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Hurricane Willa is nearing the Pacific coast of Mexico as a potentially catastrophic Category 5 storm, after experiencing what the National Hurricane Center called "explosive" strengthening over the past 48 hours.Willa's maximum sustained winds, as of Monday morning, were 160 mph, making it a top-of-the-scale hurricane. Its current intensity is slightly more than Hurricane Michael's when it made landfall in Florida's Panhandle less than two weeks ago.The storm has supercharged at an incredible rate since it formed over the weekend. From Sunday morning to Monday morning, Hurricane Willa strengthened 80 mph in only 24 hours, and went from forming into a tropical storm on Saturday morning to a Category 5 in less than 48 hours.The official forecast from the National Hurricane Center calls for Willa to weaken some before landfall, but the storm is still expected to be a major hurricane, likely still a high-end Category 4, when it makes landfall on Tuesday afternoon. 983

Hundreds of flights were canceled and 14 million people were under a blizzard warning Sunday as a storm brought snow, wind and rain to large stretches of the Midwest.Kansas Gov. Jeff Colyer issued a state of emergency declaration for the state.Kansas City International Airport was closed to flights arriving on the airfield due to low visibility caused by weather conditions and limited visibility under a quarter-mile, according to an airport tweet.The Kansas Division of Emergency Management's Twitter page said the declaration "authorizes the use of state resources and personnel to assist with response and recovery operations in affected counties.""We strongly recommend that you postpone travel plans, if possible; however, if you must be on the road, make sure your vehicle's emergency kit is stocked, your gas tank is full and your cell phone and charger are with you and someone knows your travel plans," the declaration reads.Multiple roads are closed across the state due to whiteout conditions, according to the KanDrive website.The weather system was forecast to move into the Great Lakes region before hitting the Northeast on Monday, according to CNN meteorologist Haley Brink.Due to the addition of Cook County, Illinois, the number of people under blizzard warnings jumped from 8 million to 14 million. The National Weather Service office in Chicago said the worst will come late Sunday.Nearly 20 million people were under a high-wind advisory. This includes residents of Kansas and some in parts of Missouri, Nebraska and Iowa.Fort Hays State University student Brooks Barber captured the blizzard conditions in Hays, Kansas, on Sunday morning. Streets were dark, and many were without power, he said.The National Weather Service's Topeka office posted a video of near-blizzard conditions.Whiteout conditions brought low visibility to the small town of Chariton, Iowa, which is an hour south of Des Moines.The region could see whiteouts and slick roads throughout Sunday, making travel difficult if not impossible at times, Brink said."It's pretty treacherous travel conditions," she said.Forecasts say snowfall totals of 6 to 10 inches are possible across the Midwest. Some areas could receive as much as a foot of snow within the next 24 to 36 hours.By Monday, Brink said, the storm will have moved into the Northeast. Parts of New England could see snow, while cities along the coast are forecast to receive heavy rain.Also, 17 million people are under wind advisories. Sustained winds of between 30 and 45 mph are anticipated, with the possibility of 65 mph gusts.The storm's impacts have been felt already by travelers on the final days of the Thanksgiving holiday rush. Nearly 1,000 US flights had been canceled by late afternoon Sunday, with delays to 3,100 flights, according to flight-tracking website FlightAware. Most were at Chicago's O'Hare International and Midway airports.And an approximately 60-mile stretch of Interstate 70 in Kansas has been closed, according to a tweet from the state's Department of Transportation, from WaKeeney to Russell. 3089

If you're waiting on a furniture delivery, you're not alone. Some customers are reporting delays of four months or more assuming you can find the item you want in stock.Like everything else, the coronavirus pandemic has complicated distribution for the furniture business, and no one is immune to the problem of supply, demand and disruption."This has been a fundamental shock to the system,” says Michael Miller, chief operating officer at Convey, a technology company that helps retailers do better deliveries.“Our network has over 5 billion shipping events so we track every single data point from when a package leaves a fulfillment center, goes on a truck, goes to all of the different handoffs, and then reaches your door,” Miller added.Convey supports big, small and specialty retailers. Miller says the disruption in online business is complicated. And while things are getting better amid attempts to rebound and adjust to a new normal, there's a lot that can't be fixed overnight.