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LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LAKESIDE, Calif. (KGTV) -- No one was injured Friday afternoon after a car slammed into a pizza restaurant in Lakeside. The crash happened at Giant Bambino’s Pizza on the 9500 block of Winter Gardens Boulevard before 3 p.m. Witnesses say the man behind the when was an Uber driver who drove to the restaurant to pick up a pizza. A customer inside the store narrowly escaped injury. The woman told 10News she got up from her table just before the car crashed through the restaurant. The manager of the restaurant says gas and electricity was shut off inside the restaurant after the crash. At this time, it’s unclear what exactly led to the crash. 655

Labor Day Weekend may look a little different during the coronavirus pandemic. Retailers are hoping consumers are still motivated by a good deal to shop on the unofficial end of summer.With the ups and downs in the retail sector, many businesses will be offering discounts and deals to move inventory and make room for winter items. And don’t forget about the small businesses in your community. The discounts may not be as deep as a big box store can offer, but some may honor lower prices or be willing to negotiate, plus it supports a local business.Traditionally, Labor Day sales are a good time to find indoor and outdoor furniture and decor on sale, school supplies for those oops-I-really-need-that-for-class needs, as well as spring and summer clothing and gear (think: camping, grills, etc.) as stores try to make room for fall’s pants and sweaters.Whether customers are heading online or in-person, here’s a look at some of the biggest discounts being offered this year:The Home Depot and Lowe’s: For those pandemic projects that are still on the to-do list, Home Depot is offering up to 40 percent off some appliances and furniture, and 30 percent off select tools and storage options. Lowe’s has up to 40 percent off some appliances, and similar discounts on tools, furniture and storage options.Wayfair: Designing for inside or outside, some items are 55 to 70 percent off, like furniture for the bedroom, kitchen and outdoors, rugs, and mattresses.Macy’s: Save on sheets for those mattresses, dishes for those new tables and summer clothing with up to 60 percent off select items.REI: Some summer clothing and outdoor camping and recreation gear is on sale up to 70 percent off.Nike: For those who are exercising more during the pandemic, get up to 40 percent off on shoes and workout gear.Best Buy: Those still looking for laptops, monitors and technology accessories for work-or-learning-from-home can save a few hundred dollars this weekend.Amazon: The annual Amazon Prime Day, which touts Black Friday-like discounts on the online retailer in July, was delayed and a new date has not been announced yet. Over Labor Day weekend, shoppers can find up to 50 percent off on electronics, clothing, clothing, home and garden, etc.Etsy: Participating sellers are offering 20 percent off fall crafts and creative items.Mattresses: Labor Day weekend will be filled with discounts on bedding options. Nearly every major brand, including Tempur-Pedic, Purple, Casper, Sleep Number, etc. are offering deals right now.Furniture and home goods store IKEA has had Labor Day weekend sales in the past, however their website does not have anything listed for this year.Walmart and Target both have select summer clothing, shoes and home goods on sale or clearance. However, neither have large weekend deals posted at this time.Scripps Media and this station do not receive any benefit or payment by including these links. 2931

LIPAN, Texas – A man in Texas is dead after a possible mountain lion attack and officials are warning nearby residents to keep young children inside at night as they search for the animal.Around 3:30 p.m. last Thursday, deputies with the Hood County Sheriff’s Office responded to the 15000 block of Howell Rd. in Lipan in reference to a missing person call.Deputies were told Christopher Allen Whiteley, 28, was missing and last seen on Wednesday, in the early morning hours.Deputies checked a wooded area nearby and eventually found Whiteley deceased, the sheriff's office said.Preliminary findings show Whiteley died from a wild animal attack, possibly a mountain lion.The sheriff’s office has contacted a governmental trapper with the USDA, who specializes in tracking and removing mountain lions. Officers said they'll work with the trapper and Texas game wardens to locate the animal.The sheriff's office urged the Lipan community to be mindful of their surrounding and to keep their young children and animals inside at night.“The safety of Hood County citizens are my priority one, but please don’t interfere with the process of locating the animal and stay clear of the area being actively worked by officials," said Hood County Sheriff Roger Deeds.Whiteley’s body was sent to the Tarrant County Medical Examiner’s Office for an autopsy.This story was originally published by Thalia Brionez at KXXV. 1415

Larry Nassar has been moved from a federal prison in Tucson, Ariz. after his lawyer claims Nassar was assaulted in prison.The disgraced former Michigan State and USA Gymnastics doctor was moved to a Federal Transfer Center in Oklahoma City, according to the Federal Bureau of Prisons. It's a place where inmates stay while waiting to be transferred to another prison.Nassar pleaded guilty to multiple charges of sexual assault in November 2017 after being charged with molesting seven girls, all but one of whom were gymnasts. Those sexual assaults happened at Michigan State University.In a filing by his attorneys, Nassar claims that he was abused in prison and also mentions the time when he was charged at by one of the victims' father in court."Dr. Nassar reports, that in late May he was physically attacked in federal prison within a few hours of being placed in general population," the court filing reads.  953

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