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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

Barbara Thomas went hiking with her husband in California's Mojave Desert on Friday and has been missing since, police said.Thomas, 69, and her husband were separated during the hike, according to the San Bernardino Sheriff's Department."Barbara was last seen wearing a black bikini, a red baseball cap and tan hiking boots with black socks," the department said. She's a resident of Bullhead City, Arizona, and has blonde hair and green eyes, authorities said.She doesn't have any supplies or a cell phone with her, police said.Temperatures have climbed to over 100 degrees since authorities began their search. 624

ATLANTA, Ga. – Federal officials are investigating a multi-state outbreak of Salmonella Dublin infections linked to ground beef. The Centers for Disease Control (CDC) announced Friday that 10 people infected with the outbreak strain have been 255

BUFFALO, N.Y. — For the first time in more than 40 years, a Buffalo Bills player will wear a jersey with O.J. Simpson's old number, according to Tim Graham and 172

BAKERSFIELD,Calif. — According to AAA, from Memorial Day to Labor Day, there is a sharp increase in fatal crashes involving young adult and teen drivers. AAA calls this the 185