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Did you find yourself cooped up during the pandemic-induced stay-at-home orders, blankly staring at the walls of your house, longing for more?Maybe you wanted to travel or go out to dinner with friends. Or maybe you just wanted a fresh coat of paint on that wall.If you found yourself in the latter camp, you had company: When the home improvement platform Houzz surveyed 1,000 homeowners who use the site in April, nearly 80% said they’re considering remodeling changes that would help them enjoy their houses more. And sales at Home Depot were up 7% in the first quarter of this year compared with the same period last year, a possible sign that consumers were already spending more on home improvement materials.Although now might seem like the perfect time for DIY home improvement, be sure to consider our new reality. Plan the project’s size, type and budget to fit current circumstances.Plan your projectWhether it’s a wall in need of color or a drab backyard that could use some landscaping, start by knowing what you want to accomplish. Then, put together a plan.When determining the project you’ll take on, think about what’s within your skillset and what you can accomplish during the upcoming months. For example, if you want to remodel your bathroom, put in some flower beds and redo the siding on your house, start with the flower beds since it’s easier and timely.Some projects are better left for professionals or for a later date. You might decide to wait to renovate a bathroom when you’re holed up for the winter and to hire a professional for the siding since it’s complicated to install.But realize that it might be difficult to get a professional on the phone given the uncertain state of businesses and stay-at-home orders. As well, resist the temptation to do everything yourself.“Wiring and plumbing shouldn’t be DIY unless you know something about it,” says Alexandra Barker, principal at Barker Associates Architecture Office in New York. “Because then, if you’re in a crisis, it’s hard to get a plumber or electrician to answer your calls right now.”Vicki and Steph Kostopoulos, a mother-daughter duo who run the “Mother Daughter Projects” blog, suggest holding off on any project that involves a lot of sanding — during which you would need to wear an N95 mask — given the current demand for personal protective equipment in hospitals.Do your researchChoosing a home-improvement project can be exciting, but figuring out exactly how to do it is an altogether more difficult task.“Before you start a project, watch a number of videos on how to do it so you can make sure you understand the process,” says Steph Kostopoulos. “By watching multiple sources, you’ll be able to get an idea of how it’s done.”YouTube has countless hours of DIY videos, but the quality varies. For consistent and knowledgeable how-to videos, check out This Old House, a home improvement series that makes seemingly complicated DIY projects more accessible. Apartment Therapy is another reliable resource.Set your project budgetYou know what you want to accomplish and how you would do it — but can you afford it? Make sure you know the total cost of a project, then review your budget and see how much of your expendable income can be allocated for it.The budgeting process might take some negotiation between what you can afford right now and what you want to accomplish. Given that we’re in a recession, it’s best to avoid going into debt or tapping your emergency fund for home improvements.Consider making a simple spreadsheet that lists the items you need and how much they’ll cost. That lets you prepare for and track the cost of the project. And pad it a bit because your project will likely cost more than that when it’s done, Barker says.“You always have to add in 10% or 15% of cost overage to your project budget,” she says. “You never know if your dog or cat could knock over your can of paint, then you have to buy another. Expect the unexpected as part of your budgeting.”If you find the total expenses are more than what you can afford right now, see if you can divide the project into more manageable chunks over time. This will help you get started without stretching your finances.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow ‘Maximizers’ Can Cut Decision-Making AngstTime’s Running Out to File Yahoo Data Breach ClaimsSmartMoney Podcast: Prepping Your Money for a Recession, What to Do with a ,000 InheritanceSean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. 4602

