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"It's weird being a 16 year old these days," Reid Sotkin said. You could say Sotkin is just your average kid. He's a junior at Jenks High School who likes to hang out with friends. And oh, by the way, he's an investment guru."I just googled what books Warren Buffet recommended and that's kind of how I got my start," Sotkin said.One of his favorite books?"Actually this book right here," he said. "'The Intelligent Investor' taught me quite a bit."Sotkin is so passionate about investing, he's become a source of advice for friends young and old."I started investing myself and then all my friends started asking me what they should invest into and stuff," he said.Now, he's combining his love of investing and his passion for coding to develop an app to teach people how to invest wisely."There's a feature on the app where you put in your salary and how long until you retire, all your bills and everything," Sotkin said. Sotkin's app, "Calculating The Future," is an award winning app."It tells you how much you have to put in each month into each of them and it tells you how much money you'll have when you retire," he said. Sotkin appeared before a panel of judges on a Zoom call, answered all kinds of questions, and won the 2020 Congressional App Challenge."I guess they just chose me to win and then Congressman Hern gave me a phone call one afternoon. Yeah, I was pretty surprised," he said. Sotkin puts his money where his mouth is. He plans on living comfortably. So, he's investing now."I do a couple hundred dollars every month," Sotkin said. "So, I just do that so that way I'll have a couple million dollars by the time I retire just sitting in the background."During our Zoom interview, I just couldn't resist getting some advice about my own investment advisor, 2 Works For You's Chief Meteorologist Mike Collier."He's kind of been giving me some stock tips and they've been kind of terrible," I said as Sotkin laughed. "So, give Mike some advice on how he should invest in the stock market.""Basically, unless you're very smart and spending a lot of time, you're not going to beat the market," Sotkin said.Sotkin said he likes the S&P500. It represents 500 very reliable companies."That's gone up an average of 9.8% since its inception," Sotkin said. "That's the way to go. Just put it in index funds and let it accumulate over 30, 40, 50 years."The future is looking bright for this young entrepreneur and it could be for you, too. Sotkin said it's all about starting early, being consistent, and taking advantage of compound interest."Do you mind if I ask about your net worth right now," I asked."Yeah, but ah... I don't want to say right now," he answered.This story originally reported by Mike Brooks on KJRH.com. 2763

For the last 30 years, Marina Tsaplina has taken insulin to survive. “I take anywhere between probably six to 10 injections per day, depending on what I need,” she says. “Certainly any time before I eat and any time I need to adjust my blood sugar.” Living with type 1 diabetes and no health insurance, Tsaplina bought a year’s supply of insulin in Canada, because she can't afford to buy it here in the U.S. “The insulin alone would be about from 0 to ,100,” she says. New research shows drug prices can vary greatly depending on the pharmacy. The U.S. Public Interest Research Group (PIRG) Education Fund surveyed more than 250 pharmacies in 11 states on prices for 12 common drugs. It found consumers could save anywhere from 0 to ,000 a year, simply by shopping around. “On average, over nine times the lowest price could be charged for a prescription drug that many people take,” says Lance Kilpatrick with U.S. PIRG. The study found chain pharmacies like CVS tend to have higher prices than mom-and-pop pharmacies. “Eight of the 12 drugs that we surveyed, mom-and-pop shops and small chain pharmacies actually had less expensive prices than the big chains,” Kilpatrick says.That's why U.S. PIRG says you should compare at least five pharmacies and try shopping online. Sites like Goodrx.com helps consumers find the best prices in your area. Pharmacychecker.com connects with verified Canadian pharmacies, since Canadian drugs are often cheaper. Additionally, Blinkhealth.com offers good pricing for generic drugs.With 1 in 4 Americans struggling to afford their prescription drugs, a little legwork now can save you a lot of money in the long run. 1677

LONGMONT, Colo. – Mara Pawlowski has had a passion for horses her entire life. “I drive to the ranch and my heart is beating so hard I’m so excited,” Pawlowski said. But when she was diagnosed with multiple sclerosis 20 years ago, riding a horse took on a whole new meaning. “It’s hard for me to walk, but Elizabeth, I can ride a horse. And the self-confidence you get from that is pretty amazing.” For nearly eight years, Pawlowski has been taking therapeutic horseback riding lessons at 502

MILLVILLE, N.J. -- It doesn’t take much to get Hansel going. His greatest asset is his nose, which comes in handy, as the first pit bull in the country to ever become a certified arson detection dog. “He's my boy 100 percent,” said arson investigator Tyler Van Leer of the Millville Fire Department in New Jersey and Hansel’s handler. “He's certified to detect 14 ignited a liquid odors, meaning anything that you could buy from a hardware store, that you can set a house on fire with, ignite the liquids, he's trained to sniff out.” Hansel’s path getting there wasn’t easy. The 4-year-old was rescued from an alleged dog fighting ring in Canada. Authorities there wanted to euthanize all of the dogs, but rescue groups stepped in. Hansel eventually found his way to Carol Skaziak, who co-founded the non-profit 825

New research shows suicide rates among teens are going up and are now at their highest levels since 2000. Now, pop star Lady Gaga is now taking steps to try and save lives in schools across the country. At Freedom High School in northern Virginia, students Katie Ramboyong and Jake Beyer spent part of their school year keeping an eye on other students, looking for any signs one of their classmates might be in trouble. “You never know when there's another kid struggling that we could help out,” says Beyer. About 550 10th-grade students at the high school spent a week in training to learn how to recognize the signs and symptoms of mental health issues among their classmates. “Withdrawing from school, not talking to friends, just not being yourself as much,” Ramboyong says of the signs. Students then alert teachers or staff about any red flags. Ramboyong ended up using her training to help a student who told her on social media that he wanted to kill himself. “I found out that he had tried to kill himself already and he was not in a good place,” she recalls. “The next day, I went in and I talked to both of our teachers that we had, and I told her that he was not okay and that it was serious and he needed help right away.” At Freedom High School, the training helped identify nine students who ended up going through suicide screenings because of behavior concerns. Kenneth Christopher, the school’s director of school counseling, says they received the names of the students because of the program.“One hundred percent it's working, and it is helping and our students are making a difference because they're speaking up, they're telling a trusted adult, they're linking up the student with someone here at the school that could possibly give them outside resources to help them and possibly save some lives,” Christopher says.The program is part of an initiative with Lady Gaga's Born This Way Foundation. “My dream is that this happens in every school,” the singer says of the initiative. Eight schools took part of the pilot program, which will expand to 20 more schools this fall. 2113

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