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WASHINGTON, D.C. — Unlike in many parts of the world, Election Day in America isn’t a day most people get off from work or school, and it’s not for a lack of trying in the past.“There've been several efforts to make it a holiday, at least for the five previous Congresses, including this one,” said Matthew Weil, who runs The Elections Project at the Bipartisan Policy Center.Those proposed bills to make Election Day a federal holiday have gone nowhere though.Coincidentally, America also has one of the lowest voter participation rates in the developed world, which was about 56 percent in 2016.Over the years, though, some states have made it a state or civic holiday, most recently this year in Illinois and Virginia. In California, state law requires employers to give employees at least two paid hours to vote on Election Day. However, that’s not the case in most places.Weil said whether or not employers need to give you time to vote on Election Day, varies state by state.“In states that don't have robust voting by mail options, or early voting options, Election Day being the only option isn't good,” Weil said. “The good news is the trend has been toward expanding options over the past 10 years.”Those options include early voting, which millions of voters have already done in the 2020 election, including Kevin Jackson in Ohio.“Don’t just wait. Plan your vote,” Jackson said. “Get down here and get it done.”The key to moving forward, experts say, is for all states to offer as many opportunities to vote as possible. Those changes could spread even more now because of the coronavirus pandemic.“I think it's got to be something that we're just not going back to how we used to vote,” said Weil. “I think that this will accelerate changes going forward.”Recently, some high-profile employers like Coca-Cola and Twitter, as well as universities like Brown and American, have decided to give Election Day off to their employees and students, not just so they can vote, but to also encourage them to volunteer as poll workers. 2046

WASHINGTON (AP) — Senate Majority Leader Mitch McConnell says the Senate will vote on a trimmed-down Republican coronavirus relief package, though it has a slim chance of passage in the face of Democrats’ insistence for more sweeping aid. He says the GOP will introduce a new targeted proposal, focused on healthcare, education, and economic issues. The Kentucky Republican released the approximately 0 billion measure as senators returned to Washington for an abbreviated pre-election session, as hopes are dimming for another coronavirus relief bill — or much else.McConnell is under pressure from GOP senators in tough reelection races. Those senators are eager to show constituents they are working to ease the pandemic’s strain on jobs and businesses. McConnell’s bill would provide 5 billion to help schools reopen, enact a shield against lawsuits for businesses and others that are powering ahead to reopen, create a scaled-back 0-per-week supplemental jobless benefit, and write off billion in earlier debt at the U.S. Postal Service. There’s billion for a coronavirus vaccine, billion for virus testing and billion to help child care providers reopen. There is additionally billion for farmers.McConnell acknowledged the package he will be putting forward “does not contain every idea our party likes.” And he said it was far less than what Democrats are seeking.But many Senate Republicans are resisting more spending. Talks between top Democrats and the Trump administration broke off last month. 1544

WASHINGTON (AP) — The Supreme Court says an antitrust challenge can go forward to the way the National Football League sells the rights to telecasts of pro football games. The league's 32 teams pool the rights to telecast their games, negotiating packages with the major networks as well as the DirecTV satellite service. The lawsuit was filed by businesses and individuals who say they purchased a package of games from DirecTV. A lower court ruled that the NFL's contract with DirecTV may limit competition in violation of federal law.The arrangement has been in place for more than 25 years. 602

