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There will inevitably be people who want to vote in person who may now be positive for the coronavirus, showing symptoms of COVID-19 or who are quarantining.The Centers for Disease Control and Prevention (CDC) has reinforced the fact that Americans have the right to vote, regardless of whether they're sick or in quarantine. The agency offered this advice: 365

This week, Jada Pinkett Smith is engaging in a new conversation that's been difficult for women to talk about: hair loss. But it impacts millions of women, and instead of dealing with it alone, she wants to empower women to talk about it openly.One woman knows exactly what she's talking about. Almost every day DeAnn Payne picks out her wig the way many pick out clothes.It's something she's been doing for the last seven years, since being diagnosed with alopecia."I'll pick up an outfit now say 'Okay, I'm going to wear this wig,'" Payne said. "And my husband will say, 'That that one doesn't match that outfit.'"It's easier to laugh about it now, but when it first happened that was the last thing she wanted to do."It was traumatic," Payne said. "To deal with it. To deal with your own feelings because I love my hair."Payne's hair had always been long, but in 2011 it started falling out, and about two years later it was all gone."I was devastated," Payne said. "Yeah, I I didn't know what to think."As hard as it was to process what was going on outside, she said what was happening inside was even harder."Now what I can do? And is is ever going to come back? And how are people going to see me? I don't want people to see me," Payne said.It's a struggle many people often go through alone. That's why Payne said seeing someone like Jada Pinkett Smith sharing her struggles publicly is so powerful."I was in the shower one day and then just like handfuls of hair just in my hands," Pinkett said on her show Red Table Talk. "And I was just like, 'Oh my God am I going bald?'""People are going to see what she has," Payne said. "This, and is willing to come out and to tell others about it. And so I can be ok with this. It's not just me."As many as 6.8 million people in the United States are affected by Alopecia, a common autoimmune skin disease that causes hair loss on the scalp, face and sometimes other areas of the body. There are several types, including scarring alopecias, which are irreversible, and non-scarring alopecias, which are more common."Many of the non-scarring alopecia are reversible depending on the reason that they exist," said Dr. Michelle Draznin, a dermatologist with Kaiser Permanente.Draznin said non-scarring alopecia can caused by different issues like your autoimmune system, thyroid and even stress."It's really hard on people particularly women because I think it's not super socially acceptable to have hair loss in women," Draznin said. "And it can feel very very vulnerable. The good news is, that usually goes away."Even if her hair doesn't come back, Payne said she can and will live a productive life. A message she's glad to see others sharing. 2738

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Transportation officials are warning of what they call a "death spiral" if public transit does not get the federal funding it needs to stay afloat.Ridership has fallen by 90 percent since the pandemic as departments find themselves strapped for cash.“Without transit, there is no economic recovery,” said Corinne Kisner, executive director of the National Association of Transportation Officials (NACTO).The American Public Transportation Association estimates 36 million Americans relied on public transportation in 2019, with about 36 percent of that servicing essential workers, according to the advocacy group TransitCenter.“The reality is that transit agencies are in an existential crisis,” said Kisner.Once ridership dropped across the country, public transportation departments saw their revenues plummet. Beth Osborne with Transportation for America, a public advocacy group, says aside from ride fares most transit money comes from sales tax, which also took a hit when the economy shut down.“It really does have tentacles that affect so much of our economy, of our health, of recovery and getting through this,” said Osborne.In San Francisco, the revenue drop has led to Bay Area Rapid Transit dropping more than 50 percent of its service. The story is similar for most major city transit systems.“We’re really limping along and hoping Congress will approve more funding for us,” said Jim Allison, spokesman for BART. “We’re doing what we can to try and get essential workers to and from where they need to go, but beyond that, it’s not much of a service compared to what we used to provide.”The billion in CARES Act funding alleviated some woes early on, but officials estimate billion more is needed to make it through the end of the year, and right now, no package is in place.If departments don’t find an answer, NACTO says 30,000 jobs could be lost because of stalled capital improvement projects.A lacking service could also mean a life or death scenario for more than just transit departments.“We need people to get tested,” said Osborne. “In many places, they have said they will not test anyone who does not arrive in a car. Well, there are a lot of people who don’t have one.” 2213

Toby the cat has been on quite the adventure in recent weeks.After his owners near Raleigh, North Carolina decided to drop off Toby at a friend's home, Toby left to return to his previous owners, who lived 12 miles away, according to the SPCA of Wake County, North Carolina. Instead of taking Toby back in after his 12-mile trek, the family instead took him to a shelter and requested the staff euthanize the cat. He was then transferred to the SPCA, which is a no-kill shelter.Toby is a healthy 7-year-old feline who has enough energy to walk 12 miles.On the SPCA’s Facebook page, dozens of commenters criticized the owners’ actions, with some offering to adopt Toby.On Monday, the SPCA announced that Toby had found a permanent home.“He has three new siblings (one feline and two human) and a cat-savvy mom to show him what a loving family is really like,” the shelter said on its Facebook page. 920

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