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Colin Kroll, co-founder and CEO of the hit gaming app HQ Trivia, was found dead Sunday morning in New York."We learned today of the passing of our friend and founder, Colin Kroll, and it's with deep sadness that we say goodbye," a spokesperson for HQ said in an emailed statement. "Our thoughts go out to his family, friends and loved ones during this incredibly difficult time."A law enforcement official told CNN that police found Kroll in the bedroom of his New York apartment unconscious and unresponsive after Kroll's girlfriend called the New York Police Department asking for a wellness check.Kroll became a big name in the tech world after co-founding Vine, the now-defunct looping video platform that launched the careers of numerous social media stars.Twitter (TWTR) bought Vine in 2012 and shuttered the platform four years later.In 2017, Kroll and business partner Rus Yusupov went on to form Intermedia Labs, the company behind HQ Trivia. The real-time trivia game app was a breakout success, soaring to the top of Apple's free game app chart in the first couple months of 2018.But its popularity has waned — it has fallen out of the top 100 free games list on the iTunes app store.Intermedia Labs is reportedly in turmoil as it's struggled to reengage an audience.Recode reported that Kroll worked with another board member to oust Yusupov, who served as CEO. Kroll then became the CEO after Yusuprov was forced out.As he prepared to take on the role, questions about his conduct triggered concern. A formal HR complaint accused him of "inappropriate and unprofessional" behavior, Record reported, and sources told the outlet Kroll was previously fired from Twitter for poor management.Intermedia Lab told Recode that a third-party investigation into the complaint "yielded no concerns." 1809

CORONADO - San Diego residents and visitors say they are feeling the psychological impacts of the falling stock market when it comes to their investing and spending. The Dow Jones Industrial Average dropped more than 650 points on Monday, its worst Christmas Eve performance ever. "My IRA is hurting," said James Adams, going to lunch in Coronado. "I can't really do too much. It's too late to move money around now so we just have to weather it and hope it goes back up."The Dow has dropped 15 percent in the last three weeks, pushed by political gridlock leading to a government shutdown, trade wars, amid rising interest rates. Alan Gin, an economist at the University of San Diego, said people tend to spend more when the stock market is doing well because they feel wealthier. However, the opposite happens when the market is on the downswing. Paul Aliu, visiting from Washington D.C., said it's scary for him to check his 401(k). He said he was reconsidering a trip to the Zoo after he found out the ticket was more than . "I'm watching every dollar and every penny that I spend," he said.Dennis Brewster, a San Diego financial adviser, said it's important to think long term and not panic. Selling now locks in any losses. "It's hard to keep your perspective when we're in the middle of these declines," he said. "I encourage people to keep a longer term view." 1379

CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572

Comedian Jim Carrey will appear as Democratic presidential nominee Joe Biden this season on "Saturday Night Live.""SNL" released a promo of Carrey and Maya Rudolph, who's playing Democratic vice president nominee Kamala Harris, via Twitter on Thursday. 260

Comedian Jimmy Fallon announced on Sunday that tapings for "The Tonight Show" for the coming week have been canceled due to his mother's death. Fallon had previously canceled Friday's taping at the last minute due to a family matter. On Saturday, Fallon's mother Gloria Fallon died at the age of 68. “Jimmy Fallon’s mother, Gloria, died peacefully on Saturday," a spokesperson for Fallon told NBC News in a statement. "Jimmy was at his mother’s bedside, along with her loved ones, when she passed away at NYU Langone Medical Center in NYC. Our prayers go out to Jimmy and his family as they go through this tough time.”Other comedians, including fellow late night competitor Stephen Colbert, offered condolences to Fallon. "Mom is the first audience and the best. Remembering Jimmy Fallon and his family in our prayers today," Colbert tweeted. Fallon opted to cancel tapings this week instead of employing guest hosts. Last week, ABC late night host Jimmy Kimmel had fill-in guest hosts while he was out due to his son's heart surgery.  1079

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