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Seven people, including four children, have been found dead in a rural property in Western Australia, in what's believed to be the country's worst mass shooting in more than two decades.Officers were called to a residential property in Osmington, around 170 miles (270 kilometers) south of state capital Perth, in the early hours of Friday morning, where the seven bodies were discovered, said Western Australia Police Commissioner Chris Dawson.Police arrived at the property following a call from "'male person' connected to the property" shortly after 5:00 a.m. local time (5 p.m. Thursday ET), national broadcaster ABC reported.Five bodies were found inside the house, and the other two outside, close to the property. Dawson described the incident as a "tragedy" and "horrific incident."Police were treating the incident as a murder-suicide, according to ABC."It appears that gunshot wounds are there, but I don't want to go further than that... two firearms have been located," Commissioner Dawson said, according to the ABC.The ABC is reporting that it is Australia's worst mass-shooting since 1996's Port Arthur massacre, in which a lone gunman killed 35 people with a military-style semiautomatic rifle.The massacre, in Australia's southern island state of Tasmania, was the last straw for Australians, following a decade of gun massacres which had left more than 100 people dead.Just 12 days after the Port Arthur shooting, the government of Prime Minister John Howard announced nationwide gun law reform, by far the most popular initiative of his first year as Australian leader.In Friday's incident, police statement said there were "no concerns about wider public safety."Police say they are unable to share any other details and are currently looking for next of kin and friends to notify. 1816
SOLANA BEACH, Calif. (KGTV) - A fire damaged a well-known restaurant across from the Del Mar Fairgrounds Wednesday. Pamplemousse Grill at 514 Via de la Valle caught fire about 10:45 a.m., Solana Beach firefighters confirmed. A witness at the nearby Winners Tennis Club told 10News she saw smoke coming from the kitchen door on the ground floor. The damage was primarily done to the kitchen, firefighters said. There was some minor damage to the restaurant’s seating area. Pamplemousse Grill’s owners are working to reopen the restaurant as soon as possible, according to the Solana Beach Fire Department. 612
SIOUX FALLS, S.D. (AP) — South Dakota health officials say a number of people who attended the 10-day Sturgis Motorcycle Rally this month, including some who came from out of state, have come down with COVID-19. State Department of Health officials on Thursday didn't give an exact number of rallygoers who tested positive, but they said it was under 25. State epidemiologist Josh Clayton says the health department has received reports from other states that people who traveled from the rally have tested positive. Contact tracers have been able to work with most people to determine who they were around and may have infected. But the health department has issued public warnings for two bars — one in Sturgis and the other at a popular stop for riders along U.S. Highway 385 near Mount Rushmore. Clayton said they did not know how many people were exposed at the bars.The health department did not immediately reply to a question about what other states have reported infections in people who attended the rally.The rally, which ended Sunday, brought hundreds of thousands of people from far and wide to Sturgis. Before it kicked off, some locals and officials worried that it could cause an outbreak that could follow rallygoers after they went home. 1263
Something rare happened today in Washington. A bipartisan bill was signed into law. The Great American Outdoors Act is the culmination of years of environmental and conservation negotiations. WHAT IT DOESThe first thing this legislation does is create a funding stream to improve National Parks in this country. While visitors have increased 50 percent since 1980, funding has not and it has created a maintenance backlog. Currently, there are around billion dollars worth of repairs needed in America's National Parks. The Great American Outdoors Act sends around billion over the next five years to improve maintenance. PROJECTS EXPECTEDIn Colorado, it means Rocky Mountain National Park will get improved sewage systems; in Montana, Glacier National Park will upgrade their camp grounds; in Arizona, the Grand Canyon will get drinking water pipelines fixed; in the Everglades of Florida, storm-damaged buildings can be repaired; and at Shenandoah National Park in Virginia, 100-year-old trail heads will be updated with better parking lots and easier entrances. LAND AND WATER CONSERVATION FUNDApart from improving the maintenance in America's National Parks, the legislation also, for the first, permanently funds the Land and Water Conservation Fund. Money from that fund goes to improve and protect lands across the country. Revenue comes from oil and gas drilling around the country. 1407
Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739