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Andrea Constand, the key witness in Bill Cosby's retrial on indecent assault charges, testified during cross-examination why she agreed to a .38 million civil settlement in which Cosby did not admit to wrongdoing."I can't speak for him, but I was glad it was over," Constand said in court Monday."(I signed it) because it was a very painstaking process for me and my family, it tore my family apart and we just wanted it over," she added. 448

An armed citizen gunned down a shooter at an Oklahoma City restaurant on Thursday, killing him, police said.A man walked into Louie's Grill & Bar and opened fire, striking two people. As the gunman was fleeing the scene, a bystander armed with a pistol confronted the shooter and fatally shot him outside the restaurant, Oklahoma City Police Captain Bo Mathews told reporters."Right now, all I know is that it was just a good Samaritan that was there and looks like he took the right measures to be able to put an end to a terrible, terrible incident," Mathews said.The shooter's motive is not known and his identity has not been confirmed. 652

Anyone could have predicted that Stephen Colbert's opening Emmy monologue would include talk of politics and mentions of President Donald Trump, but no would could have predicted a surprise cameo from White House alum Sean Spicer.The former White House press secretary made a brief appearance at the end of Colbert's opening monologue for a bit that appeared to mock Spicer's defense of Trump's inauguration attendance.PHOTOS: Celebs at the 2017 EmmysOn stage, Colbert asked if someone could predict how large this year's Emmy audience would be -- Spicer's cue to emerge from backstage."This will be the largest audience to witness the Emmys, period -- both in person and around the world," Spicer said from a podium.Spicer battled with reporters back in January as he defended the size of the crowd that showed up to watch Trump's inauguration. At the time, he said, "This was the largest audience to ever witness an inauguration, period," despite photographic evidence to the contrary.Colbert also joked that HBO's Emmy-nominated Bernie Madoff TV movie "Wizard of Lies" was "the Sean Spicer story." Spicer's appearance drew reactions of shock from the celebrity audience."Melissa McCarthy everybody. Give it up," Colbert said, joking, as the camera panned to McCarthy, who famously impersonated Spicer on last season's "Saturday Night Live."The-CNN-Wire 1363

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

An aspiring dancer from Alabama thought she would be ticketed — or worse — by a Birmingham police officer after he approached her about dancing in the middle of a street.Lala Diore, who has been dancing since she was 3, according to WBRC-TV in Birmingham, was filming an audition video to send to singer Janet Jackson while Officer Philip Jones was driving by.According to Diore's Facebook post, Jones told Diore that she shouldn't be in the middle of the street, but quickly changed his tune."So you are risking getting hurt for this," Jones asked, according to Diore's Facebook post. "...okay I’ll stop traffic for you and cut my lights on, show me what you got."Jones then blocked traffic with his cruiser, and turned up his headlights to help Diore get the shot. "This has actually showed the world and the community that police officers are not just out here to harass people or that we’re being mean and uptight," Jones told WBRC. "It shows we are human and we can have a little fun." 1023

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