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You’re on an overseas trip and about to rent a car. You decline the additional insurance offer and mentally high-five yourself for saying no because your credit card offers primary rental coverage.Not so fast, smarty-pants.Although the Nerds are generally fond of credit cards that offer some form of auto rental insurance, be aware that even if you have primary coverage via your card, you might still want more, especially when traveling internationally. Here’s why. 511

— and suspended.Awtrey, a transgender student, had been looking forward to his breast reduction surgery — known as a "top surgery" — for so long. When it was finally complete earlier this month, he shed tears of joy."I full-on started balling and crying because this was something I wanted the last 10 years of my life," Awtrey said.He was a student at Welch College in Gallatin, Tennessee, who was planning to stay with a Christian couple as he healed from the surgery. But when they found out what it was for, he says they told him he wasn't welcome anymore.After a roommate outed Awtrey last year, he says Welch College officials told him to keep quiet."I wasn't allowed to have an opinion when something was talked about, when others made transphobic jokes or teachers made transphobic jokes. Those things would hurt me but I wasn't allowed to comment on it," Awtrey said.And Awtrey says when the college found out about his surgery, they told him he couldn't return to the dorms, and eventually suspended him for two terms.Welch College is a private university, so it isn't subject to the same laws forbidding discrimination that public universities are."These things are just part of a problem that is now pervading all of society," Awtrey said. "When Welch College kicked me out, they essentially said I did not deserve an education at their college."In a statement, Welch College President Matt Pinson said:"Welch College believes that all persons are created in God’s image and thus have inherent dignity and should be treated with respect, compassion, and love. The College holds that God created humanity in two distinct and complementary sexes: male and female. The College acknowledges that the Fall of humanity into sin has introduced brokenness into God’s good creation, including in the realm of human sexuality. For example, some individuals experience a distressing confusion about their gender identity, perceiving a conflict between their biological reality and their psychological self-understanding.Welch College believes that individuals experiencing such confusion—and the distress that usually accompanies it—should be treated with love and compassion. The College also believes that attempting to alter one’s bodily identity constitutes a rejection of God’s design for humanity. The College is also aware that such attempts all too rarely deliver on their promises to alleviate psychological and emotional suffering. The College thus invites all transgender individuals to trust fully in Christ and experience renewal in the gospel.On Friday, August 2, Welch College learned that one of its students had undergone surgery in an effort to conform her body to her belief that she is male. Given the incompatibility of such an action with the College’s beliefs and expectations for members of its community, the College informed the student that while she could not continue living in a dormitory, the College would provide hotel accommodations and funds for food during her recovery period. The College later offered to provide in-home health care for the student, which the student declined, stating she did not need it. Reports that the College responded inappropriately or unlovingly to the student’s situation are inaccurate.Pinson also said, “Welch’s community standards hold that students are to obey God’s revealed will in Holy Scripture and avoid behaviors that constitute a rejection of the divine design for human sexuality. Our desire is to show individuals experiencing gender confusion the love and compassion of Christ while bearing witness to God’s design as revealed in Holy Scripture for his human creatures as male and female. We believe that a commitment to historic Christian teaching on human gender and sexuality must ever be melded with love, compassion, and sensitivity to people who are made in the image of God. Welch informs all members of its community of these beliefs, on which its decisions regarding admissions, hiring, housing, etc., are based. We will continue to pray for all people experiencing gender confusion while also honoring the values of this institution and its sponsoring denomination, which are shared by the Christian tradition over two millennia.Pinson continued, “Throughout Yanna’s time at Welch, we have treated her [sic] with love, respect, compassion, sensitivity, and privacy, though we always clearly communicated our community standards regarding gender identity. We at Welch love Yanna and have shown her that love in a way that accords with our deeply held religious beliefs.”This story was originally published by 4599

But there is one thing she loves even more."Patrick Mahomes," Reese said.While she roots for her favorite quarterback, her mom said she is always begging to watch makeup videos or even do her makeup."She was watching me do my makeup. She has done that for years. She is an observant, curious kid," said Nicole Wallace, Reese's mom.Last Friday, while all the kids were home from school because of the ice storm, the mother-daughter duo wanted to make a video for the upcoming game."We have this whole day. Let's do a tutorial in honor of our team and our favorite player, Patrick Mahomes," Wallace said.While Mahomes doesn't wear makeup, he is known for his hair and headbands.Wallace posted the video of Reese on 715

is reporting. Zimmerman's suit claims he was defamed by Sen. Elizabeth Warren and Mayor Pete Buttigieg two weeks ago on the anniversary of Martin's death. The suit is seeking 5 million in damages. NBC reported the suit claims that Warren and Buttigieg "defamed Zimmerman for political gain in misguided and malicious attempts to bolster their standings amongst African-American voters, all at Zimmerman’s expense.”Warren retweeted photos of Martin, and added, "My heart goes out to @SybrinaFulton and Trayvon's family and friends. He should still be with us today. We need to end gun violence and racism. And we need to build a world where all of our children—especially young Black boys—can grow up safe and free."Buttigieg's Feb. 5 tweet said "Trayvon Martin would have been 25 today. How many 25th birthdays have been stolen from us by white supremacy, gun violence, prejudice, and fear? 895

