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WILMINGTON — President-elect Joe Biden has announced top White House staff positions Tuesday, drawing from the senior ranks of his campaign and some of his closest confidants. Biden confirmed that former campaign manager Jen O’Malley Dillon will serve as a deputy chief of staff. Campaign co-chair Louisiana Rep. Cedric Richmond and campaign adviser Steve Ricchetti will also play senior roles in the new administration. Richmond will leave his Louisiana congressional seat to fill the White House job. A former chair of the Congressional Black Caucus, Richmond was among Biden’s earliest high-profile supporters and served as his campaign co-chair.Anthony Bernal, who was Chief of Staff to Dr. Jill Biden on the campaign trail was named her Senior Advisor. Dr. Biden's Chief of Staff will be Julissa Reynoso Pantaleon. Other hires announced Tuesday include: Mike Donilon as the new Senior Advisor to the President, Dana Remus as Counsel to the President, Julie Rodriguez as Director of the White House Office of Intergovernmental Affairs, and Annie Tomasini as Director of Oval Office Operations. The new hires represent an initial wave of what will ultimately be hundreds of new White House aides hired in the coming weeks. The latest round reflects his pledge to have diversity in his staff — the team includes four people of color and five women. 1358

While many Americans will sit down and enjoy a traditional turkey dinner on Thanksgiving, some will opt to skip the tradition. Although many, if not most, major chain restaurants will be closed on Thanksgiving, there will be plenty of options for those opting to skip a meal at home. While some restaurants will be offering their standard menu, others will offer a special Thanksgiving Day menu for those just not wanting to cook. Here is a list of major chain restaurants opting to open for Thanksgiving (hours and participation varies):Boston Market: Boston Market fans have two options for Thanksgiving: Participate at the restaurant's Thanksgiving Day buffet, or have the restaurant cater a meal at home. To see the full Thanksgiving menu, click here. Buca di Beppo: Like Boston Market, Buca di Beppo is offering diners the option of enjoying a traditional Thanksgiving meal in the restaurant, or by catering. Click here to see the options. Cracker Barrel: Cracker Barrel calls Thanksgiving its "busiest day of the year" as the company said all of its 647 locations will be fully staffed for Thanksgiving. For .99 for adults, and .99 for children, the restaurant is offering its Homestyle Turkey n’ Dressing Meals for in-store guests. The meal comes with gravy, a sampling of sugar cured ham, sweet potato casserole, cranberry relish, choice of a country side, a refillable beverage, buttermilk biscuits or corn muffins and a slice of pumpkin pie for dessertCracker Barrel as is offering its Heat n’ Serve Holiday Family Meals and Homestyle Turkey n’ Dressing Family Meals as a to-go option.Denny's: Most of its locations will have its standard menu available. Among the menu items Denny's offers is a turkey and stuffing meal. Fleming's Prime Steakhouse: For , guests can enjoy a three-course turkey dinner that includes all the traditional fixings. Fleming's will also have its standard menu available for customers. Click here for reservations and details. Golden Corral: Golden Corral will be open with a special Thanksgiving buffet, among other entrees. Prices varies by location. Click here to see the buffet menu. Ruth's Chris Steak House: The steak house will have a special 3-course dinner with all your holiday favorites including: Oven-roasted turkey breast; sausage and herb stuffing; sweet potato casserole; and pumpkin cheesecake. Reservations are available by clicking here. Ted's Montana Grill: Most Ted's Montana Grill locations will be open, and offering a special Thanksgiving Day menu, featuring a roast turkey feast. Ted's will also have a select menu of other items, including burgers and steaks. Its menu and a list of participating locations is available here. Waffle House: Almost every Waffle House locations offers hash browns and other classic items 24 hours a day, 365 days a year, including Thanksgiving.  2970

Where and how Americans work has forever changed because of COVID-19. If you have the type of job that can be done remotely, you can do it wherever you can find internet.Some are taking the opportunity to work from new and exotic locations. As we all approach the fall, parents are realizing that kids can learn from anywhere too.When the pandemic hit, and everyone went remote, David Wells and his girlfriend hatched a plan. It was time to leave Brooklyn.“It’s a wonderful place, that said it’s an urban metropolis and we are people who love to be outside and Idaho is a different type of location that offers various outdoor activities that are important to us,” Wells said.So, they left. After all, all they really need is an internet connection.“The traditional work day has totally changed with our present situation and it’s taken some time to get used to it,” Wells said. “The ability to work remote and see new parts of the country and it makes you happier and ultimately a more productive employee.”Now, they fish, horseback ride, explore and hike. They've even taken up archery.“We’ve hiked in the Tetons, we’ve horseback with a number of outfitters, we’ve taken day trips to other cities like Ashton in St. Anthony. We saw the dunes in St. Anthony,” Wells said.All while keeping their day jobs.“They understand as long as you’re present and you have internet access that you’re able to do whatever it is you need to do, whether you’re in an office or remote,” Wells said.Property managers say it's a trend they're seeing a lot of.“The 30-day rental used to be more of a unicorn than it is now,” Danessa Itaya, president of Property Management Inc., said.PMI has 260 franchises across the United States.“We hear from our franchisees that they’re getting these 2-3 month rentals, but they’re asking for upgrading internet so I can work remotely (and) how easy can I access the grocery store and the beach,” Itaya said.San Antonio, Texas, Austin, Texas, Naples, Florida, and Idaho are destination hot spots.“Driggs, Idaho, is a feeder into Yellowstone, into Jackson Hole, Wyoming, and they’re regularly looking at 1-3 month rentals. You don’t usually get that, especially in Driggs, Idaho,” Itaya said.Now, as fall approaches, the other inquiry is about school, and internet bandwidth to support both distance learning and remote employees.“They need high-speed internet which is not common,” Itaya said. “You don’t normally get that request from a vacation rental. They need reliable internet and they need cleaning services and laundry services so they’re looking for longer stays.”Proof that people are finding the coronavirus quarantine as an opportunity to do something you would otherwise never do.Wells and his girlfriend are planning on making it a tradition. 2783

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

When you sit down to do your taxes in the next six months, there are some things you need to know. There'll be a lot of changes to what you can deduct when you file your taxes next year.Elaine Espinola is one of the 150 million Americans who is gearing up to file a tax return under the new law."Sounds like I can't deduct a lot of things that we had been,” Espinola says.Shes right.Tax expert Ed Karl says the tax bill that passed last December is the biggest overhaul to the tax code in over three decades."Nothing of this magnitude since 1986,” Karl explains. 575