“People are getting creative but the common denominator is they need more drivers, they need more trucks, they need more warehouses to keep up with this demand,” Miller said.Modloft, a Miami-based company that sells elite, contemporary and modern furniture, has 60% of its items on backorder, which company chief marketing officer Sean O’Brien said is “historic.”The “factory could have a delay, the transit company could have a delay bringing it into port, the port could have a delay, the warehouse could have a delay, there’s all sorts of places along the line where things can get backed up and we have to be good about communicating to the customer what’s happening and when,” O’Brien said.Modloft saw a good April and a historic summer for sales, breaking company records But, like all other businesses who are trying to get customers their goods as fast as possible, stock is a problem.“Customers are frustrated they can’t get a particular sofa or color they want for 90 days and this is happening at all brands,” O’Brien said. Customers “may have been to four other stores and come to us as the fifth and still frustrated with the same experience.”A-list celebrities are Modloft customers, like professional athletes and Grammy-nominated recording artists, but no matter your name, your wait time will be the same.“If you see something you like, grab it,” Miller said. “There are definitely supply shortages out there. I would pounce, not wait if you see something available. Secondly, pay close attention to what the retailer is telling you about the estimated delivery date. This is very, very important.”Convey says customers should sign up for alerts, make sure an estimated delivery date is clearly displayed before you buy, and be patient. Especially through the holiday shopping season. 2799

I know, I know. You’ve probably heard all about how you should renegotiate your bills to save money. But that’s easier said than done, right?That’s why I tried it out. I called up some of my service providers and attempted to cut the cost of my bills.Here’s how you can learn from my successes — and improve upon my failures. (Spoiler alert: Be prepared to make sacrifices.)Formulate a game planIt’s a good idea to call up your service providers and subscription services annually to negotiate a better rate, ask about new promotions or cancel unnecessary bills. This is a powerful tool to save money.These tactics can be used for securing a better deal on cable, internet, subscription services and more.First, review all of your recurring payments by identifying charges on your credit card and bank account. Then, decide if you really want (or need) those anymore.Make a list of the bills you would like to lower or cut out entirely. On my list: Satellite radio, cable, a clothing subscription and a movie loyalty program.Next, look up each company’s website. You’ll usually find a variety of contact methods, including live chat, text messaging, email and a phone number.While you’re searching online, gather information about your current package and pricing, as well as any new promotions from your current company or competitors that can be used as leverage.Cut out what you don’t needSet aside a block of time — maybe an hour or so — and work your way through the list.My first call was to our satellite radio service provider. My husband and I have a SiriusXM subscription. But after months of spotty reception in our car, I decided it was time to cut the service completely.Instead, over the course of a 10-minute phone call, I asked to cancel, then I was met with a better offer. Before, we paid .63 per month. Now, we pay .06 a month for 12 months (for the same plan). Plus, they threw in a free month.Threatening to cancel a service can be a bargaining tactic. Here, it was the truth — I was fully ready and willing to cancel. And it got me a better price.Next? That clothing subscription. A five-minute online chat with athletic brand Fabletics resulted in me canceling my membership. Before, I paid .95 a month as an account credit, unless I logged into my account and shopped or skipped by the fifth day of the month.The customer service representative offered a store credit to stay, but I went ahead and canceled anyway.DowngradeBe patient. There’s a time commitment involved. Plus, things don’t always work out.I spent 45 minutes online chatting, then talking on the phone with DirecTV. But even after consulting with two representatives, my monthly payment remained around 0 before and after my interaction.I was told there weren’t any discounts or promotions currently available for my account. And since I didn’t want to downgrade my package (I’m not ready to give up those Lifetime movies on LMN or game shows on Game Show Network), I’ll have to wait for future offers.If you’re willing to change your TV lineup, review available channel packages online to find a slimmed-down option that works for you. Or call and talk to a representative.Ask for helpRenegotiating bills is perhaps more important