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The Federal Trade Commission said Americans should be wary if they receive a phone call regarding their stimulus check. Amid the COVID-19 pandemic, the US government issued ,200 checks to millions of Americans with a number of businesses closed. The FTC is warning that scammers could potentially try to trick you out of your personal information. The agency says that fraudsters rig caller ID to make the number appear to come from a government hotline.“Government agencies usually will not call or email you — especially about something related to money. They almost always contact you by US mail,” the FTC said.The IRS is sending letters to Americans as a confirmation for receiving the stimulus check.The FTC says that scammers will claim to be calling over something such as Medicare, Social Security, or in this case, your stimulus check, and will ask for personal information to verify.“If you get a call or email from the IRS or any government agency asking you for personal information or money, that’s a scam. Hang up the phone or delete the email,” the FTC said.If you have questions about your stimulus check, you can call an IRS hotline at 800-919-9835.The IRS said earlier this month that 159 million Americans have received a stimulus check. The IRS is still working on sending out the remaining checks to qualified Americans. 1367

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

HONG KONG – Hong Kong authorities on Wednesday withdrew an unpopular extradition bill that sparked months of chaotic protests that have since morphed into a campaign for greater democratic change. "As a result of the divided views of the public regarding the (extradition) bill, there have been conflicts in the society," Secretary for Security John Lee told the city's legislature. Lee said the administration decided to suspend the amendment exercise after studying the matter. “For this purpose I wrote to the president of Legco (Legislative Council) to withdraw the notice to resume the second reading of the bill,” Lee said. “And as a result, the Legislative Council meeting stopped handling the bill. Thereafter, the administration stated many times that the revision has come to a halt. For the purpose of spelling out clearly the position of the special administrative region government, in the accordance of Rule 64(2), I formally announce the withdrawal of the bill.” Pro-democracy lawmakers immediately tried to question him but he refused to respond and the assembly's president said the rules did not allow for debate.The long-expected scrapping of the bill was overshadowed by the drama surrounding the release from a Hong Kong prison of the murder suspect at the heart of the extradition case controversy.Chan Tong-kai told reporters after leaving prison that he was willing to turn himself into authorities in Taiwan, where he is wanted for the killing of his girlfriend. He was released after serving a separate sentence for money laundering offenses.Chan could not be sent to Taiwan because there's no extradition agreement in place.Hong Kong's leader had amendments in a bid to eliminate the loophole, but it sparked widespread protests over concerns it put residents at risk of being sent into mainland China's murky judicial system. 1868

A Port St. Lucie man is recovering after he was bitten on the leg by an 8-foot alligator while walking his dog over the weekend, authorities said.According to the Florida Fish and Wildlife Conservation Commission, Mark Johnson, 61, was attacked near a canal in a Port St. Lucie development around 9:30 a.m. on Sunday."I kind of slide and my foot is stuck in the mud, and the next thing I know, I see the lunge," Johnson said. "He starts clamping down pretty tight and he started to pull, and the next thing I do, I instantly, here's my fingers, I poke through the eye."Johnson said the gator was trying to drag him under the water, spinning while clamping down on the victim's leg."This gator was coming in fast. He was aggressive," Johnson said. "My foot was hanging out of the corner of his mouth."Johnson said that after he poked the gator in the eye, it let go of his leg and took off."I had to do something. That's what I say, you have seconds to react," Johnson said.The victim was taken to a local hospital, where he received 62 stitches in his right left and was later released.Johnson said his dog Rex was not hurt.The FWC said an alligator trapper responded to the area of the attack and captured an 8-foot gator. The reptile was then relocated to an alligator farm.People with concerns about gators should call FWC's nuisance alligator hotline at 1-866-FWC-GATOR (866-392-4286). This story originally reported by Ryan Hughes and Matt Papaycik on wptv.com. 1490

The votes are still being counted but what do we know about the agendas of President Trump and former Vice President Biden? What would a first 100 days of Trump's second term look like, or Biden's first?Watch the video above as PIX11 News' Kala Rama explains. This story was first reported by Kala Rama at PIX11 in New York, New York. 357

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