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In one of the most divisive political seasons in U.S. history, finding common ground has been a challenge. But one activist decided to put rubber to the pavement in the hopes of finding what connects us.Seth Gottesdiener recently embarked on a cross country odyssey on his bicycle.“It's my preferred method of transportation and I find it really meditative,” said the avid cyclist. “It's one of my favorite things to do athletically outdoors.”The 33-year-old social justice activist mounted his two-wheeler back in late September for what he called "The Great American Bike Ride."“I thought why don't I bike across America and talk to people,” said Gottesdiener. “I'll talk to just denizens of the country and see where they're at and see how this year has affected them and their opinions.”The 45-day journey began in Los Angeles. His plan was to pedal his way through 22 cities and 13 states, concluding his expedition in the nation’s capital on Election Day.“I was not prepared for the great Southwest,” he said. “It was very intense. It was very unrelenting. The heat was over 100 degrees a lot of the days, giant mountains, really dry.”All along the way, Gottesdiener met with Americans from all walks of life. He interviewed them as part of a feature documentary.“I want people to hear voices that they would have never come encounter with on their own. I want to connect Americans together.”The ride also took him on a journey of self-discovery.“There’s parts of the country that I hadn't ever seen before, like Arkansas, like Kentucky, and a lot of Tennessee. And it was beautiful,” he said.It was also an opportunity, he says, to gain a better understanding of fellow citizens bitterly divided by politics. He hopes the journey reminds one another of the human spirit that connects us all.“Be there for each other. Help each other. Pull each other up by the bootstraps, rather than be so divided as we've seen this year.”One of the questions that Gottesdiener asked people on his journey was: “If there's one thing you could say to all Americans right now, what would it be?”He knows what he would say.“I would just say ‘Listen.’” 2147

It has become a tradition on the Tuesday before the Masters Tournament at Augusta National in Georgia. During Tuesday practice rounds, golfers go to hole No. 16 and attempt to hit a shot that skips off the water and onto the green -- the type of shot you'd never try during the tournament.On Tuesday, Jon Rahm hit a perfect shot that skipped off the water, stopped on the back of the green, and trickled its way all the way into the hole. It was a shot you would have to see to believe. Rahm's shot was viewed on the Masters Tournament's Twitter account more than 15 million times by Tuesday evening. 609

It's hard to know what salaries will look like next year.Staffing firm Robert Half surveyed senior managers and found 72% of companies have maintained the same salary or slightly increased pay for new hires since the COVID-19 pandemic began.More than a third are more likely to negotiate compensation with candidates now versus a year ago.“That’s telling me that these positions that have been hard to fill, there is so many information technology security positions available, they're looking for data analysts data scientists,” said Paul McDonald, Senior Executive Director at Robert Half.Workers can also broaden their search outside their geographic area. More companies are willing to hire full-time remote workers.“It’s one thing to talk broadly about what the compensation desires are for you and your family or you,” said McDonald. “The other side is don’t go too far in that first conversation. The negotiation happens after you have an offer.”If the company won’t budge on pay, they may offer other benefits, like help paying for home internet, more paid time off, and opportunities to upskill.Robert Half says roles in IT security with the least amount of experience make just under 0,000 a year on average.The salary range can be adjusted by geography, along with advanced degrees and certifications.There are salaries for some 470 positions listed on RobertHalf.com. 1390

It’s that time, when stores offer up their best deals on the hottest items. Some of the advertised deals can even cause customers to stand in lines for hours and even camp out the night before the items go on sale. But this could be a big waste of time.“Don’t buy something just because it’s on sale,” says Kevin Brasler, the executive editor of the consumer watch dog group Consumer’s Checkbook.Brasler tracked sales and deals at 19 major retailers for nearly a year to find out which companies are telling the truth when advertising their sales.  "Most of these stores offering big ticket items are just offering the same deal they did before and the same deal they offered the next week,” says Brasler of his findings. “It wasn't a special price."  The worst offenders range from big box stores to high-end retailers. And with Black Friday around the corner, Brasler warns consumers to be cautious of those doorbuster deals, especially those early morning sales urging you to get up to get amazing deals on hot items before they go.   "There's for sure no reason to get excited about most of the items they are selling on Black Friday, because we found the sales they are offering then are just about the same as they otherwise are," he says.  Then there are those buy one and get one half-off sales. Brasler says these, too, are often a sham.  "These sales they just call them different sales; it's really rare that they have a super good price that you better grab right then and there otherwise it will go away forever,” Brasler says.  That's because the less expensive item is usually the one that gets the half-off deal. So, in reality, you're really not saving that much at all.Also, beware of going out of business sales.    "You're not offering them a special price; you're offering them the usual price," Brasler says.  Sometimes, the third-party liquidator prices the items higher than the original price. That’s what happened with Toys-R-Us closed.  "Even if it's illegal or not, it's sure dishonest," Brasler says.  Out of the 19 stores Checkbook.org watched, they said Costco and Bed Bath and Beyond were among the most trustworthy, but that's mostly because they rarely have sales. 2271

It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275