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It happens countless times on roads across America: a vehicle gets a flat tire, usually just a temporary inconvenience.But on one road near Redding, California, when a tire failed last month on a trailer and its rim scraped the asphalt, the result proved to be catastrophic for an entire region.The sparks that shot out July 23 from that minor incident, California fire officials said, ignited what is now the sixth-most destructive wildfire in state history.The Carr Fire blazed a fiery path along Highway 299, lighting up mile after mile of dry brush as it crept up on residential areas. 597
It's Halloween, a great time to be scared, right? But for many of us fears aren't fun and games. You might think it's best to stay away from the things that scare you the most. But one expert says doing the opposite may help you more.How about if you're afraid of germs?"You could touch the inside of the toilet and you can rub that on your face," says Psychologist Dr. David Shanley.It sounds gross, and if you're afraid of germs the thought is downright terrifying.But Shanley, who helps people fight their phobias, says facing your fears head on could be the key to getting over them. The first step is to asses exactly what they're fearing and what they're doing to avoid it. Then determine how much exposure to that fear a client can take. For example, a fear of dogs. "If they take their fear head on and go to the dog park straight out then they're going to save themselves a lot of time of working up step-by-step," Shanley says. Not everyone can go that far that fast. But Shanley says there has to be some level of exposure to make progress. Not just to fears on the outside, but on the inside. "Part of the exposure is actually flooding them to those scariest thoughts," Dr. Shanley says. If a person were afraid of elevators or tight spaces, overcoming the fear is about more than riding from floor to floor. "You more want them actually thinking all the worst case scenarios so that they know that the next time they need to get into the elevator they can do it whether they are having happy thoughts or negative thoughts," Shanley says. And when facing a fear of heights, the same principles apply. "I would ask the person to, all right can you climb up here?" Shanley says. "And then as they are climbing up I would also be telling them, all right now look down and think about wow that's a long ways down and what if I fell?" Dr. Shanley says these are all things you can try on your own, and repetition is key."Without it their success rate of the treatment is a lot less," Shanley says. And don't be shy. Shanley says if you don't face your deepest, darkest fear, it could come back. Something to keep in perspective when things get a little dirty."I don't have to like it. They don't have to enjoy this process but we want it to illicit this fear," Shanley says.You can find out more about Dr. David Shanley here. 2444
It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326
It's been nearly 20 years since "Home Improvement" went off the air, but a new report indicates the show may be coming back for a reboot.One of the stars of the show, Richard Karn, told Closer Weekly that he spoke with Tim Allen about the show."I just talked to (Tim Allen) about it," Karn told Closer. "And I think (Pat Richardson) and the kids would be on board."The news comes after the successful reboots of shows like "Roseanne" and "Will and Grace."In March, Allen told Entertainment Tonight that the idea for a "Home Improvement" reboot idea has been floated around. He also said he would be on board with getting the gang back together."I like that idea. I still miss 'Last Man Standing.' We didn't get our seventh year. I adored that show," he told ET. "It's like having a new dog and now to go back to the old dog? I don't know. I like both characters, but yeah, I'd be very interested in that idea."Allen played Tim Taylor on the ABC sitcom which ran from 1991 to 1999. 988
It will perhaps be the biggest story in December as well as the upcoming months. When will vaccine distribution be available to you or your family? Recent news from Pfizer and Moderna is making vaccine distribution a reality in the near future. So what should you know? KEY FDA MEETINGS The first key date is December 10. That is when the FDA will hold a hearing on Pfizer's vaccine. Moderna's vaccine will get a hearing on December 17. The hearings are being conducted by the “Vaccines and Related Biological Products Advisory Committee,” and they could give approval within 72 hours of the first hearing taking place. WHAT HAPPENS AFTER FDA APPROVAL After FDA gives the go ahead, the CDC will finalize who should get it first. The good news is that the CDC have already released who they think should be first in line. Earlier this week, an advisory committee to the CDC recommended health care workers and those in nursing homes receive access almost immediately. Ultimately though, governors will serve as "air traffic controllers" directing which specific facility has access to the first doses of vaccines. If the current timeline holds, those orders could start going out on December 11 or December 12. AVERAGE AMERICANS TIMELINE AND POTENTIAL ISSUES If you are not deemed a high priority, it will still likely be months before you are able to get a vaccine. Some analysis point to Februrary, but other analysis point to April or May. Some potential issues for distribution include the temperature the vaccines must be stored at. The Moderna vaccine can stay in traditional refrigerators at around 40 degrees or so but Pfizer's must be stored at -94 degrees, which may be trickier to transport in more rural parts of the country. Another big question mark is will Americans actually want to be the first to take the vaccine? "All the science in the world isn’t going to matter if you can’t people to be immunized against COVID," Dr. John Brownstein of Boston Children's Hospital said. Former Presidents George W. Bush, Barack Obama and Bill Clinton are said to be committed to receiving the vaccine live on television in order to inspire confidence. 2166