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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

As classrooms across the country emptied and students streamed into school yards, Noah Borba stayed put.The 16-year-old Minnesota student said he didn't leave because he doesn't fully support the movement behind the National School Walkout."Because I have yet to have heard many good ideas, the movement seems too vague for my liking," Noah told CNN. "And I would not like to associate myself with something I could end up disagreeing with in the future."So he sat in his empty classroom Wednesday at Buffalo High School, feet propped on his desk. 555

An army of 100 life-sized cutouts of Mark Zuckerbergs took over the US Capitol lawn ahead of the Facebook founder's Senate appearance Tuesday.The stunt is the work of global activist group Avaaz, which wants Zuckerberg, Internet CEOs and government regulators to fight disinformation campaigns across Facebook and other social platforms."We know Facebook is doing things to address the fake news problem, but they are doing it in a way to that is too small and too secretive," Avaaz campaign director Nell Greenberg told CNN.The Avaaz campaign also includes an open letter in response to Zuckerberg's apology, which more than 850,000 people across the world have signed. Zuckerberg took out full-page ads in several British and American newspapers to apologize for a "breach of trust" in the Cambridge Analytica scandal.The letter addresses four key elements the organization wants Facebook and other internet sites to address: tell the truth, ban the bots, alert the public and fund the fact-checkers."We want Facebook to tell the truth regarding the work that is being done to stop this and the scale of the fake news and fake post problem. We just want to know the transparency of the problem and what is being done to tackle it," Greenberg said.The group says the cutouts represents the hundreds of millions of fake accounts still spreading disinformation on Facebook.Each is wearing a shirt that reads "Fix Fakebook."This is the first time Zuckerberg will personally sit for questions from Congress. His testimony marks a pivotal moment for Facebook, as Zuckerberg will spend two days answering lawmakers' questions about what the company is doing to protect users' privacy. 1687

As America comes to grips with the nation’s handling of race relations, the Cleveland Indians and Washington Redskins have both said that now is the time to reevaluate their respective team monikers.But the Chicago Blackhawks said they will not follow suit.The National Congress of American Indians have long criticized the name. Activists say these team nicknames play up harmful racial stereotypes."The professional sports industry, specifically the National Football League (NFL), Major League Baseball (MLB), and the National Hockey League (NHL) and the leagues’ team owners have failed to address the racist origins of deplorable race based marketing strategies of the past," the report read. "Often citing a long held myth by non-Native people that 'Indian' mascots 'honor Native people,' American sports businesses such as the NFL’s Washington 'Redsk*ns' and Kansas City 'Chiefs,' MLB’s Cleveland 'Indians' and Atlanta 'Braves,' and the NHL’s Chicago Black Hawks, continue to profit from harmful stereotypes originated during a time when white superiority and segregation were common place."Each of these professional sports businesses attempt to establish a story of honoring Native peoples through the names or mascots; however, each one—be it through logos or traditions (e.g., fight songs, mascots, human impersonators, and fan culture)—diminishes the place, status, and humanity of contemporary Native citizens. What is true about many of the brand origin stories is that team owners during the birth of these brands hoped to gain financially from mocking Native identity. As a result, these businesses perpetuated racial and political inequity. Those who have kept their logos and brands, continue to do so."The Blackhawks say their team name is different as it honors a specific Native American. Black Hawk was a leader of the Sauk Native American Tribe in the early 19th century. Black Hawk served as an ally to the British during the War of 1812 in hopes of pushing the US from Sauk land."The Chicago Blackhawks' name and logo symbolizes an important and historic person, Black Hawk of Illinois' Sac & Fox Nation, whose leadership and life has inspired generations of Native Americans, veterans and the public," the team said in a statement."We celebrate Black Hawk's legacy by offering ongoing reverent examples of Native American culture, traditions and contributions, providing a platform for genuine dialogue with local and national Native American groups. As the team's popularity grew over the past decade, so did that platform and our work with these important organizations."The team said it would “raise awareness” of Black Hawk and Native American people. 2693

An over-the-counter drug sold exclusively on Amazon.com is being recalled because it failed to meet child-resistant packaging requirements.The United States Consumer Product Safety Commission said Medique recalled the 31 products because the packaging is not child-resistant, which poses a risk of poisoning if young children swallow the contents.Medique said over 143,000 drugs that are being recalled were purchased on or after June 1, 2018.The products being recalled are listed in the table below:ProductDrugPackage Type# of PacketsMedi-First Non-Aspirin Acetaminophenacetaminophen (325 mg)2 tablets packet50250Medi-First Extra Strength Non-Aspirin Acetaminophenacetaminophen (500 mg)2 tablets packet50125250Medi-First Sinus Pain & Pressureacetaminophen (500 mg)2 tablets packet50125250Medique APAPacetaminophen (325 mg)2 tablets packet250Medique Extra Strength APAPacetaminophen (500 mg)2 tablets packet50125250Medique Back Pain-Offacetaminophen (250 mg)2 tablets packet50100250Medique CCP Caffeine Feeacetaminophen (325 mg)2 tablets packet50250Medi-First Cold Reliefacetaminophen (325 mg)2 tablets packet50125250Medique Cramp Tabsacetaminophen (325 mg)2 tablets packet50125250Medique Decorel Forte Plusacetaminophen (325 mg)2 tablets packet50250Medique Medicidin-Dacetaminophen (325 mg)2 tablets packet50100250Dover Aminofenacetaminophen (325 mg)2 tablets packet250Otis Clapp Back Quellacetaminophen (200 mg)2 tablets packet150Otis Clapp Mygrexacetaminophen (500 mg)2 tablets packet150Otis Clapp Valihistacetaminophen (325 mg)2 tablets packet150Medi-First Pain Relief Extra Strengthacetaminophen (110 mg)aspirin (162 mg)2 tablets packet50100250Medi-First Plus Pain Zappersacetaminophen (250 mg)aspirin (250 mg)2 tablets packet50125Medique Pain-Offacetaminophen (250 mg)aspirin (250 mg)2 tablets packet50100250Medi-First Aspirinaspirin (325 mg)2 tablets packet50125250Medi-First Plus Aspirinaspirin (325 mg)2 tablets packet50125Medique Aspirinaspirin (325 mg)2 tablets packet12100250Medique Diphendiphenhydramine (25 mg)1 tablet packet24200Medi-First Ibuprofenibuprofen (200 mg)2 tablets packet450125250Medique I-Prinibuprofen (200 mg)2 tablets packet3100250Dover Addaprinibuprofen (200 mg)2 tablets packet250Medi-First Burn Cream with Lidocainelidocaine (0.9 grams)packets25Medi-First Burn Spraylidocaine HCl (2%)2 oz bottle--Medi-First Blood Clotting Spraylidocaine (4%)3 oz bottle--Ecolab Burn Creamlidocaine (0.9 grams)packets25Medique Diamodeloperamide HCl (2 mg)1 tablet packet650100Medique Mediproxennaproxen sodium (220 mg)1 tablet packet50100The expiration date for tablets and creams can be found on either the container carton's top or side panels in the format.For products in spray bottles, the same format's expiration date is located on the bottle's front.The expiration date is found on the bottom for the spray cans.To receive a refund, consumers should contact Medique for information on how to dispose of the product and receive a full refund. No incidents or injuries have been reported. 3024

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