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CLAYTON, Mo. (AP) — St. Louis County’s top prosecutor announced Thursday afternoon he reached the same conclusion recently that the Department of Justice did years ago, that there is not enough evidence to charge a former officer in the fatal shooting of Michael Brown in Ferguson, Missouri. Prosecuting Attorney Wesley Bell's announcement could reopen old wounds amid a renewed and intense national conversation about racial injustice and the police treatment of minorities. Bell said his office's investigation did not exonerate the former officer, Darren Wilson. 574
COLUMBUS, Ohio — A pharmacy group reversed its decision to disallow the prescription of hydroxychloroquine, an anti-malarial drug, in COVID-19 cases.The Ohio Board of Pharmacy rescinded the ban only hours after announcing it, likely due in part to Ohio Gov. Mike DeWine's public plea for officials to allow doctors to continue using the unproven, politically controversial drug to treat the novel coronavirus. 417

Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it's not a great idea if you're shopping for a home or an auto loan. But when you're not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.The Equifax hack, in which the names, Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million people were exposed, may create a new normal in which protections previously viewed as cumbersome -- like credit freezes -- are now a valued line of defense."A security freeze is the most effective measure against 'new account' identity theft, because it stops thieves from using the consumer's stolen information," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.Here's what you need to know about freezing your credit:What is a credit freeze?A credit freeze limits who can see your credit report information. The goal is to prevent anyone from opening any new accounts. It doesn't damage your credit or stop your credit report from evolving by your own actions.Your credit information will still be released to your existing creditors and any debt collectors who may come calling.But, if you want to open new lines of credit, you'll need to lift the freeze first. This can be done temporarily, either for a set time or for a particular party, like a landlord or lender.The costs to freeze and lift the freeze on your credit vary based on where you live and for each credit reporting agency, but commonly range from to per agency.If you're a resident of certain states -- like Maine or South Carolina?-- it's free.In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days.But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.Consumer protection organizations like the National Consumer Law Center are further calling for Equifax to waive the fees for credit freezes at all three credit bureaus.How is it different from fraud alerts or other credit monitoring?The credit reporting companies do little to make getting a credit freeze easy: you have to ask each of them individually, pay a fee (usually) to put it in place, ask each of them specifically to lift the freeze and often pay another fee. That's because your data is the product that they sell to other people and companies. If you freeze it, it isn't as valuable.As such, they are more likely to offer you fraud alerts and other credit monitoring products. These are services that will let you know when someone is looking at your credit and may contact you about a new account opened in your name. It's helpful, but it is often after the fact."Equifax is offering something that it says functions like a credit freeze," says Mike Litt, consumer program advocate with US Public Interest Research Group. "The problem is that it is incomplete protection and it only lasts for a year. What we're recommending is that people don't bother with the package Equifax is offering and just place freezes with the three credit bureaus instead."Can I still get a credit card or loan?Sure. When your credit is frozen you can continue to operate your financial life just as you typically would. The only notable thing is that you will need to notify the credit bureaus to lift the freeze before you ask a lender to approve you for credit.If you are able to determine which credit agency your potential lender is using to run your credit, you can even save yourself some fees by just requesting the freeze to be lifted on that one.The reporting agencies tell you that this may delay a legitimate credit request.But for those who don't feel comfortable with the way the credit reporting agencies are handling their treasure trove of personal information, a notification to the agencies and day or so delay may be a fair price to pay for added security.The agencies advise you to plan ahead and lift a freeze a few days before actually applying for new credit.How do I freeze my credit?With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more difficult than usual in the past few days. Users on Twitter report trying again and again to secure credit freezes, with both the website and phone systems failing.Keep trying.To set up your own credit freeze, go to the freeze page at each credit agency's website individually: Equifax, TransUnion,?Experian.You will be asked to provide information. If you do not want to put your information into another automated computer system, you can call the agencies directly. Usually you are given a PIN number, which is your key to lift the freeze. Do. Not. Lose.In addition to being subject to your state laws, the cost may also vary by agency.Often there is no charge for victims of identity fraud to add or lift a security freeze. Rules and fees at TransUnion, Experian and Equifax are similar, with the exception of Equifax's being waived for the next 30 days. 5652
COLUMBIA, S.C. (AP) — Rapper Kanye West used part of his first event since declaring himself a presidential candidate to rant against historical figure Harriet Tubman. West said the Underground Railroad conductor “never actually freed the slaves, she just had them work for other white people." West's comments drew shouts of opposition from some in the crowd gathered Sunday in North Charleston, South Carolina. His appearance was marked by a lengthy monologue touching on topics from abortion and religion to international trade and licensing deals. Whether West is actually seeking the nation’s highest office remains a question. 640
CINCINNATI — Women who've gone through mastectomy know the experience is life-altering. There are a range of reconstruction options, or survivors can choose to "go flat."If they do that, they might only use a silicone prosthesis. But volunteers with knitting needles at Mercy West Hospital are providing a second choice."It helps you relax," Vicki Wright said.Wright knits on her porch in Ross Township, Ohio, her knitting needles quietly clicking away."Each pair takes me 3 to 4 hours," she said.Wright's not talking about socks or blankets. She's creating a lifeline back to normalcy for women who will get her work."I find them really comfortable," Sue Yates said.Under her clothes, Yates is wearing "Knitted Knockers" — soft, comfortable prosthetics for breast cancer survivors.They first came to the attention of Dr. Anna Sobolewski, a breast surgeon at Mercy West, thanks to a patient who had had a double mastectomy. That woman learned about them in a support group and chose them over her heavier silicone prosthesis."When I saw her back in the office for a visit, she pulled out the knitted knocker from her bra and said, 'This is the best thing ever,'" Sobolewski said.Wanting to give her survivors another option, Sobolewski went to the auxiliary."And...asked me if volunteers would be interested in doing a project like this," said Alice Wanninger, Mercy West's director of volunteer and auxiliary services.They got on it, knitting all different cup sizes with guidelines: They must be 100% cotton — so they're soft and don't irritate surgical scars — and they have to be washable.Wright said she loves the work. For her, it's a chance to use the knitting knowledge passed to her by her grandmother to help others."She would be pleased, too," she said. "It was passed down – a family tradition with love."Wright has stitched about 50 pairs since she started the work last winter. That's making a difference for women who've gone flat after surgery.Sobolewski said Knitted Knockers fill a void as patients go through a tough journey. They help with self-image after surgery."I think it's an appearance thing – it's just all in how you want to feel about yourself," Yates said. "How you wanna look."She said they're more comfortable and not as heavy as the silicon."Women helping women — that's what it's about," Wanninger said. "We're supposed to be loving and serving each other — and we get it done."This story was originally published by Kristyn Hartman on WCPO in Cincinnati. 2498
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