now, especially for those who are dealing with financial impacts related to the coronavirus. As the pandemic began taking an economic toll in the spring, providers across a broad spectrum of industries stepped up to extend payment assistance and waive late fees for customers.I contacted some service providers to see how they’re continuing to help consumers who are struggling.Most telecommunications companies, such as Dish and Comcast, provided similar advice: If existing customers have questions or are interested in lower monthly payments, they should go online or call customer service.Contact companies proactively, and if you’ve been laid off or otherwise affected by the pandemic, be honest about your situation.Look for resources that don’t require any effort, too. I thought I might need to cancel or renegotiate my -a-year AMC Stubs Premiere movie theater loyalty account. But the company had already temporarily paused my account in light of movie theater closures.Renegotiating bills didn’t save me enough money to retire early. But I’ll manage to hold onto almost 0 over the next 12 months — which is more than if I hadn’t picked up the phone.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4799

In a debate that featured frequent interruptions, President Donald Trump and former Vice President Joe Biden sparred for the first of three meetings between the two candidates.Despite frequent interruptions and personal attacks, several important questions on policy were asked, but not always answered.1) Biden opposes Green New DealBiden said he is not in favor of the so-called “Green New Deal,” and instead prefers the “Biden Plan.” But on Biden’s website, he says, “Biden believes the Green New Deal is a crucial framework for meeting the climate challenges we face.”During Tuesday’s debate, Biden said, "No, I don't support the Green New Deal. I support the Biden plan I put forward, which is different than what he calls the radical Green New Deal."When pressed on the cost of his plan, Biden said his plan would add millions of jobs."We are going to be in a position where we can create good jobs by making sure the environment is clean and we are all in better shape," Biden said.2) A vaccine is coming, Trump saysTrump said that the US will see coronavirus vaccines faster than some public health experts say the country should expect to see them.“We have our military that delivers soldiers and they can do 200,000 a day,” Trump said.Trump said that the federal response to the coroanvirus has saved thousands of lives."We got the gowns, we got the masks, we made ventilators, you wouldn't have made ventilators, and now we are weeks away from the vaccine, we are doing therapeutics already, fewer people are dying when they get sick, far fewer people are dying. We've done a great job," Trump said.3) Biden won’t answer if he’d pack the Supreme CourtAs Senate Democrats have toyed with the idea of adding Supreme Court justices if he is elected along with a Democratic-majority Senate, Biden would not answer whether he would agree with the plan.“Whatever position I take on that, that will become the issue,” Biden said. “The issue is, the American people should speak. You should go out and vote. You're in voting now.”Trump then pressed Biden to answer the question, Biden responded, "Will you shut up, man?"4) Trump lacks specifics on health care planTrump was pressed by moderator Chris Wallace to explain how he would replace the Affordable Care Act if given a second term. Trump has been trying to get the remaining provisions of the act revoked in federal court after getting the individual mandate struck down.Trump signed an executive order in July to offer Medicare prescription drug rebates. The effects of that rebate are too early to tell.“I'm cutting drug prices into going,” Trump said, "which no president has encouraged to do because you are going against big pharma. At the prices, they will be coming down 80 to 90%. You could have done it during your 47 year period in government, but you didn't do it. Nobody has done it.”“He has no plan for healthcare,” Biden responded. “He sends out wishful thinking. He has executive orders that have no power. He hasn't lowered drug costs for anybody. He has been promising the plan since he got elected. He has none, almost like everything else he talks about. He does not have a plan.”5) Biden, Trump disagree on trusting election resultsWhile Biden said he would accept the results of the upcoming election once the votes are counted, Trump would not make the same declaration.“The fact is I will accept it and he will too. You know why? Because once the winner is declared after all the, all the ballots are counted, all the votes are counted. That'll be the end of it. That will be the end of it,” Biden said.Trump said that the Supreme Court might need to be involved with the election.“ I think I'm counting on them to look at the ballots, definitely. I don't think, well, I hope we don't need them in terms of the election itself, but for the ballots, I think so," Trump said. 3864