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The 17-year-old traveled 250 miles with a bloody mouth, broken teeth and a hole in his jaw, trekking from a small town in Nevada to a pediatric hospital in Utah with his mother. There, doctors rushed him into surgery, working to reconstruct and repair shattered bone.What he told doctors shocked them: The boy was vaping when, without warning, his e-cigarette exploded in his face. The freak accident, described in a case study published Wednesday, is just one of 476
The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983
The Massachusetts Department of Health confirmed on Friday that a second person in the state has died from Eastern Equine Encephalitis (EEE), which is a deadly disease carried through mosquito bites. Friday's announced marked the sixth known fatality in the United States this year from EEE. There have been two confirmed cases in Massachusetts, three in Michigan and one in Rhode Island. 2019 marks the deadliest year for EEE in more than a decade, according to the CDC.The vast majority of cases over the last decade have been reported in the eastern half other United States. Only one case, reported in Montana, has occurred in the western United States. “We continue to emphasize the need for people to protect themselves from mosquito bites,” said Massachusetts Public Health Commissioner Monica Bharel, MD, MPH. “The unusually warm weather expected this weekend will increase outdoor activity among people and mosquitoes. It is absolutely essential that people take steps to avoid being bitten by a mosquito.”On average, there are seven confirmed cases a year of EEE in the U.S, according to the CDC. In 2018, there were six cases of EEE with one being fatal. In 2017, there were five cases, two of which fatal. In 2016, there were seven cases, three of them fatal. The CDC said that on average, one third of all cases are fatal, and death usually occurs 2 to 10 days after the onset of symptoms. The CDC says that survivors of the disease frequently have severe neurological damage.Using insect repellent, wearing long sleeves and pants, and removing standing water are ways to prevent being infected with EEE. 1630
The Los Angeles sheriff says gun shops are not essential businesses and he ordered them to stop selling to the public. The move by Sheriff Alex Villanueva on Tuesday enraged Second Amendment advocates, who said they planned to challenge it in court. Los Angeles County, the nation’s largest county with 10 million residents, enacted a stay-at-home order last week requiring all nonessential businesses to close. The sheriff says what he described as a “loophole” allowed gun shops to stay open and many attracted long lines of customers. Villanueva said the order was only meant to keep open businesses that support police departments and other security organizations.California is under a "stay-at-home" order amid the spread of coronavirus. The order requires non-essential businesses to effectively close in order to slow the spread of the virus. 862
Ten people are dead and a 4 year-old boy remains missing after more than a week of severe weather across the central US that put tens of millions of people at risk.The deadly spring storm system ravaged several states, unleashing more than 170 reported tornadoes, fierce winds, drenching rain, flash flooding and hail.Saturday marked the tenth day in a row of tornado reports across the US, with two people killed after a possible twister tore through El Reno, Oklahoma.Canadian County Emergency Management Director Andrew Skidmore told CNN early Sunday that officials were still completing the search and rescue and would update numbers as they received them.When asked if they were expecting the death toll to rise, he responded "it's too early to tell."Earlier, Fire Chief Kent Lagaly said the suspected tornado struck a mobile home park.A hotel that sits adjacent to the park also suffered significant damage, Lagaly said.The state also suffered fatalities earlier in the week with the Oklahoma Department of Emergency Management reporting that a 53-year-old woman in Payne County and a 58-year-old man in Stephens County had died due to flooding and severe weather.A further 87 people were injured across the state, it said in a press release.On Friday, a state official said floods were believed to have impacted at least 1,000 homes, especially in northeastern Oklahoma around the swollen Arkansas River.By the afternoon, Gov. Kevin Stitt had amended an earlier executive order to declare a state of emergency in all 77 counties across the state due to the severe weather.4-year-old boy swept awayThe week's severe weather resulted in five deaths in Missouri.On Tuesday, a husband and wife in Missouri were killed when their SUV skidded across the center lines of US highway 160 and the vehicle struck a semitruck. Meanwhile, law enforcement said three people died in the Golden City area of Barton County.In Iowa, Linda Lee Brownlee, 74, was found dead in her destroyed home near the city of Adair early Wednesday after someone called 911. State officials said it appeared a tornado had hit the residence.In Indiana, a 4-year-old boy is missing after strong currents from heavy rains swept him away in Delphi, Indiana.The child, Owen Jones, was playing in Deer Creek on Thursday when he was swept away by fast currents.Heatwave in the southeast, cold in the westAs the stormy weather continues in some parts of the country, the holiday weekend is set to herald in the informal start of summer with record high temperatures forecast around the southeastern US.CNN meteorologist Allison Chinchar said new records could be set for high temperatures in dozens of cities, in states from Louisiana to Virginia, setting the stage for potentially deadly conditions.Anyone who spends time outdoors this weekend should keep hydrated, wear light-colored and loose-fitting clothing, and try to stay in the shade, she said.Several cities could see triple-digit temperatures. They include Columbia, South Carolina; Augusta, Georgia; and Tallahassee, Florida. Macon, Georgia, is expected to reach 100 degrees on Memorial Day, which would break its record high for May.But farther west, Chinchar said temperatures will remain far below average.Cities such as Las Vegas; Phoenix; Reno, Nevada; and Fresno, California will be 20 to 25 degrees below normal. Las Vegas is expected to have a high temperature Sunday and Monday of only 70 degrees, which is its average for March 15.Phoenix is expected to have a high temperature of 79 degrees on Memorial Day, its average high for March 25. 3588