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Anthony Mele was dining at a steakhouse in Southern California with his daughter on his lap when a homeless man allegedly walked up to him Wednesday and stabbed him in the neck.Jamal Jackson, 49, was arrested shortly after the attack in Ventura and has been charged with premeditated first -degree murder, the Ventura County District Attorney's Office said.Mele died the next day, but his daughter was not injured. The two men did not know each other, the Ventura Police Department said. 495

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

Anyone fancy a bottled Butterbeer? For the first time ever you can enjoy your favourite magical beverage at home! The world's first bottled Butterbeer is available now: https://t.co/CHEjfI1jto #ButterbeerCheers pic.twitter.com/xl3dT7hIR7— Warner Bros. Studio Tour London (@wbtourlondon) September 10, 2020 313

An autopsy has confirmed a man who died after a medical emergency mid-flight last week had COVID-19 and it likely caused his death.The 69-year-old man, identified by the coroner as Isais Hernandez, and his wife were on a United Airlines flight from Orlando to Los Angeles on December 14 when he had a medical emergency. The plane made an emergency landing in New Orleans, and Hernandez later died.The coroner for Jefferson Parish, Louisiana, says Hernandez’s cause of death was “acute respiratory failure, COVID-19,” according to the New York Times.A man trained as an EMT was onboard and began CPR and life-saving measures along with other passengers and flight attendants when Hernandez fell ill.Tony Adalpa tweeted later that he had COVID-19 symptoms after helping Hernandez, and overheard his wife tell paramedics Hernandez had COVID-19 symptoms, including the loss of taste and smell.Adalpa had originally planned on getting the COVID-19 vaccine this week. Instead, he’s waiting for a second coronavirus test result.When the plane landed, United believed the man’s emergency was cardiac arrest, and they allowed passengers to “take a later flight or continue on with their travel plans,” the airline told NBC News.The airline says they were later contacted by the CDC and “are sharing requested information with the agency so they can work with local health officials to conduct outreach to any customer the CDC believes may be at risk for possible exposure or infection," a representative for the airline told CBS LA.United says Hernandez had filled out a questionnaire before boarding the flight, which asked about testing positive for COVID-19 and having symptoms. It is now apparent the man "wrongly acknowledged this requirement,” the airline said.A United spokesperson told the New York Times that as of Tuesday, no other passengers or crew members have tested positive for COVID-19 since the December 14 flight. 1931

An email sent by a student to the principal and all of the freshmen at Oconomowoc High School prompted a police investigation into possible safety concerns.The email accused a different student of being a threat and mentioned the fictional character Slender Man.Police immediately investigated some of the claims in that email and the district says it determined there is no threat to student safety.The email sent on Wednesday includes many personal details about the student and says the person "...believes she has multiple personalities...is the daughter of slenderman."Slender Man became well-known in 2014, when two girls from Waukesha, Wisconsin — located about a half hour from Oconomowoc — said they stabbed their classmate 19 times to please the character.They both were recently committed to mental health facilities.In addition to mentioning Slender Man, the Oconomowoc student also claimed that this other student "wanted me to join her and two other girls in a cult-like group called the 'Trinity Sisters.'""I didn't find them to be true," said Alexis Zimmerman, a junior at the school.She says she and many other students weren't concerned about what the email said but were more upset that it even went out."I don't think anyone found it as a threat," she said. "It was just, it wasn't something right to say about someone else."Alexis' mother Nicole Gronitz says the school notified parents about the email, but she too wasn't concerned."It really didn't make me think twice about it," she said. "A lot of the stuff has just been kind of fake lately."District officials would not comment on any disciplinary issues. The full statement from the district is below: 1707