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For an artist who's known for his stunts, this could be Banksy's most perfect art world prank.After the gavel fell Friday at Sotheby's auction house in London, Banksy's Girl with Balloon was reduced to shreds -- another apparent act in the disruptive career of the anonymous British graffiti artist.The iconic image of a girl reaching out for a red, heart-shaped balloon, sold for .4 million. Moments later, a shredder hidden inside the "artist's frame" started its work and the art "self-destructed," according to a news release from Sotheby's 554

Florida State University notified students Wednesday afternoon that Spring Break 2021 is canceled.FSU said the move is in an effort to keep students and staff safe and healthy.Under the new plan, the Spring semester will begin on January 6, 2021, the first three days of which will be taught remotely.As a result of canceling Spring Break the Spring semester will now end on April 23, 2021, a week earlier than planned.The letter reads as follows:"As our highest priority remains the health and safety of our students, faculty and staff, Florida State University has adopted a new calendar for the Spring 2021 semester.The semester will still begin Wednesday, Jan. 6, 2021, however, the first three days of classes will be taught remotely. The university has canceled Spring Break in 2021. As a result, the semester will end Friday, April 23, 2021, a week earlier than originally planned.The university continues its efforts to mitigate the spread of COVID-19, and we believe these adjustments will reduce the potential for members of the campus community to return to Tallahassee with the virus after traveling during spring break.Thank you for your patience and flexibility as we work together to provide a healthier and safer environment for the entire campus community."This story was first reported by WTXL in Tallahassee, Florida. 1344

For too long, I’ve remained silent as the media has attacked me for my Christian beliefs, which are shared by the majority of Americans Let me clear: Gay marriage isn’t marriage Men aren’t women US-funded Tunisian LGBT soap operas aren’t America First— Merritt Corrigan (@MerrittCorrigan) August 3, 2020 311

Former Fleetwood Mac singer and guitarist Lindsey Buckingham is suing the band for making him go his own way.In court documents obtained by CNN, Buckingham claims that lost an estimated million in upcoming tour proceeds?after he was involuntarily expelled from Fleetwood Mac in January. He is suing Stevie Nicks, Christine McVie, John McVie and Mick Fleetwood for breach of fiduciary duty and breach of oral contract.It's not entirely clear what led to Buckingham's departure from the group, though his suit outlines debate about touring schedules.Fleetwood Mac was originally founded in 1967 by Peter Green and was named after two of its band members, Fleetwood and John McVie. Green left the band in 1969. Buckingham joined in 1974, the same year as Nicks, Fleetwood Mac's lead singer.Buckingham wrote some of the band's most well-known songs, including "Go Your Own Way," which was the lead single off the band's highly successful 1977 album, "Rumours."Fleetwood Mac has had a tumultuous history. The group took a hiatus in 1982 and when they agreed to go back on tour in 1987, Buckingham backed out at the last minute. In 1998, Christine McVie left the band and later rejoined in 2014."Everything that we wore on our sleeve, the discord and nature of the band, was the people breaking up, the dysfunction," Buckingham told CNN at a MusiCares event, days before he found out the band would be touring without him. "Right below all of that dysfunction is a great, great deal of love."CNN has reached out to Buckingham and Fleetwood Mac's representatives for comment. 1585

