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A man accused of posing as an attorney in Madison, Tennessee is now facing more charges, according to police documents.Sex crimes detectives have been working for a year to determine if alleged rapist Wayne Willemsen is connected to other sexual assaults. He was just indicted on rape and kidnapping charges stemming from an incident in 2017.Police said he branded himself as an attorney in Madison and used his position to meet his victims. The 43-year-old was accused last March of raping one of his clients. Willemsen was already on the state sex offender registry for sexually assaulting a 16-year-old in Michigan.The Tennessee Bureau of Investigation also charged him several months ago with impersonating an attorney.Detectives said aren't done looking into his behavior and urged anyone who may have been victimized by Willemsen to call the Sex Crimes Section at 615-862-7540 or 615-862-8600. Previous Story: 938

A Donald Trump foreign policy adviser pushed government agencies to review materials from the dark web in the summer of 2016 that he thought were Hillary Clinton's deleted emails, multiple sources with direct knowledge tell CNN.Joseph Schmitz approached the FBI and other government agencies about material a client of his had discovered that Schmitz believed might have been Clinton's missing 30,000 emails from her private e-mail server, sources say. The material was never verified, and sources say they ultimately believed it was fake.His push is the latest example of Trump advisers who were mixed up in efforts to find dirt on Clinton during the presidential campaign. Schmitz was one of the first people Trump named to his campaign's national security and foreign policy team. The team, showcased in a March 2016 photo, was thrown together early in Trump's successful run as he faced mounting pressure to prove his ability to pull in high-level advisers who could help prepare him for the White House.Another adviser pictured in the photo, Trump's foreign policy adviser George Papadopoulos, was told by a Kremlin-connected professor that the Russian government had damaging material on Clinton. Six weeks later, Donald Trump Jr. got a message from a business associate offering similar information, leading to the Trump Tower meeting that Trump's son-in-law Jared Kushner and then-campaign chairman Paul Manafort attended.Fired chief strategist Steve Bannon told the House Intelligence Committee in February that members of the Trump campaign "kept getting approached" by outsiders suggesting ways to get Clinton's emails, according to a source familiar with his testimony.Schmitz's connection to the multi-faceted effort to expose damaging information about Clinton has not been previously reported. His status as a former Pentagon inspector general afforded him access to the agencies and a sophisticated understanding of the government bureaucracy. He was relentless, sources say, and truly believed his client had found important, sensitive material. He did not hesitate in his pursuit even though the material on the dark web -- a part of the Internet not easily accessible or traceable -- was questionable and many experts already believed the Russians had stolen Clinton's emails.Schmitz met with officials at the FBI, the State Department and the Intelligence Community Inspector General -- the watchdog tasked with investigating Clinton's alleged mishandling of classified information. He claimed a source he called "PATRIOT," an unidentified contractor he was representing, had discovered what he believed was likely material stolen from Clinton that could contain classified information. Both the client and Schmitz were afraid that going through the material without permission could jeopardize their security clearances, though there is no indication their actions were illegal.While officials at the State Department and Inspector General briefly interviewed Schmitz, they declined to review or accept the information, according to sources familiar with the process. The FBI interviewed him as a part of its ongoing criminal investigation into Clinton's emails, sources said. It is not clear whether special counsel Robert Mueller is pursuing information about Schmitz's efforts.Schmitz then took a memo outlining his claims and concerns to the House Intelligence Committee. One cybersecurity expert outside the government who also saw the material on the dark web said the emails appeared to be fake, based on his review and the forum where they were posted."I'm pretty sure they were posted on the (dark web) equivalent of Reddit," the source said.CNN made multiple attempts to seek a response from Schmitz, including approaching him in person Friday. He declined to comment for the story.A former campaign official told CNN in a text, "The campaign doesn't comment on matters of interest to the Special Counsel or the Congressional committees." A source connected to the campaign's foreign policy team said he had no knowledge of Schmitz's efforts.The FBI declined to comment on questions about interviews with Schmitz, as did special counsel Robert Mueller's spokesperson Peter Carr about whether Mueller had interviewed Schmitz or might in the future. The Intelligence Community Inspector General, State Department and House Intelligence Committee also declined to comment.Meanwhile, Schmitz and his associates may still be a part of Trump's orbit.One of Schmitz's colleagues at his small law firm, Dennis Dean Kirk, was tapped by Trump in March to lead the federal workers' appeal committee, the Merit Systems Protection Board.  4669

A child in Galion, Ohio tested positive for meth on Sunday, just hours after trick or treating in the small town located between Columbus and Cleveland, WBNS-TV reported. According to the Galion Police, the boy is expected to make a full recovery after suffering a seizure. The boy reportedly was sickened after playing with fake teeth that were given to him while trick or treating. The boy's father reportedly said that the boy only had a few pieces of candy before getting sick. The Galion Police has not confirmed how the boy became sick from meth, and an investigation is underway. In the meantime, the police department has issued a warning to its residents. "We encourage parents to thoroughly check any candy your children may have received before they eat it," the Galion Police Department said. An expert on Halloween sadism, Joel Best, has previously said that intentional tainting of trick or treat candy is generally rare.“There is this fear out there, and it is terribly overblown,” Best said. “They are worried that some maniac will hand them a contaminated treat, and I can’t find any evidence that has ever resulted to a death or serious injury.” 1201

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

A Democratic lawmaker walked out of a moment of silence for the Texas shooting victims on Monday night to protest a lack of action on gun safety after mass shootings in the United States.Rep. Ted Lieu of California, an outspoken critic of President Donald Trump, said he walked out of the House chamber because he wants to pass a universal background check law, a ban on assault rifles and a ban on bump-fire stocks."My colleagues right now are doing a moment of silence," he said during a Facebook Live from the hallway. "I respect their right to do that and I myself have participated in many of them. But I can't do this again. I've been to too many moments of silences. Just in my short career in Congress, three of the worst mass shootings in US history have occurred. I will not be silent. What we need is we need action, we need to pass gun safety legislation now." 880