WASHINGTON (AP) — Under fire for the worst privacy debacle in his company's history, Facebook CEO Mark Zuckerberg batted away often-aggressive questioning Tuesday from lawmakers who accused him of failing to protect the personal information of millions of Americans from Russians intent on upsetting the U.S. election.During some five hours of Senate questioning, Zuckerberg apologized several times for Facebook failures, disclosed that his company was "working with" special counsel Robert Mueller in the federal probe of Russian election interference and said it was working hard to change its own operations after the harvesting of users' private data by a data-mining company affiliated with Donald Trump's campaign.Seemingly unimpressed, Republican Sen. John Thune of South Dakota said Zuckerberg's company had a 14-year history of apologizing for "ill-advised decisions" related to user privacy. "How is today's apology different?" Thune asked."We have made a lot of mistakes in running the company," Zuckerberg conceded, and Facebook must work harder at ensuring the tools it creates are used in "good and healthy" ways.The controversy has brought a flood of bad publicity and sent the company's stock value plunging, but Zuckerberg seemed to achieve a measure of success in countering that: Facebook shares surged 4.5 percent for the day, the biggest gain in two years.In all, he skated largely unharmed through his first day of congressional testimony. He'll face House questioners on Wednesday.The 33-year-old founder of the world's best-known social media giant appeared in a suit and tie, a departure from the T-shirt he's famous for wearing in public as well as in private.Even so, his youth cast a sharp contrast with his often-elderly, gray-haired Senate inquisitors. And the enormous complexity of the social network he created at times defeated the attempts of legislators to hammer him on Facebook's specific failures and how to fix them.The stakes are high for both Zuckerberg and his company. Facebook has been reeling from its worst-ever privacy failure following revelations last month that the political data-mining firm Cambridge Analytica, which was affiliated with Trump's 2016 campaign, improperly scooped up data on some 87 million users.Zuckerberg has been on an apology tour for most of the past two weeks, culminating in his congressional appearance Tuesday.Although shaky at times, Zuckerberg seemed to gain confidence as the day progressed. An iconic figure as a billionaire entrepreneur who changed the way people around the world relate to each other, he made a point of repeatedly referring back to the Harvard dorm room where he said Facebook was brought to life.At times, he showed plenty of steel. After aggressive questioning about Facebook's alleged political bias from Sen. Ted Cruz, for instance, Zuckerberg was asked if he was ready to take a break.No need. "That was pretty good," he said of the exchange with Cruz.For the most part, his careful but generally straightforward answers, steeped in the sometimes arcane details of Facebook's underlying functions, often deflected aggressive questioning. When the going got tough, Zuckerberg was able to fall back on: "Our team should follow up with you on that, Senator."As a result, he found it relatively easy to return to familiar talking points: Facebook made mistakes, he and his executives are very sorry, and they're working very hard to correct the problems and safeguard the users' data.As for the federal Russia probe that has occupied much of Washington's attention for months, he said he had not been interviewed by special counsel Mueller's team, but "I know we're working with them."He offered no details, citing a concern about confidentiality rules of the investigation.Earlier this year Mueller charged 13 Russian individuals and three Russian companies in a plot to interfere in the 2016 presidential election through a social media propaganda effort that included online ad purchases using U.S. aliases and politicking on U.S. soil.A number of the Russian ads were on Facebook.Much of the effort was aimed at denigrating Democrat Hillary Clinton and thereby helping Republican Trump, or simply encouraging divisiveness and undercutting faith in the U.S. system.Zuckerberg said Facebook had been led to believe Cambridge Analytica had deleted the user data it had harvested and that had been "clearly a mistake." He said Facebook had considered the data collection "a closed case" and had not alerted the Federal Trade Commission.He assured senators the company would handle the situation differently today.Separately, the company began alerting some of its users that their data was gathered by Cambridge Analytica. A notification that appeared on Facebook for some users Tuesday told them that "one of your friends" used Facebook to log into a now-banned personality quiz app called "This Is Your Digital Life."The notice says the app misused the information, including public profiles, page likes, birthdays and current cities, by sharing it with Cambridge Analytica.In the hearings, Zuckerberg is trying to both restore public trust in his company and stave off federal regulations that some lawmakers have floated.Democrat Bill Nelson of Florida said he believes Zuckerberg was taking the congressional hearings seriously "because he knows there is going to be a hard look at regulation."Republicans have yet to get behind any legislation, but that could change.Sen. Lindsey Graham, R-S.C., asked Zuckerberg if he would be willing to work with lawmakers to examine what "regulations you think are necessary in your industry."Absolutely, Zuckerberg responded, saying later in an exchange with Sen. Dan Sullivan, R-Alaska, that "I'm not the type of person who thinks that all regulation is bad."Ahead of the hearing, John Cornyn of Texas, the No. 2 Republican in the Senate, said, "This is a serious matter, and I think people expect us to take action."At the hearing, Zuckerberg said, "We didn't take a broad enough view of our responsibility, and that was a big mistake. It was my mistake, and I'm sorry. I started Facebook, I run it, and I'm responsible for what happens here."He outlined steps the company has taken to restrict outsiders' access to people's personal information. He also said the company is investigating every app that had access to a large amount of information before the company moved to prevent such access in 2014 — actions that came too late in the Cambridge Analytica case.Watch the testimony in the player below:  6570

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

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