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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

REDMOND, Wash. – Early Tuesday morning, Microsoft confirmed that it’s launching a smaller and cheaper version of its upcoming next-generation Xbox console.In a tweet, the company confirmed that it will sell its Xbox Series S at an estimated retail price of 9. Microsoft also promised “next-gen performance in the smallest Xbox ever.” ?? Let’s make it official! Xbox Series S | Next-gen performance in the ???????? Xbox ever. 9 (ERP).Looking forward to sharing more! Soon. Promise. pic.twitter.com/8wIEpLPVEq— Xbox (@Xbox) September 8, 2020 The tweet also includes an image of the new console, one that looks very similar to an image that leaked to the public on Monday. It seems the company was caught off guard by the leak, because it tweeted photos of a surprised monkey shortly after.pic.twitter.com/L0WcSiirnt— Xbox (@Xbox) September 8, 2020 Microsoft hasn’t released additional details about the Xbox Series S, but promised it would be sharing more information “soon.” Though, from the new photo, it looks like the console will not include a disc drive and it’s standing upright, but the orientation of the Xbox logo suggests it’s expected to be more commonly used horizontally.Tuesday’s announcement comes as Microsoft gears up for the release of its Xbox Series X device later this year. That console will likely compete with Sony’s PlayStation 5 this holiday season. 1388

RANCHO SANTA FE (KGTV): As the costs to grow avocado and citrus keep rising, farmers in San Diego are trying a new crop to put a jolt in their business: coffee."We’re excited about the possibilities," says Chuck Badger, who runs R.E. Badger and Sons. He's planted about 5,000 coffee plants across several farms that his business manages."The plants are very happy. They’ve got a lot of cherries on them. So we’re super excited for this summer to pick it."Badger says he heard about the possibilities of coffee from growers in Ventura County. San Diego's coastal climate and soil are similar to other coffee producing regions.The timing couldn't be better. In addition to dealing with the lingering drought, many farmers are getting frustrated with the rising production costs of avocado and citrus trees. They're looking for ways to diversify their crops.Badger says the upfront costs of coffee are a little higher, but the profit margins can be much better. He told 10News that coffee needs about 900 trees planted per acre, while citrus uses only 150.But, if the coffee grades out as a "premium" brand, farmers could net as much as ,000 per acre. Citrus and avocado trees bring in anywhere from ,000 to ,000 an acre, depending on the yield and other market factors.Leaders with the San Diego County Farm Bureau are excited about the potential as well, but caution that coffee is still in an "experimental" phase in the area."Nobody's all in at this point," says Executive Director Eric Larson. He points out that San Diego has around 50,000 acres of total farmland. Larson guesses that coffee makes up less than 20 total acres right now."Folks are seeing if it’s going to work here before they make a future decision to be all in," says LarsonHe says it could be a good crop to plant in conjunction with other established crops, doubling up acreage to increase profits.Badger thinks San Diego could become coffee country, in the same way Napa is known for wine."We want to model it after the whole wine growing template, where people are asking for certain varietals, certain regions, organic," he says. "So those coffee snobs become like those wine snobs and will pay for premium coffee."Badger won't be able to harvest any of his beans until next summer. He's looking forward to seeing how it all plays out."If you look at what the world wants and what people are spending money on, I think it will be a good thing." 2447

Rapper and music producer Kanye West will not be on the election ballot in Missouri and Wyoming this November. Missouri Secretary of State Jay Ashcroft's office on Tuesday notified West that his supporters had not gathered enough signatures to qualify for the state's general election. 294

RAINBOW, Calif. (KGTV) — Two people are dead following a wrong-way collision on Interstate 15 in North San Diego County late Friday.A white Hyundai Elantra heading northbound entered southbound I-15 from Deer Springs Rd. at about 11 p.m., according to California Highway Patrol. The male driver was reportedly using the fast lane as he traveled at high speed in the wrong direction, CHP said.A CHP trooper started a traffic break near State Route 76 in an attempt to stop the Hyundai, but the vehicle failed to stop for the traffic break and continued northbound. The CHP unit turned around and started following the Hyundai from the northbound side.TIMELINE: Wrong-way crashes in San Diego CountyJust before 11:30 p.m., CHP received a report of a vehicle crash near Rainbow Valley Blvd. Troopers arrived to find the Hyundai had collided with a grey Honda Civic traveling in the right direction.The female driver of the Honda, identified as a 20-year-old from Murrieta, died at the scene. The driver of the Hyundai, identified as a 23-year-old from Lake Elsinore, was taken to Palomar Medical Center, where he later died.Investigators believe impairment was a factor in the crash. The crash remained under investigation Saturday. 1262

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