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"Chinese New Year is never a good time for us to take a vacation. Instead, we take a rest when there are fewer passengers, usually between March and July, although May is excluded," he said, referring to the holiday for International Workers' Day, which falls that month.

"Consumers may think UnionPay was too slow and trailing Alipay and WeChat Pay. But, UnionPay launched QR code-based payments only after the authorities officially approved such mobile payment systems," said Liu Fei, a retail sector researcher with Shanghai Mingshan Consulting.

"Chinese companies are differentiating themselves from other US-listed Chinese equities. In fact, Alibaba has even appreciated about 30 percent year to date. What this means is that investors are being selective. They see more potential in some firms compared to others. They are not lumping all of these companies in the same basket," noted Alejandro Ortiz, lead research analyst for SharesPost Inc.

"China's determination to further open itself to outside investment shows that China will be an open economy and has more confidence in international markets," he said.

"Collaborating with Alipay opened my eyes to a new world. We are now learning lessons from Alipay to implement in ePassi services," Yin said.