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An American Christian missionary is thought to have been killed by tribespeople from one of the world's most isolated communities on a remote island hundreds of miles off the coast of India, according to officials.The 27-year-old American, identified as John Allen Chau, came to India on a tourist visa but came to the Andaman and Nicobar islands in October with the express purpose of proselytizing, Dependra Pathak, Director General of Police of the Andaman and Nicobar islands, told CNN."We refuse to call him a tourist. Yes, he came on a tourist visa but he came with a specific purpose to preach on a prohibited island," Pathak said.Chau did not inform the police of his intentions to travel to the island to attempt to convert its inhabitants.The island, North Sentinel Island, is inhabited by the Sentinelese people, who are protected under Indian law. Just more than a dozen people are officially thought to live on the remote island in the Andaman and Nicobar archipelago. 989

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

As businesses continue to gradually reopen, visiting some may come with more risk of coronavirus exposure than others.Dr. Daliah Wachs broke down the COVID-19 exposure risk of various establishments.Medium risk for COVID-19 exposure are places like hair and nail salons, according to Dr. Wachs.“You’re right there up in their face, waxing their eyebrows, you can’t do that 6 feet social distancing,” said Dr. Wachs.According to new COVID-19 guidelines from the Centers for Disease Control and Prevention, people should wait in their car until their hair or nail appointment, and to pay by phone.Medium risk of exposure locations also includes sit-down restaurants, grocery stores and the doctor’s office, according to Dr. Wachs.Dr. Wachs says a doctor’s office can pose a danger due to a higher concentration of sick people being in one place.Inching closer to the highest risk locations are spots like bars, casinos and gyms.“You’re exhaling a lot, so gyms need that extra social distancing, much more than six feet,” said Dr. Daliah.The CDC advises those in gyms to wipe down equipment with disinfecting wipes, and to wear a mask if the workout is low intensity.When it comes to high risk of exposure, Dr. Wachs says parents should be mindful of day care facilities.Another high-risk spot is the Department of Motor Vehicles, according to Dr. Wachs.“You start to come up on the person ahead of you, you almost mentally try to move yourself closer. To keep that 6 feet distance and to see that desk far away, I think the DMV because of how busy they are, and how we don’t have enough of them,” said Dr. WachsThis story was originally published by Austin Carter at KTNV. 1678

ARLINGTON, Va. – The Transportation Security Administration (TSA) says it screened more travelers on the day before Thanksgiving than any day since March 16, around the time the COVID-19 pandemic hit the U.S.TSA spokesperson Lisa Farbstein announced on Twitter Thursday that the administration screened 1,070,967 people at its checkpoints nationwide on Wednesday.“It's the highest volume since March 16 and only the 4th time passenger throughput has topped 1 million since that date,” wrote Farbstein.Still, air travel is significantly down, compared to in 2019. Last year, TSA says 2,602,631 people were screened on Thanksgiving eve. That’s more than double the amount screened this year.As coronavirus cases spike throughout the country, the Centers for Disease Control and Prevention (CDC) is advising not to travel to visit loved ones this Thanksgiving. Officials want Americans to avoid spreading the coronavirus, especially to those most vulnerable, like the elderly.Instead, the CDC is suggesting that Americans should stay home and celebrate turkey day with the people they live with."Gatherings with family and friends who do not live with you can increase the chances of getting or spreading COVID-19 or the flu," the CDC says. 1245

ANZA-BORREGO (CNS) - A mild earthquake shook the far eastern reaches of San Diego County late Wednesday afternoon.The 3.1-magnitude temblor, centered about 10 miles northeast of Mount Laguna in the Anza-Borrego area, struck shortly after 5 p.m., according to the U.S. Geological Survey.No damage or injuries related to the quake were reported. 351

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