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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275

It was a feel-good story that captured hearts everywhere, but it turns out it was all a scam to get money.A homeless man gave his last to a woman stranded on a highway after she ran out of gas. To show their appreciation, the woman and her boyfriend started a GoFundMe page for the homeless man and raised more than 0,000. But in an unexpected twist, the couple and the homeless man are charged with making up the story in a scheme to get money.“[This] highlights the promise and the peril of these sites,” says Anna Laitin, with Consumer Reports. “These incredible stories come out; people really touched by this and obviously wanted to help, wanted to give money. Now it's not clear the story was true.”The website GoFraudMe tracks scams on personal crowdfunding sites and has found more than 200 cases in the past five years.Consumer Reports admits it can be a challenge to know if you're giving to a legitimate cause.“It’s really hard. You really have to read carefully and think,” Laitin says. “And maybe give to ones where you know the person personally or you know somebody who can vouch for it, because otherwise you can get caught up especially in these viral ones.”Also, pay attention to how much money is needed and how much has already been donated. If somebody's asking for ,000, and that's what they need, there's no reason to go far above that.For more information on how to report fraud crowdfunding sources or to learn more about other crowdfunding cases, visit GoFraudMe. 1507

It only took one inning in Game 1 of the World Series for Taco Bell's annual promotion to come into fruition. Thanks to Red Sox outfielder Mookie Betts' stolen base after getting a leadoff hit on Tuesday, everyone in America is eligible for a free Doritos Locos taco from Taco Bell on Nov. 1 from 2-6 p.m. According to MLB, the promotion is available at participating locations and while supplies last. 2018 marks the fourth year in a row that Taco Bell has given away tacos to everyone nationwide. Last year, Cameron Maybin earned a stolen base in the 11th inning of Game 2 of the World Series.  639

It’s been 20 years since the release of THPS! In celebration, we’re having a benefit concert June 9 benefiting @THF featuring @badreligion & @BirdmanTHPS at Observatory North Park. BIG surprises in store. Join us!Tickets/info: https://t.co/a5wpVvXSMN— Tony Hawk (@tonyhawk) April 12, 2019 306

Is your computer running slow?Does it take longer to start up?It could be something minor, or it could mean hackers have gotten in and are recording your every keystroke.Data Doctors expert Ken Colburn says most of the time, you'd never know the difference.It can happen if you go to an unknown website. Or you could click on a link. Maybe it's a free download your child wanted. It could be something sent from a trusted friend who didn't know they'd been hacked.Make sure your computer protection software is up to date.If your computer is noticeably slower or you have other obvious signs, you may want to change passwords on a different computer.And you should consider taking your computer to an expert to be scrubbed.Click here for more ways to tell if your computer may have been hacked. 807