For those would-be investors wanting to jump into the stock market but wondering which stock to buy, legendary investor Warren Buffett has a suggestion: Try buying 500 stocks instead.“In my view, for most people, the best thing to do is own the S&P 500 index fund,” Buffett said at Berkshire Hathaway’s annual meeting in May. But what is the S&P 500, and how do you invest in one of its funds?Here’s an intro to how S&P 500 funds work, and whether one might be a good fit for your portfolio.What is the S&P 500?The S&P 500, or S&P, is a stock market index comprising shares of 500 large, industry-leading U.S. companies. It is widely followed and often considered a proxy for the overall health of the U.S. stock market.Standard & Poor’s, an American investment information service, created the index in 1957. Every quarter, its investment committee meets to review which stocks belong in the index based on each company’s market size, liquidity and group representation. Today, 505 stocks constitute the index, since some of the 500 companies have more than one class of shares.Contrary to popular belief, the stocks forming the index are not the 500 biggest U.S. companies, but they are arguably the 500 most important companies. Over .2 trillion is invested through the index, with these 505 stocks representing about 80% of the total U.S. stock market’s value.The S&P 500 is a cap-weighted index, meaning each stock within the index is weighted according to its market capitalization, or total market value (number of outstanding shares multiplied by current market price). The larger the company, the greater its influence on the index.As of Aug. 31, 2020, these are the top 10 companies by index weight in the S&P 500:Apple.Microsoft.Amazon.Facebook.Alphabet, Google’s parent company (shares in classes A and C).Berkshire Hathaway.Johnson & Johnson.Visa.Procter & Gamble.How do you invest in the S&P 500?An index is a measure of its underlying stocks’ performance, so you cannot directly invest in the index itself. Buying every company’s shares would be an arduous task (think 505 separate transactions), but thankfully there are index funds and exchange-traded funds, or ETFs, that replicate the index, effectively doing that work for you.While all S&P 500 funds track the holdings of this index, an investor must consider whether using an index fund (a passively managed mutual fund) or an ETF makes the most sense for them. The good news when weighing index funds versus ETFs is that there are solid S&P 500 options in each category, and all of these products leverage the diversity of the index itself.Because the S&P 500 is weighted by each company’s market capitalization, the larger companies in the index can sometimes have an outsize impact on the performance of the larger index. In other words, a big dip in price for Apple shares can create a dip in the index as a whole. Because of this, some investors prefer to purchase the S&P 500 in an equal-weighted format, so that each company has the same impact on the index. This is meant to create an index that is more representative of the overall U.S. market.After deciding your preference for an index fund or ETF, cap-weighted or equal-weighted, you can begin narrowing down which S&P 500 fund to purchase. To minimize your costs, look into each fund’s expense ratio — the percentage of your assets you’ll pay in fees each year — to see how they compare.Fees are important here since all of these funds track the same index, which means their returns should be roughly the same. The lower the fee, the more of that return you keep.Should you invest in the S&P 500?There are a number of things to think about before you choose any investment. But an S&P fund can generally be a good choice if you want to add broad exposure to the U.S. stock market to your portfolio.“The S&P 500 is a key part of a diversified investing strategy because it’s a good bet that the U.S. economy will continue to succeed and grow in the long term,” says Tony Molina, senior product manager at Wealthfront. The U.S. has the largest economy and stock market in the world, and is one of the most resilient and active, especially when it comes to innovation. That’s why it’s a no-brainer to include the S&P 500 as part of your portfolio.”Larger companies are generally more stable to invest in because they are well-established and widely followed. Thus, these stocks usually have less risk and lower volatility. The S&P 500 combines large companies across various industries, so investors access a broad, diversified mix of companies when investing in it.Choosing an index fund or ETF can also help investors avoid — or at least minimize — the behavioral pitfalls from stock-picking, which is a losing strategy, says Dejan Ilijevski, president of Sabela Capital Markets.Ilijevski cites the May 2018 study by professor Hendrik Bessembinder at Arizona State University, which examined investments in publicly traded U.S. stocks between 1926 and 2016 and found that just over 4% of the companies accounted for the total wealth created.“Picking those few individual winners is impossible,” Ilijevski says. “Your best bet is to own as much of the market with a fund that tracks the index.”Using index funds and ETFs can help investors generate strong returns while also minimizing their costs, says Kevin Koehler, chartered financial analyst and director of the investment strategy group at Miracle Mile Advisors in Los Angeles.“Investing in the S&P 500 the past 25 years would have given an investor over a 10% annualized return, proving that an investor does not need to be paying high expenses to get good market returns,” Koehler says.Are there drawbacks to investing in the S&P 500?There are caveats to consider. The S&P 500 consists of only large-cap U.S. stocks. Portfolio diversification encompasses buying mid- and small-cap companies along with large-caps; allocating funds to international companies along with domestic ones; and including bonds, cash and potentially other asset classes with stocks.Koehler also notes drawbacks in the S&P 500 related to its market-cap weighting.“As passive investing increases, investors are continually investing in S&P 500 funds, which has contributed to a ‘rich get richer’ problem, where the largest stocks are getting larger due to S&P 500 investing, rather than individual stock investing,” Koehler says. “This can lead to higher volatility, as active managers sell an individual stock on top of index funds selling a portion. The market could continuously be overvalued compared to its underlying value.”But relative to the downsides of many investment types, the flaws of S&P 500 funds seem relatively minor, especially when used as a part of your overall portfolio and held for the longer term. This helps explain why icons like Buffett have so publicly endorsed them.“I happen to believe that Berkshire is about as solid as any single investment can be, in terms of earning reasonable returns over time,” said Buffett at the May meeting, speaking about the investing company he’s turned into an empire. “But, I would not want to bet my life on whether we beat the S&P 500 over the next 10 years.”More From NerdWallet4 Ways Women Can Invest in Other WomenHow the Pros Ride Market Volatility — and Why You Shouldn’tIf Doing Less Means Saving More, Try These 5 Money MovesTiffany Lam-Balfour is a writer at NerdWallet. Email: tlambalfour@nerdwallet.com. 7573

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