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The opioid crisis cost the U.S. economy 1 billion from 2015 through last year — and it may keep getting more expensive, according to a study released Tuesday by the Society of Actuaries.The biggest driver of the cost over the four-year period is unrealized lifetime earnings of those who died from the drugs, followed by health care costs.While more than 2,000 state and local governments have sued the drug industry over the crisis, the report released Tuesday finds that governments bear less than one-third of the financial costs. The rest of it affects individuals and the private sector.The federal government is tracking how many lives are lost to the opioid crisis (more than 400,000 Americans since 2000), but pinning down the financial cost is less certain.A U.S. Centers for Disease Control and Prevention report from found the cost for 2013 at billion. That’s less than half the cost that the latest report has found in more recent years. The crisis also has deepened since 2013, with fentanyl and other strong synthetic opioids contributing to a higher number of deaths. Overall, opioid-related death numbers rose through 2017 before leveling off last year at about 47,000.A study published in 2017 by the White House Council of Economic Advisers estimated a far higher cost — just over 0 billion a year. The new study notes that the White House one used much higher figures for the value of lives lost to opioids — attempting to quantify their economic value rather than just future income.The actuaries’ report is intended partly to help the insurance industry figure out how to factor opioid use disorder into policy pricing.It found that the cost of the opioid crisis this year is likely to be between 1 billion and 4 billion. Even under the most optimistic scenario, the cost would be higher than it was in 2017.The study was released just ahead of the first federal trial on the opioid crisis, scheduled to start next week in Cleveland where a jury will hear claims from Ohio’s Cuyahoga and Summit counties against six companies. The counties claim the drug industry created a public nuisance and should pay.The report found that criminal justice and child-welfare system costs have been pushed up by the opioid epidemic.Most of the added health care costs for dealing with opioid addiction and overdoses were borne by Medicaid, Medicare and other government programs, according to the report. Still, the crisis rang up billion in commercial insurance costs last year. Lost productivity costs added another billion.Businesses have begun noticing. Last week, a small West Virginia home improvement company, Al Marino Inc., filed a class-action lawsuit against several companies, claiming the opioid crisis was a reason its health insurance costs were skyrocketing.Still, the biggest cost burden fell on families due to lost earnings of those who died. Those mortality costs alone came to more than billion last year, the report said.Members of a committee representing unsecured creditors helping guide opioid maker Purdue Pharma’s bankruptcy process have been calling for money in any settlement to go toward to people affected by the crisis and not just governments. 3225

The Food and Drug Administration has announced a recall of Drospirenone and Ethinyl Estradiol tablets that may have missing or incorrect tablet arrangement.That's birth control, and the announcement says the patient taking these pills might not get the correct dosage if consumed according to the packaging."To date, no case has been reported for pregnancy and adverse event to Apotex," the recall says."Patients who have received impacted lots of Drospirenone and Ethinyl Estradiol Tablets, USP 3MG/0.03MG. or have questions regarding this recall please contact your pharmacy. Individuals should not interrupt their therapy, use a non-hormonal method of birth control, contact their health care provider for medical advice and may return the impacted packages to their pharmacist."Drospirenone and Ethinyl Estradiol Tablets, USP are an estrogen/progestin COC indicated for use by women to prevent pregnancy. Drospirenone and ethinyl estradiol tablets (inner carton) consists of 28 film-coated, biconvex tablets in the following order: 21 yellow color tablets, each containing 3 mg drospirenone (DRSP) and 0.03 mg ethinyl estradiol (EE), and 7 placebo white color tablets."These birth control pills were distributed nationwide to wholesalers and distributors. Patients should consult their doctors. Distributors are asked to return affected products to the place of purchase.Customers who purchased the impacted product directly from Apotex may call GENCO at 1(877) 674-2082 to arrange for their return.Consumers with questions regarding this recall can contact Apotex corp. by phone-number (800) 706-5575or email 1626

Terrorism is an age-old concept.Some people think the first attack happened in the first century against Roman collaborators.But modern terrorism is thought to come out of mid-19th century France, when good-quality, affordable explosives hit the market and radical political movements became more prominent.It came to the U.S. during the same time frame.Today, the terrorism landscape is much different, and so is the response.The FBI says its No. 1 priority is protecting the U.S. from terrorist attacks, regardless of motivation.Terrorism investigations fall into two categories at the FBI: international terrorism and domestic terrorism.The first is when an attack is inspired by or associated with foreign organizations or nations.If the attack or attacks are meant to further a domestic influence’s goals, it’s domestic terror.The FBI’s examples of domestic terror motivations include politics, religion, race and social issues.Domestic terror “remains persistent” overall, according to the FBI.The FBI says people cross the line from exercising First Amendment freedoms to committing crimes in hopes of furthering violent agendas.Terrorism has evolved immensely since 9/11.The FBI says lone offenders and the internet have accelerated that evolution.According to the FBI, lone offenders are tougher to identify and stop because they aren’t always clearly tied to a group.And the internet — social media, in particular — helps terrorists connect with potential recruits more easily.To meet the evolving threat, law enforcement is constantly changing its approach. 1580

The Dow hit 27,000 points for the first time ever on Thursday, as stocks climb higher on hopes of an interest rate cut later this month.Federal Reserve Chairman Jerome Powell shored up rate cut hopes with his testimony before the Senate Banking Committee Thursday and House Financial Services Committee Wednesday.The Dow rose to a fresh all-time intraday high before pulling back slightly. It is up 0.4% or 111 points.The S&P 500 is up a modest 0.1%. 466

The Centers for Disease Control (CDC) says depression affects nearly 8% of people at any time. The numbers of those who get treatment are far lower. For some, they don’t recognize the symptoms or they don’t want to take medication. Wendy Moreno is among those who struggle with depression. After a traumatic experience four year ago, she decided she needed professional help. She went to therapy and got on medication, but she didn’t feel it was working.“I was just at a point where I wanted to try something new,” said Moreno. Her therapist told her about 569