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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It's not too hard to spot massive housing projects being built around San Diego County right now.But they may not be enough to provide little relief to the rising rents and home prices around the region.A recent report from the San Diego Housing Commission said the city would need to build on average as many as 22,000 housing units per year for the next decade. But in 2017, only 10,000 units were authorized countywide."It's not so much that there is resistance to it, it's just the fact that it's hard to do," said Jeff Stevens, chair of the Mira Mesa Community Planning Group. "If you have to tear something down in order to build something else, it takes time and money."Some of the city's larger projects are in Mira Mesa - where Casa Mira View will have about 2,000 apartments when complete.And to the west at Hansen's Aggregates, a quarry that runs through Carroll Canyon, Shea and Lennar are planning to build what's called 3 Roots. The complex would have 1,800 units - including 186 single-family homes, 981 condos, and 633 apartments (180 of which will be affordable). The complex is about to go through environmental review. Still, residents are already expressing concerns over impacts like traffic."I want people to have affordable housing, that's very important. And also we want the contractors, subcontractors to have jobs, and growth is always important. But they need to think it through first before they do it," said John Svelan, a longtime Mira Mesa resident. ,Stevens said his board has reacted positively to 3 Roots, which would extend Carroll Canyon road. Another complex is being proposed over at Vulcan Materials for about 4,500 homes, but that's further away. The city of San Diego recently approved a series of development incentives, including density bonusses for micro-units near transit areas, that it hopes spurs more building. Lynn Reaser, chief economist at Point Loma Nazarene University, said it may take 15,000 new units per year just to stabilize the market. Meanwhile, Alan Gin, economist at the University of San Diego, noted that the region added 27,000 new jobs in the last year, increasing the demand for housing.    2220

It seems Americans are returning to air travel, despite another spike in coronavirus cases in the United States.The Transportation Security Administration (TSA) says it screened more than 1 million passengers Sunday, the highest number of travelers screened at the agency's checkpoints since March 17, around the time the pandemic hit the U.S.The weekly volume of screenings was also the highest it’s been since the onslaught of the coronavirus, with about 6.1 million passengers screened nationwide last week.The number of fliers remains well below pre-pandemic levels, but TSA says the 1 million single-day passenger volume is a noteworthy development that follows significant TSA checkpoint modifications in response to the COVID-19 outbreak.The agency says it has been deploying acrylic barriers and technologies that reduce or eliminate physical contact between passengers and TSA officers.New credential authentication devices are also being installed at various airport checkpoints, enabling passengers to insert their ID directly into a card reader, eliminating the need for a TSA screening officer to touch the ID.Additionally, many checkpoints now feature computed tomography (CT) scanners, allowing TSA officers to manipulate an image on screen to get a better view of a bag’s contents.“This technology often enables officers to clear items without having to open a carry-on bag,” TSA said. “The new CT scanner further reduces the need for a passenger to remove contents of their bag during the screening process.”TSA has established a “Stay Healthy. Stay Secure.” campaign that it says is designed to prepare travelers for the new procedures they can expect at checkpointsClick here to learn more about how TSA is addressing the coronavirus.As of Monday morning, more than 219,600 people have died from COVID-19 in the U.S. and over 8 million have contracted the coronavirus across the nation, according to an ongoing tally by Johns Hopkins University. 1972

International auction house Bonhams has canceled an upcoming sale of rhino products amid mounting pressure from environmental groups, it was announced Friday.The auction, which was due to take place in Hong Kong next week, would have featured more than 20 antiques carved from rhino horn, including a vase, a hairpin, a pouring vessel and a variety of drinking cups.In a statement provided to CNN, Bonhams global CEO Matthew Girling said: "(We recognize) there are widely held concerns about this issue and have decided that the sale of the rhinoceros carving scheduled to take place in Hong Kong on 27 November will now not take place."An online catalog for the sale, which had been titled "Exceptional Chinese Rhinoceros Horn Carvings from the Angela Chua Collection," has been removed from the auction house's website.Girling also announced that Bonhams would join the likes of Christie's in barring rhino horn items from its auctions."In future Bonhams will not offer artifacts made entirely or partly from rhinoceros horn in its salerooms," the statement said.The decision follows objections from high-profile conservation groups, including WildAid. An online petition, addressed directly to Girling, called the auction "unethical" and "unsustainable," suggesting that the sale would stimulate poaching.The petition, which had been signed almost 10,000 times at the time of writing, also claimed that the sale was "quite likely illegal," and composed of "horns from recently poached rhinos" rather than antiques.Girling refuted such suggestions in his statement, claiming that all rhino carvings that pass through the auction house are antiques with "known provenance" and requisite licenses."Bonhams stands behind the professionalism and expertise of its specialists," he added.The use of rhino horn in Chinese art and crafts dates back millennia. Carved cups, such as those featured in the Bonhams auction, were thought to protect their users from poisoning. It was once believed that rhino horn reacted with poison, producing a fizzing that would alert drinkers to danger.Despite global efforts to combat poaching, antique rhino horn items can still be bought and sold if they carry a license issued by CITES (Convention on International Trade in Endangered Species).Bonhams, which is headquartered in London, is considered among the world's oldest and largest fine art auction houses. Rhino products previously sold by Bonhams include a cup dating back to the 17th century, which sold for 4,000 earlier this year.Rhino horn items recently sold at the auction house's UK salerooms include a Buddhist carving from Nepal, which went for ￡40,000 (,000), and another elaborate Chinese cup worth ￡25,000 (,000). Other lots have included snuff bottles and walking sticks.A senior specialist for wildlife programs and policy at Humane Society International, Iris Ho, welcomed Friday's decision."We applaud Bonhams for canceling the November 27 auction of rhino carvings and warmly welcome its pledge of not offering any rhino horn artifacts in the future," she told CNN in an emailed statement."The price to do the right thing -- choosing saving rhinos over profiting from rhino horn sales -- is priceless. The responsibility of ensuring the survival of the remaining wild rhinos, less than 30,000 of them, rests upon all of us."Conservationists, including Humane Society International, also mounted pressure on auction house Sotheby's to withdraw rhino horn items from one of its upcoming sales.A two-day Chinese art auction, set to take place at Sotheby's Hong Kong next week, had featured three rhino horn items with a combined value of up to 420,000 Hong Kong dollars (,000), according to an online catalog.As of Saturday, Sotheby's announced it would withdraw the three rhino horn related lots from the sale in an e-mail statement. Chairman of Sotheby's Asia Nicholas Chow confirmed the auction house would no longer offer rhino artifacts in the future.The outcry comes less than a month after China announced that it was relaxing laws prohibiting the sale of rhino and tiger products for "medical" purposes. 4134

Iranian investigators have located the site of Sunday's plane crash that killed all 65 people on board, state TV reported Monday.Bad weather had thwarted a recovery mission on Sunday, when a rescue helicopter was forced to turn back.It was not immediately clear if search and rescue teams were able to reach the crash site on Monday.  347