With the presidential race still too close to call, President Donald Trump and Democratic challenger Joe Biden are battling over a familiar battleground states — Pennsylvania — and three additional states that are too close to call, in North Carolina, Georgia and Nevada. Voting is done, and now the counting continues.Experts have been saying for weeks these states were in play for either candidate, and that with the influx of record-breaking numbers of mail-in ballots, counting could take longer.Many states allow mailed-in ballots to be accepted after Election Day as long as they are postmarked by Tuesday.The majority of mail-in ballots tended to be from Democratic voters, according to the U.S. Elections Project and elections watchers, and as more of them are counted, experts say a state’s vote total will appear to shift “blue.”The Associated Press has called Wisconsin for Biden.Exit polls in Wisconsin show the candidates split the vote among men and women, and white voters. Biden had 92 percent of Black voters and 60 percent of Hispanic/Latino voters in the exit polls. Among families who say they are better off today then four years ago, 84 percent say they voted for Trump in Wisconsin's exit polls.In Wisconsin, the economy was the top issue for voters, according to exit polls. And the third of exit poll participants who said that, voted for Trump. This echoes Pew Research Center studies done in the last few months, showing Americans believe Trump will be better able to handle the economy, and that the economy was a top concern for voters. In response to claims from Trump that election officials were “finding Biden votes everywhere,” Wisconsin’s Elections Commission Administrator Meagan Wolfe reacted strongly during a Wednesday press conference.“Every piece of data is publicly available,” she said, reiterating that in Wisconsin, a voter has to register to vote with the county, then they have to formally request an absentee ballot, and that ballot then goes through a three-step canvas process to certify the results. She also said some municipalities are live streaming their canvas process, and all of them are open to the public.Wolfe said nearly all the votes in Wisconsin have been counted, and she focused on the state’s process of certifying the results and running audits on the voting machines, as prescribed by law.A recount in Wisconsin appears likely, state rules allow a losing candidate to request a recount if the margin is less than 1 percent.According to Trump’s campaign manager, Bill Stepien, they will ask for a recount.“There have been reports of irregularities in several Wisconsin counties which raise serious doubts about the validity of the results. The President is well within the threshold to request a recount and we will immediately do so,” Stepien said in a statement Wednesday morning.The Associated Press also called Michigan later in the day.According to state law, mail-in ballots in Michigan cannot start to be counted until Election Day, and there are added layers of security and processing for those ballots.Michigan’s secretary of state says she hopes to have most of the remaining ballots counted at some point Wednesday.Exit polls in Michigan show Biden overwhelmingly win with Black and Hispanic or Latino voters in the state, he also leads slightly in exit polls with college-educated voters and younger voters. About 40 percent of participants said the economy was the top issue for them when considering their presidential candidate vote. About 18 percent of respondents said the coronavirus was their top issue. Wednesday morning, Pennsylvania Gov. Tom Wolf tweeted that his state had over 1 million ballots to be counted and that he had “promised Pennsylvanians that we would count every vote and that’s what we’re going to do.”By Wednesday evening, NBC News reported that Pennsylvania had about 767,000 mail-in votes left. So far, Biden has won 76% of the mail-in vote in the state. If Biden can continue to carry the mail-in vote the way he has, he would easily carry the state, despite the large margin he trails by.In Nevada, election officials have already said there will not be new vote totals released until 9 a.m. local time on Thursday. State officials told the Review Journal they are going to spend Wednesday counting the tens of thousands of mail-in ballots left to count.The economy was also the top issue for Nevada voters, according to the exit polls. Almost 40 percent of participants said the economy was the issue that mattered most in their vote for president. Of those people, 85 percent voted for Trump.Florida has been a pivotal swing state for the last several elections, Trump won the state Tuesday night. Biden is projected to win Arizona, a state that has reliably voted Republican in recent elections, however the margin is only 100,000 votes. With the coronavirus now surging anew, voters ranked the pandemic and the economy as top concerns in the race between Trump and Biden, according to AP VoteCast, a national survey of the electorate.Voters were especially likely to call the public health crisis the nation’s most important issue, with the economy following close behind. Fewer named health care, racism, law enforcement, immigration or climate changeThe survey found that Trump’s leadership loomed large in voters’ decision-making. Nearly two-thirds of voters said their vote was about Trump — either for him or against him. 5451