Devastating wildfires across the Western United States has sent smoke traveling across the country and even into Europe. With that smoke comes bad air quality, not just for those near the fires, but for the entire continent.Satelite images from NASA shows smoke thousands of miles from the fire. NASA says the smoke contains aerosols, a combination of particles which carry harmful things into the air and into your lungs. All the things that are burning, trees, grass, brush, homes, are turned into soot and absorbed by our lungs.“This pollution, nobody knows how badly it will be affected but if we extrapolate from previous air quality it's not good,” Dr. Malik Baz, the medical director at the Baz Allergy and Sius Center, said. “The long-term side effect, we’ll see many, many years down the line.”Baz’s operates 13 locations in California, all of them are busy as Central California is essentially a big bowl surrounded by mountains which trap pollution over the valley. Air quality is always an issue for this part of the state and fires multiply the problem.“People with respiratory, allergy, asthma, ,sinus problem, anytime the air quality goes bad, their symptoms get worse,” Baz said. “It affects them but this air quality, it doesn’t matter whether you have respiratory problems or not, everyone is affected.”It's bad in other western cities too."This is really an unprecedented wildfire season in 2020,” said Jon Klassen, director of air quality science and planning for San Joaquin Valley Air Pollution Control District. “We have fires across most of the states in the western US, Washington, Oregon, California, Seattle. Portland has some of the worst air quality in the world right now, which is shocking because normally they have pretty good air quality."Klassen’s job is to monitor and improve air quality and help reduce emissions.“Those sorts of emissions can come off of wildfires or different industrial sources, the burning of different material, and the challenge and the health challenge is that because it’s so small, it can get into your lungs, your bloodstream, cause damage to internal organs,” Klassen said.A good air quality index score is anywhere from 0 to 50. Some of the cities next to the fires are seeing numbers in the 400s or 500s. California, Klassen says, has had fires burn 3.4 million acres. That's larger than the state of Connecticut as a whole. And that smoke from the western United States isn't just staying local.“Just the enormous amount of emissions that are going into the atmosphere can get caught up in transport flow from the Pacific over to the Atlantic,” Klassen said. “It can slowly cross the content and into different parts of the country, which is what we’re observing right now.”Which means use the "see and smell" rule, and watch the air quality index wherever you are.Sometimes that air can make you feel bad, and doctors advise you watch your symptoms.“[Symptoms include] lethargy, coughing, wheezing, difficulty breathing, irritation of the eyeballs, sneezing, itching, nasal congestion, headaches,” Baz said. These are also the symptoms of COVID-19, which makes some problems hard to diagnose.If your air quality isn't good, Baz suggests staying in, avoiding strenuous exercise outside, changing the filters in your home and car and keeping up on your medications and hydration.And while fires aren't forever, we are unfortunately just starting a season that's shaping up to be unprecedented.“The concern here is we are in the middle of wildfire season,” Baz said. “The past few years, the season has ended in November and we’re in September, so we’ll have a couple months left to go with these fires.” 3678

Doorbusters have been replaced with delivery, and early store hours are now early-season discounts. COVID-19 has infected Black Friday.Less than one-third (32%) of holiday shoppers plan to do the majority of their gift shopping in-store this year, down from 37% last year, according to NerdWallet’s 2020 Holiday Shopping Report. Many retailers responded by offering early holiday shopping specials with low-price guarantees to encourage you to buy now without the worry of missing a better deal later.What are Black Friday 2020 store hours?For those of us who want to do some in-store shopping on Black Friday, here are the currently announced store hours, in local time. Always check with your nearby store to confirm and find out if it has any COVID-19 safety measures or restrictions.Best Buy: Black Friday store hours will be from 5 a.m. to 10 p.m.BJ’s Wholesale Club: Will open normally from 8 a.m. to 9 a.m. for Senior Hour and at 9 a.m. for all members. Check with your local club for extended hours.Dick’s Sporting Goods: Most stores will open at 5 a.m.Michaels: Open from 7 a.m. to 10 p.m.Office Depot and OfficeMax: Most stores will be open from 8 a.m. to 8 p.m.Old Navy: Open from 12:01 a.m. until 11 p.m.Walmart: Deals will be available in stores at 5 a.m. on Black Friday.Check with your local store for Black Friday hours:Academy Sports + Outdoors.Banana Republic and Gap.Bath & Body Works.Costco.Kohl’s.Lowe’s: Most stores are operating under normal hours, but check to be sure.Nordstrom.Target: Most stores are closing at 10 p.m., but check to be sure.Ulta Beauty.Which stores are closed on Thanksgiving?In recent years, Black