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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) — County health officials say with the summer months well underway, they've seen an uptick in the number of children that have needed to be rescued from private pools after nearly drowning.Officials say there have been 49 rescues in private pools, beaches, and bays from March through July, compared to 37 in the same period in 2019 and 33 in 2018. Nearly all of those rescued this year have needed to be taken to the hospital for treatment.Of those 49 that occurred this year, 28 were in pools and 14 were in the ocean, lakes, or bays. The rest did not report a specific body of water. Many public pools have been closed since March due to the pandemic."Parents and guardians must take the necessary precautions to keep these incidents from happening," said Wilma Wooten, county public health officer, said. "Children who swim in pools at home are at higher risk of drowning, especially as parents struggle to supervise their children while continuing to work at home through the summer months because of the novel coronavirus."The county says it's important to teach children to swim, never leave a child unsupervised in or near water, avoid alcohol if you're swimming, and learn CPR.At home, the county recommends installing a fence around the pool and hot tub, installing pool alarms, and keeping an eye on drains and pool toys that could be a tripping hazard. 1389

SAN DIEGO (KGTV) - At least two former students of a coding bootcamp in downtown San Diego received refunds after a Team 10 story earlier this summer.Sean Calma and Lane, who declined to give his last name, were enrolled at Origin Code Academy. They both said they were promised one-on-one instruction, which they did not receive. Neither had previous coding experience, so they both asked many questions before enrolling."One time, [the instructor] didn't even know what he was looking at on my computer screen. A second time, he was like, I don’t know what that is. Third time, he asked to go ask another instructor," Lane told Team 10 back in June.CEO Jeff Winkler said coding is difficult, but would be willing to talk to the students about getting their money back. During a previous Team 10 interview, he pointed to many satisfied students and dozens of graduates, including one who recently got a job at Facebook.Winkler did not respond to Team 10's request for comment regarding the refunds.Coding bootcamps are regulated by the Bureau for Private Postsecondary Education (BPPE). Origin Code Academy was previously operating without approval. The academy appealed its citation, its fine was reduced, and as of August, it is allowed to operate. As part of its approval, it had to pay back students who asked for refunds.Both Calma and Lane could not talk about their refunds the received after Team 10's story because both had to sign a non-disclosure agreement before getting their money back.A spokesperson for the BPPE told Team 10: "The Bureau encourages Origin Code Academy students who have not yet received a requested refund to contact the Bureau so we can investigate their claims. If any of the subjects in your story are still waiting for refunds please encourage them to reach out." 1809

SAN DIEGO (KGTV) — County officials will challenge a ruling that allows local strip clubs to operate while several other businesses are closed or limited under California's new stay-at-home order.San Diego County's Board of Supervisors voted 3-2 in a closed session on Tuesday, with Supervisors Kristen Gaspar and Jim Desmond voting no, to appeal any "adverse ruling" to a hearing over whether to allow strip clubs to remain open.The businesses sued to county and state in October over COVID-19 restrictions that forced them to close indoor operations. A judge issued a preliminary injunction on Nov. 6 that protects the businesses from any enforcement, though the businesses must comply with rules surrounding a 10 p.m. curfew and close early.RELATED: State says San Diego County playgrounds can remain open during stay-at-home orderSupervisor Nathan Fletcher said on Wednesday that the board will have a hearing before a judge. If the judge keeps the injunction in place, the board will appeal.Fletcher said the majority of the board doesn't view strip clubs as essential and "felt that was consistent with common sense." He added that they violate the state's order that bans people of different households from gathering."I’m guessing most folks aren’t going there with all the members of their household, so you have multiple households interacting together in a high-risk setting and so we ordered them closed," Fletcher said.RELATED: Outdoor gyms, parks remain open under California's new regional stay-at-home orderCalifornia's new regional stay-at-home has forced county restaurants to close indoor and outdoor dining, salons and personal care services to shutter, and places of worship to move outdoors as coronavirus cases surge and threaten ICU capacity in several regions, including San Diego County.After the county fell into the state's purple tier restrictions that closed indoor operations for many businesses in November, an attorney representing Pacers adult entertainment club told ABC 10News that adult entertainment is a protected form of expression and should be protected as a first amendment right.The Associated Press reported that the strip clubs say they are keeping dancers six feet or more apart and requiring everyone to wear a face covering. Steve Hoffman, the attorney for Cheetahs Gentleman's Club, told the AP that the business consulted with experts who said there's no evidence of increased risk to COVID-19 if dancing is allowed.The Associated Press contributed to this report. 2523

SAN DIEGO (KGTV) — As springtime gives way to sunnier skies and warmer weather, San Diegans have plenty of time to head outside the city for a road trip.Within a few hours distance from San Diego, locals can escape the hustle and bustle of the beach life. From amazing hiking trails and desert backdrops to areas packed with history, there are options abound.RELATED: Things to do for free in San Diego CountyHere are a few places to check out outside of San Diego for a day trip showing a different side of Southern California:Joshua Tree National Park (Trip duration: 3 hours 17 minutes): An escape to the scenic beauty of Joshua Tree National Park's iconic Joshua trees, desert gardens, and campgrounds is a few hours ride from San Diego. The area boasts tons of unique rock formations that make hiking and rock climbing perfect.Borrego Springs (Trip duration: 1 hour 52 minutes): Locals often head out to Borrego Springs every spring to catch spectacular wildflower blooms and sunsets as well as masterful metal creations at Galleta Meadows. In addition to tons of hiking destinations, the area's art galleries showcase amazing local art.Palm Springs (Trip duration: 2 hours 47 minutes): Palm Springs is a great destination for those looking to head outdoors or kick their feet up. Visitors can head to several local casinos to try their luck, head to the "Rodeo Drive of the Desert" at the El Paseo Shopping District, visit the Living Desert for a mesmerizing zoo trip, or take in some history at local museums.Big Bear Lake (Trip duration: 3 hours 41 minutes): It's one of the first choices for San Diegans looking to play in the snow. Big Bear Lake is perfect for winter trips to ski, sled, or snowboard. Snow Summit, Big Bear Ski Resort, and Snow Valley offer some of the best slopes in Southern California, and summertime makes fun on the lake a joy.Palomar Mountain (Trip duration: 1 hour 26 minutes): Head up to Palomar Mountain to gaze at the stars at the Palomar Observatory or some nearby zip lining at La Jolla Zip Zoom. The area makes more hiking options easy to discover and more nearby fun is available at Harrah's and Casino Pauma and wineries.San Juan Capistrano (Trip duration: 1 hour 19 minutes): San Juan Capistrano is steep in history, from the Capistrano Depot to Mission Basilica. The town's historic district also offers up a ton of options for history buffs. For those looking for a new beach scene, Dana Point is nearby for those classic SoCal coastal scenes.Anaheim (Trip duration: 2 hours 16 minutes): Disney fans will have no problem heading up to Anaheim for the day for fun at Disneyland and/or California Adventure parks. But there's more than magic in Anaheim, Knott's Berry Farm is also near as well as Angels Stadium and entertainment at the Honda Center. 2801

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