lewis.The board voted Thursday to rename Robert E. Lee High School in Springfield, Virginia — a Washington, D.C. suburb — after the late congressman and civil rights leader.A news release posted on the school district's website says the new name will be effective for the 2020-21 school year."Rep. Lewis was a champion of the Civil Rights movement, and our Board strongly believes this is an appropriate tribute to an individual who is a true American hero," School Board Chair Ricardy Anderson said in a statement. "We will also honor his life's work by continuing to promote equity, justice, tolerance and service in the work that we do.""The name Robert E. Lee is forever connected to the Confederacy, and Confederate values are ones that do not align with our community," said Tamara Derenak Kaufax, a board member representing the high school's district. "Our schools must be places where all students, staff, and members of the community feel safe and supported. I believe that John Lewis' extraordinary life and advocacy for racial justice will serve as an inspiration to our students and community for generations to come."Other names under consideration included Barack Obama, Cesar Chavez, Mildred Loving, Central Springfield and Legacy.The change comes nearly three years after the school system removed the name of Confederate Gen. J.E.B. Stuart from another high school.Several high schools across the country named for Confederate generals have chosen to select new names following monthslong protests against police brutality and systemic racism.Lewis, a civil rights icon, died last week. 1784

September Buys, a teacher in Michigan, says she doesn't really like garage sales, and that should tell you just how far she will go to help her students this year.Buys, an art teacher at Crossroads Middle School in Grand Rapids, said she was feeling helpless about all the uncertainty surrounding the school year-- and decided to channel her frustration into cleaning."I just started cleaning out my closet, because that felt better, just to let some things go," she said. "I made a pile, and then I moved onto the girls’ closet, and then I moved onto the toy room, and just this pile grew and grew and grew.”The idea came to her to hold a garage sale to give away the items. She also reached out to the community on Facebook, asking if others had items they wanted to contribute as well.Instead of selling what's been collected, Buys asked people to donate art supplies or purchase items off the Amazon wishlist she created to help her students.“I think it’s really, really important for people to connect with each other and be kind to each other and if you have something extra, why not share it? Things are things… I think what’s more important for me right now is to make sure that my students are cared for and that they have the things they need to feel like they can express what’s going on, they can kind of get some of that stuff out, and the more materials and stuff I have for my students, the better.”Buys plans to take all the art supplies to create individual 'art kits' for her students."We always need help with purchasing supplies – but this year especially, whether the kids are at home or whether they’re in person, they’re not going to be able to share supplies in the same way. I can’t take one package of pencils and put it in the middle of the table for kids to share anymore. So all of the kids are going to need individual supplies.”Buys isn't sure yet whether she will hold another garage sale.To learn more, or to buy items off Buys' Amazon wishlist, click here.This story was originally reported by Janice Allen at WXMI. 2057