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Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

Mobs of kangaroos have been raiding patches of grass in the Australian capital Canberra, driven to the city's sports fields, back yards and roadsides by food scarcity.Canberra residents have taken to social media with images of the jumping marsupials exploring outside their usual habitats. But beyond the cute photo opportunities, the hungry kangaroos are at risk of dying on the roads as their feeding times coincide with rush hour.Canberra has more than 30 nature reserves, with most hosting hundreds of Eastern Grey Kangaroos, and it is not unusual to see them in the reserves or in roads or yards nearby, Australian Capital Territory (ACT) Parks and Conservation Service Director Daniel Iglesias told CNN.But he said this winter the animals were far more visible."Canberra is experiencing a perfect storm of hardship for its kangaroos. New records have been set in Canberra for very cold, frosty nights this winter. This, coupled with very dry conditions with very little rain at all in June and July, means there is very little food for kangaroos, " Iglesias said, via email."Sports ovals, suburban yards, schoolyards and roadsides are the few places offering any green grass at all in Canberra at the moment and they act as magnets for kangaroos," he said.Driving in areas with large populations of kangaroos is ill-advised during the animals' dawn and dusk feeding times as they can jump in front of moving vehicles without warning. Many larger cars in country areas have "roo bars" on the front of the vehicle, to act as a breaker for those in the car, should a collision with a rogue kangaroo take place.Kangaroos are social animals and live in large groups known as "mobs," often headed by a dominant male."Get to know where your local mob hangs out and avoid them, or slow down, especially during peak movement periods of dusk and dawn," Iglesias said. 1872

MoviePass is making big changes in a bid to stay alive.The service, which lets subscribers see a movie a day in the theater, is raising the price of its standard plan from to .95 per month. The change will take effect in the next 30 days.And some major releases will be "limited in their availability" on the service for the first two weeks they're in theaters.It's not clear how "limited" those films will be to MoviePass users. The company did say that big movies may be made available through promotions.MoviePass subscribers have already reported similar restrictions. For example, the blockbuster "Mission: Impossible — Fallout," which opened last weekend, was unavailable for at least some MoviePass customers.The changes come amid serious financial woes for the company, which borrowed million last week so it could pay for movie tickets.MoviePass is also facing some big competition: Less than an hour after the company announced its plans Tuesday, the theater chain AMC said it has enrolled 175,000 people in its own, similar service within the first five weeks of its debut.AMC charges per month for the ability to see three movies a week at any AMC location. It expects to reach 1 million members within two years.MoviePass, meanwhile, has more than 3 million subscribers. But analysts have questioned whether it can stay in business.Stock in its parent company, Helios and Matheson, has dropped more than 99 percent since last fall. The company's market value has plunged from .8 billion to less than million.The stock more than doubled on Tuesday after MoviePass announced the price increase, but it quickly gave up all of that gain. The stock closed down nearly 40 percent, at 50 cents per share.In a new "plan for profitability," the company also noted that cost-cutting has helped bring its cash-burning under control. It has been blowing through million to million each month, according to regulatory filings. 1976

Mira Ricardel barely lasted seven months as deputy national security adviser before First Lady Melania Trump issued an unprecedented call for her dismissal and President Donald Trump moved to fire her.In those few months on the job, Ricardel generated a long list of enemies and developed a reputation for shouting at subordinates, plotting against White House officials she disliked and leaking stories about her administration opponents to the press. One source familiar with the situation said Ricardel's firing is due in part to her "bullying" of aides both above and below her.Current and former colleagues of Ricardel paint a picture of a committed conservative and national security expert with a strong personality. One former colleague described her as someone who doesn't "suffer fools" or have a nuanced touch when it comes to navigating the shoals of internal politics. A White House official was blunter, describing the California native as ideologically driven and "obstinate".The former State Department and Pentagon official made enemies of heavyweights within the Trump administration, feuding with chief of staff John Kelly, his deputy Zach Fuentes, and locked horns with Defense Secretary James Mattis, according to people familiar with the White House intrigue.But her spat with the first lady's staff over Mrs. Trump's trip to Africa -- apparently over seating on the plane and the use of National Security Council resources -- seems to have earned her the enmity of the person who may wield the most weight with Trump: his wife.The President told people on Tuesday that he had made the decision to fire Ricardel, but that he was giving her time to clear her desk, making her the latest in a long list of high ranking officials who have left or been booted from the Trump administration.Ricardel did not return requests for comment.Ricardel was raised in Pasadena, the child of a Croatian immigrant and went on to study at Georgetown University's School of Foreign Service and then do doctoral work at Tufts University's Fletcher School of Law and Diplomacy. 2097

Mourners gathered Thursday night in Washington's Dupont Circle to remember the gay college student whose murder changed the way we think about hate crimes, and call attention to the battles that remain.It's been 20 years since Matthew Shepard was robbed, pistol-whipped and tied to a fence by two men he met in a bar in Laramie, Wyoming. He was left in the freezing cold overnight, and a cyclist who thought he was a scarecrow discovered him. He later died in a hospital.Shepard's ashes will be interred Friday at the Washington National Cathedral -- the only place where his parents felt they would be safe from desecration.His death galvanized the LGBTQ civil rights movement, leading to the Matthew Shepard and James Byrd Jr. Hate Crimes Prevention Act, also named for a black man who was killed by three white supremacists in Texas.Speakers at Thursday's candlelight vigil told those in attendance that the fight continues for equal rights and treatment for the LGBTQ community, especially transgender and gender-nonconforming people.The world is a different place than it was when Shepard was killed, said Rev. V. Gene Robinson, who will carry his ashes and preside over Friday's service."But the kind of hatred and violence that killed Matthew Shephard is alive and well and living in this country," Robinson told CNN affiliate WJLA."We've grown more likely to label some people 'other' and treat them horribly. ... Every good person I know needs to stand up and say that's not who we are," Robinson said.Several speakers drew attention to the plight of transgender and gender-nonconforming people, who are protected under the hate crimes act, but have lost other protections under the Trump administration.With the din of traffic humming in the background, one speaker read aloud the names of 28 transgender people killed in 2018."Today, we can change our gender marker on our IDs but we can lose our lives on the streets of these cities simply by someone finding out that we are transgender," another speaker said.A recent New York Times report of an administration proposal to exclude transgender people from anti-discrimination laws stoked fears of more losses. Robinson, the first openly gay bishop in the Episcopal Church, called on the gay community to stand with transgender people in their fight for legal protections from discrimination."We can't just say the 'T' at the other end of the initials and not do the hard work of getting to know them and love them and then stand with them," he said. 2534

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