Friday sales extended to Thanksgiving Day. As many retailers launched Black Friday discounts even before the end of October, some of those same stores are closing on Thanksgiving.Here’s a list of retailers that have announced they’ll be closed on Thanksgiving 2020:Bath & Body Works.Bed Bath & Beyond.Best Buy.BJ’s Wholesale Club.GameStop.Kohl’s.Michaels.Office Depot and OfficeMax.Target.Ulta Beauty.Walmart.How can you shop Black Friday online?Despite being sued by the U.S. Department of Justice for allegedly acting as a monopoly, Google is expanding its holiday shopping capabilities. The all-knowing, all-seeing Google now has a price comparison engine allowing you to see if the price you’re offered on a product is “high, low or typical” compared with other prices online and in local stores.Google will also compare shipping costs and options, as well as nearby curbside and in-store pickup. There’s a notification function to let you know when a better price becomes available.Here are a few other online Black Friday shopping tips:The supply chain has had its share of roadblocks this year. To mitigate potential delays, online shoppers should place their orders as soon as possible.Online flash sales are frequently occurring, and though the prices are often incredible, many of these events feature items in minimal quantities. Avoid disappointment: Prepare to see an “item sold out” message almost as soon as the discount starts.Browse Amazon’s coupons page for deals you may have previously missed. On the day we checked, the discounts were modest, but that may change as we approach Black Friday. Some coupons may be valid only for Prime members.And remember, Cyber Monday is still on the calendar following Thanksgiving week, just in case you still have room in your budget for some additional holiday shopping.More From NerdWalletHow to Get the Best Apple Black Friday 2020 DealsIPhone Black Friday 2020 Deals: Are They Worth It?Cell Phone Black Friday 2020 Deals: Are They Worth It?Hal M. Bundrick, CFP is a writer at NerdWallet. Email: hal@nerdwallet.com. Twitter: @halmbundrick. 3762

EL CAJON, Calif. (KGTV) - A grieving dog owner says a routine surgery turned deadly after his dog suffered burns during a brief stay.In early May, John San Filippo brought 11-year-old Sofia, a Boxer mix, to the Bastet Veterinary Hospital for knee surgery."Dropped her off in the morning and picked up her up in the afternoon. She was doing great," said San Filippo.Six days after the surgery, San Filippo found several oozing sores on her right side. The vet told him the electric blanket used to warm Sofia had somehow burned her. "I was stunned, but at that point, it was just three little spots," said San Filippo.Within weeks, the full extent of the burns emerged: 3rd- and 4th-degree burns on over 40% of her body. Sofia developed sepsis and pneumonia, before she died in early June."Just broke down crying ... brought her in for knee surgery and my dog was barbecued," said San Filippo. San Filippo has filed a complaint with the State Veterinary Medical Board and wants the business shut down.Bastet Veterinary Hospital released the following statement: "We are deeply saddened by the passing of Sofia, which was a result of thermal burns derived from the malfunction of our patient warming system. We are committed to working with all involved parties to help recoup financial losses, and our hearts grieve along with Sofia'a family for their loss."Experts suggest asking your veterinarian about how they warm animals during anesthesia. Safer alternatives include circulating air or water systems. 1513

During her remarks at the DNC on Tuesday, Rep. Alexandria Ocasio-Cortez officially endorsed Sen. Bernie Sanders as the Democratic Party's presidential nominee — a move that some on social media claimed was an attempt to divide the party and the country.However, Ocasio-Cortez's endorsement was simply a procedural motion and something that DNC organizers had built into the convention schedule.When Sanders dropped out of the presidential race in April, former Vice President Joe Biden and his campaign allowed Sanders to hold on to his delegates as a sign of party unity. As a result, Sanders' delegates could officially cast their votes for the Vermont Democratic Socialist at the convention.Convention rules stipulate that any candidate receiving delegate votes at the convention be formally endorsed for the party's nomination prior to ballots being cast. On Tuesday, both Ocasio-Cortez and former United Auto Workers Union President Bob King formally endorsed Sanders ahead of the roll call vote.In fact, both King's and Ocasio-Cortez's speeches were listed on the DNC's Tuesday night schedule under the heading, "Nominating Speeches for Sen. Bernie Sanders."Ocasio-Cortez herself later clarified her statement in a tweet."I extend my deepest congratulations to @JoeBiden - let's go win in November," she said. 1323