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An escort and "her protection" were arrested in Florida after they apparently showed up to the wrong house.Linda Elkins and Bosha Dawes, both 26, are facing loitering charges after Cape Coral Police said they showed up to a home on SE 10th Terrace and rang the doorbell just before 3 a.m."I would have answered the door with my shotgun," Rachad Leanari, a neighbor, told Scripps station WFTX in Fort Myers, Florida.The couple who lives in the home called police. They told officers Dawes rang their doorbell with something white covering his face. Elkins was with him. The couple then left, but came back shortly after before leaving again."They hid behind the post so they couldn't see him out the peephole," Melissa Jones, who lives next door, said. "She texted me at 2:30 while it was happening, saying 'is your husband banging on my door or ringing my doorbell?'""She seemed petrified. Petrified. I think they were seriously in fear for their life," Jones said.Police were able to catch up with Dawes and Elkins, who first claimed not to know each other or why they were there. They said Elkins was wearing pink see-through lingerie, and she told police she's an escort off of Backpage.com. She told police Dawes is her driver and waits outside while she goes into homes "for protection.""Floored...appalled...we have young children in our home that we don't let play on their bikes outside by themselves for weirdos, and that's a whole different kind of weirdo," Jones said. "We have young girls and young boys, and neither one need to be exposed to any little lady in a pink teddy at 3 a.m.."Elkins is also charged with using a false name, possession of marijuana, and had a warrant for her arrest out of Polk County for driving with a suspended license. 1768

As businesses across the country deal with the economic impact of the COVID-19 pandemic, Country Time Lemonade is making sure the country's "littlest entrepreneurs" get the same help.The Littlest Bailout is an economic relief program aimed at helping kids start lemonade stands. Kids who are 14 and younger can get a 0 "stimulus check," which comes in the form of a prepaid card.Country Time says the money is to help kids "preserve the values of lemonade stands, honest work, and entrepreneurship."To apply, parents must upload an essay, 250 words or less, that answers the question, "How would your child use their stimulus check to juice the economy?"Parents must also upload a picture of the lemonade stand sign their child/children were going to use. The limit is one entry per household.According to the official rules, the company plans to give out 1,000 of the prepaid cards.There is no purchase necessary and the program ends on Aug. 12. Parents can click here to apply.This story was originally published by Emily McCain on WFTS in Tampa, Florida. 1068

An Arizona man says he discovered something disgusting in his Culver's butter burger, and now he wants answers.Najib Anek says he bit into a fake fingernail that fell off the finger of an employee who made his food at the Culver's in Peoria. "It was inside the sandwich halfway through," Anek said. "It was crunchy man. I threw up three times."Anek said he complained to management, and they apologized.He also said the store's management watched the surveillance video and saw the female employee making his burger without gloves and missing a fingernail.Maricopa County food inspection records show the Culver's location has all "A" ratings going back to 2015. Now, that could change. "Yes, I called the health department, and I have a complaint number," Anek said. The Culver's manager said their insurance is looking into the situation and the offending employee is on leave.  958

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

As a number of students across the country head back to school remotely, many children are getting online for their classes every day. But school districts across the country are approaching the use of computer cameras differently."One of the things we're so worried about our kids missing out on is oxytocin. I know we don't think about it that way but that's the chemical we get when we get to be with or see or hear people that are important to us. The feeling of connectivity, that feeling of being okay is really benefited by seeing faces," said Dr. Deborah Gilboa, a family physician and youth development expert also known as "Doctor G" who has created an e-course for parents and educators to help them navigate back to school virtually. Dr. G says if schools have the secure, virtual platforms for live classroom learning, students should turn their cameras on so teachers and other students can see them.As for whether having your camera on or off during class can be appropriate depending on a child's age, Dr G says "parents are experts of their own kids and there may be individual instances where it would be valuable for a child in certain situations to leave their camera off."Dr. G says parents and teachers have a lot more to fear from kids disengaging than engaging uncomfortably. "Middle school is an uncomfortable experience for almost everyone. And I don't mean to diminish that at all but uncomfortable is not the same as unsafe. Helping our kids navigate more uncomfortable situations is often more valuable than protecting them from uncomfortable situations," said Dr. G.At Sanger Unified School District in California, administrators recommend their 12,000 students leave their cameras on when in their virtual classrooms but it's not required."The students do have somewhat of a choice to do that and we know some of our low socio-economic status students, sometimes they're just a little concerned with the background or there’s a lot going on they don't want to show. Or it could be, I don't want someone looking into my bedroom," said Tim Lopez, the Associate Superintendent of Educational Services at Sanger Unified. Lopez says the district is moving to a new virtual learning platform that will allow students to create a virtual background. He believes that and the optional cameras helps level the playing field among students while they're learning from home."There's other things like bandwidth. I've noticed even in my own meetings with adults, they're going on and off and it's like, 'Hey, turn your camera off so we can just listen to what you have to say,'" said Lopez. Whether students' cameras are on or off, both Sanger Unified and Dr. G say teachers will be prepared to ensure students are paying attention in class."I think that our teachers have learned a ton in the last six months about virtual classroom management, just like they spent a lot of time at school learning about in-person classroom management. Mostly, parents don't need to jump in to this conversation unless the teacher asks us to," said Dr. G.Navigating a new digital classroom with brand new online expectations. 3137

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