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SAN DIEGO (KGTV) — After the polls close on Election Night, ABC News and the other major networks will start projecting winners and “calling” races, in some cases well before the official vote counts are finalized.They’ll do it by relying on data from a New Jersey-based company called Edison Research.Edison provides exit polls, survey data, and vote counts for ABC, NBC, CBS and CNN. The company has provided data for this group of networks, known as the National Election Pool, since 2004.“We know what we're doing is really, really important,” said the company’s president Larry Rosin.In certain races, networks will project a winner shortly after the polls close, sometimes before state election officials report any official vote totals. Such a projection is nicknamed an “insta-call” in the news business.Networks only make insta-calls in races where Edison’s exit polls and telephone surveys in the days leading up to the election show a decisive winner, Rosin said.ABC News only issues a projection when statistical models overseen by a team of mathematicians and elections experts show a winner with 99.5 percent confidence.Each network has its own team of experts that crunch Edison’s numbers. Fox News makes projections based on data provided by the Associated Press.When a race is close, the network decision teams turn to more complicated math.“It’s a matter of looking at that historical vote all the way down to the precinct or county level and comparing how the vote is coming in, in that state up to that point,” said Rosin.On Election Night, Edison has thousands of employees fanned out in virtually every county across the nation, monitoring the vote count as it comes in and manually reporting the totals when necessary. There are other employees whose job is to check the numbers for accuracy.Edison’s data helps networks understand how preliminary vote totals compare to the way regions voted in the past, which is an important metric in an election forecast.“If every precinct was just a little bit more Republican than it had been four years ago, you have a good sense that all the other precincts that are similar will likely be a little more Republican, and the Republican will do a little better than four years ago,” Rosin said as an example.Using those kinds of trends, the networks then forecast how many ballots are still left to be counted, and what kind of ballots those are -- either in-person early votes, in-person votes on Election Day, or mail-in votes.At that point it comes down to a formula, comparing the known reported votes to the outstanding votes a candidate is likely to gain.“It’s a very high pressure project, but I’m proud to say that no network has made an incorrect call since the 2004 cycle,” which was Edison’s first year providing election data to the networks, Rosin said.The company started doing this after the debacle in 2000, when networks incorrectly called the race in Florida between George W. Bush and Al Gore. Rosin said a lot of things have changed since then.“The pressure to make calls correctly really superseded the pressure to call quickly,” he said.This year could be a challenging one to forecast, Rosin said, with so many more mail-in ballots because of the pandemic. Mail-in ballots take longer to process because election workers have to compare the signature on the mail-in ballot against the signature a voter has on file.For that reason, Rosin said it may take a while for the networks to call races in certain key battleground states that start their counting process late, like Pennsylvania and Michigan. 3594

SAN DIEGO (KGTV) - A woman visiting San Diego to spend time with her daughter is dead after being struck by a car near San Diego State University Friday evening. San Diego Police Department says the woman was hit at the 4800 block of College Avenue just south of Montezuma Road in the College Area at approximately 7:45 p.m. The 48-year-old female victim was transported to an area hospital where she died. Police say the victim was not using a crosswalk when she was struck in the number two northbound lane of College Ave.The driver fled the scene according to SDPD but returned about an hour later.The driver is a 40-year-old female and detectives say they are still determining if this will continue to be classified as a hit-and-run.Police expect the intersection to be shut down for several hours. This is a developing story 838

SAN DIEGO (KGTV) - According to the San Diego Association of Governments, the unemployment rate in San Diego County was just under 16% at the end of June. The good news is that number is down from the 25% unemployment in May. Still, more than 250,000 San Diegans are unemployed, and many are hurting financially. However, ABC 10News did discover a select group that plans for unforeseen events such as the COVID-19 pandemic, and they seem to be doing just fine. What's their secret? FIRE.FIRE stands for Financial Independence Retire Early. We profiled this group back in November. Last fall, we met Jennifer Mah, a money coach and Community Manager for the San Diego FIRE chapter called Choose-FI before screening a documentary on the subject. And we learned then that many in the Financial Independence community save an average of 40% of their income. So we wanted to know, how are they doing now in the middle of this financial meltdown?"This is the first time in an economic downturn or instability that I've ever had a sense of strength," says Mah over a recent Zoom interview.And Jennifer's not alone. She introduced us to two couples with diverse stories."As soon as quarantine started and I was laid off, that was super scary for me," adds Grace Damazo.But not as scary for Grace and Mike Damazo had they not been part of the Choose-FI community. The Damazo's are a self-described frugal couple in their 30's. Yes, they save more money than many of their peers, but they're also investing in real estate. And before the pandemic hit, they sold one of their cars to cut back on expenses. If they travel, they do it with credit card bonuses, meal prep to save instead of eating out, and if they do, they take advantage of happy hours or specials."And also Grace, cutting my hair," says Mike laughing.From the looks of it, Grace is doing a great job with those clippers, and it all adds up. Mike's position in the Navy is, of course, considered essential. But Grace, a fitness instructor, was laid off at a big box gym and immediately transitioned her clients online. The pandemic only has them doubling down on saving."It was a realization that this was the right path, at least for us, and we need to fast track it," adds Grace.And then there is Wendy and Curtis Mays. A couple in their 50's, with six kids. If you think 50 is too late to start saving, think again. The Mays claim they were in a million-dollar hole just three years ago, and then they found Choose-FI."It's been a long time of having that fear in the back of our minds, and to not have it anymore is just incredible," says a relieved Wendy Mays.Wendy and Curtis sold their house and started renting because they could save more money and pay down debt. Family outings are free when possible, like a trip to the beach. They've paid down so much debt; Wendy was able to quit her full-time job and co-host her own financial consulting business. Curtis says the key is moving past the stigma of debt, talking with others, and figuring out what works best."They're able to do it, and we're able to do it, we just put it in our form with our platform, with our background, with our kids," adds Curtis Mays.Both couples were on what they call a 50-50 plan. 50% of their income goes straight to savings, and 50% to pay down debt. But in these uncertain times, they say they're saving even more because you never know what tomorrow will bring. 3417

SAN DIEGO (KGTV) — An SDG&E outage knocked out power to hundreds of South Bay customers Friday, including a money exchange operator whose backup generator may have contributed to a health crisis.According to SDG&E, about 703 customers in the areas of San Ysidro and Otay Mesa were affected by the outage that began at about 6:40 a.m. Service was supposed to be restored by 10:30 a.m., but that was pushed back to 12 p.m.Two people became ill and were taken to the hospital from a money exchange business using a power generator.According to SDG&E, a substation experienced a technical issue in which a capacitator failed. Crews had to go in a repair the substation before power could be restored. 716

SAN DIEGO (KGTV) - A tow truck driver helped San Diego Police capture a man who the driver said was starting a fire Thursday along Interstate 15 in central San Diego.Police said the tow truck driver reported the man near the 15 and 94 freeways in Mount Hope about 1 p.m.Officers handcuffed the man and placed him inside a patrol car, but he managed to get out of his restraints. Police said he fought back and they removed him from the car to restrain him again.“The gentleman attempted to bite two of the officers on their hands as they were attempting to place him in the body wrap system,” said SDPD Sgt. Nathan Chambers.Arson investigators who responded to the fire scene found charred wood and grass. There was no evidence of a large fire.10News asked police if the man is connected to other recent fires in the area but officers said that has not been determined. The man was not charged with arson Thursday. 932

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