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The US House of Representatives passed a bill Wednesday to fund more security at schools, exactly one month after a gunman killed 17 people at a high school in Parkland, Florida, and as thousands of students take part in a national walkout in protest of gun violence.While the bill had bipartisan support, many Democrats were frustrated that it doesn't include any gun control measures."This is a pretense that we are doing something while assuring the NRA that we aren't doing anything," Rep. Steny Hoyer of Maryland, the second ranking Democrat in the House, told reporters Tuesday.The vote was 407-10. The bill attempts to curb school violence by providing more training for school officials and local law enforcement to respond to mental health crises, as well as, among other things, money to develop anonymous reporting systems for threats and deterrent measures like metal detectors and locks.Many Democratic lawmakers pressed Republican leaders to bring up gun control measures to expand background checks and ban assault weapons, but House GOP leaders continue to say they will wait to see what, if anything, the Senate can pass.In the Senate, the Judiciary Committee held a hearing on the Florida shooting and failures by the FBI and law enforcement to act on warning signs displayed by the gunman before the attack."In the wake of the Parkland attack, this committee has an obligation to find out what happened," said Senate Judiciary Committee Chairman Chuck Grassley, an Iowa Republican, in his opening remarks. "We must hold government to account for its failures, and make sure plans are in place to avoid future tragedies. And we must rally around consensus, evidenced-based solutions that will protect our nation's most valuable resource — its youth — from violent attacks."Both the hearing and the vote happened the same day students across the country are holding walkouts to commemorate the Parkland shooting anniversary and call for more action gun control measures. In Washington, global advocacy group Avaaz placed 7,000 pairs of shoes on the Capitol lawn to represent gun violence victims since the 2012 Sandy Hook Elementary School massacre. Protesters are demonstrating at the Capitol and in front of the White House on Wednesday.Both of Florida's senators -- Republican Marco Rubio and Democrat Bill Nelson -- testified at the hearing. The two men have also teamed up on legislation that would encourage states to adopt so-called red flag laws, which would give law enforcement the authority to seize guns from people who pose a threat to themselves or others.It's one of many gun control bills proposed by members on both sides of the aisle, but most efforts have largely stalled.President Donald Trump reiterated his support last weekend for a bill by Sen. John Cornyn of Texas, the No. 2 Republican in the Senate, and Democratic Sen. Chris Murphy of Connecticut that would encourage states and federal agencies to enter more data into the National Instant Criminal Background Check System, known as "Fix NICS."It was first introduced last fall after the Sutherland Springs, Texas, church shooting but it has seen renewed attention since last month's Florida shooting. While the bill currently has more than 60 cosponsors -- a normal indicator that it could avoid a filibuster -- many Democrats want to open up the legislation to amendments, and it's unclear how Republican leaders will proceed."I'm extremely interested in seeing Senator Cornyn's Fix NICS bill passed and a significant school safety bill passed," Senate Majority Leader Mitch McConnell told reporters on Tuesday. "The best way to get that done is still under discussion. But I'm anxious to pass both of them, and pass both of them soon."The witness list at the Senate Judiciary Committee hearing also included David L. Bowdich, the acting deputy director of the FBI, as well as Ryan Petty, whose daughter was killed in the Florida shooting, and Katherine Posada, a teacher at the school, Marjory Stoneman Douglas High School.And while there were no gun industry witnesses at the first hearing since the shooting, they loom large in the debate and play a critical role in lobbying members of Congress and rallying their supporters across the country during elections.The House bill, the STOP School Violence Act, aims to provide more training for school officials and local law enforcement to respond to mental health crises, as well as, among other things, money to develop anonymous reporting systems for threats and deterrents like metal detectors and locks.It does not include many of the components of a proposal unveiled by the White House -- most notably it does not include any provisions to arm teachers. House Republicans have largely ignored the President's plan, especially since he publicly declared that the major legislation the GOP-controlled chamber passed in December to loosen concealed carry rules was not something that could pass as part of broader gun legislation."This is about schools but it's not just about schools," Rubio told reporters Tuesday at a news conference about the Senate version of the bill. "When someone is determined that they're going to commit an act of violence, it could be in a school, it could be in a mall, it could be in a movie theater, it could be in an airport, it could be at a stadium. So what we're really focused on here more than anything else is identifying the people that are going to commit a violent act irrespective of where they're going to commit it and stopping them before they do it." 5558

The Washington Redskins are changing their name.According to the Sports Business Journal's John Ourand, the organization will announce the change on Monday. 164

The Smithsonian announced the reopening of two prominent Washington, D.C., area attractions that have been shuttered during the spread of the coronavirus.The National Zoo located in Washington and the National Air and Space Museum in nearby Chantilly, Virginia, are scheduled to reopen Friday with a number of safety precautions in place. All other Smithsonian attractions will remain closed. Most other prominent D.C. destinations, including the White House and Capitol, also remain closed to visitors.Both at the zoo and the National Air and Space Museum, all visitors age 6 and over will be required to wear face coverings. The zoo and museum are also requiring timed tickets, and has scaled back its hours to close at 4 p.m.“As a public entity, we thrive on serving our visitors and making our collections readily available to them, virtually and in person,” said Lonnie Bunch, Secretary of the Smithsonian. “However, the safety and well-being of our staff, visitors and volunteers come first and are paramount, so we are taking a deliberate, phased and cautious approach to reopening. Our goal is to be safe and measured in order to adjust and pivot as necessary.” 1177

The Susan B. Anthony Museum has something to say about President Trump’s recent decision to pardon the suffragette.“Objection! Mr. President, Susan B. Anthony must decline your offer of a pardon today,” the museum’s President and CEO Deborah Hughes posted online.President Donald Trump announced Tuesday that he would sign a pardon for Susan B. Anthony on the 100th anniversary of the ratification of the 19th Amendment.Anthony voted in a presidential election in 1872. She was arrested about a week later and eventually convicted of "knowingly, wrongfully, and unlawfully" voting without the right to do so. She was fined 0. 636

The tactics used to fight credit card scams are getting more sophisticated all the time. Unfortunately, so are the tactics used by credit card scammers.More than 2.3 million cases of fraud and identity theft were reported in 2019, according to the Federal Trade Commission — an increase of 26% from five years earlier and 138% in a decade. Credit card-related scams accounted for a significant chunk of those cases, including more than 40% of identity theft reports. And those were just the cases that were reported to law enforcement and consumer protection agencies.Whether they’re putting a new spin on an old scam or inventing a new scheme, calling on the phone or reaching out over the internet, credit card scammers are always lurking and looking to strike. Knowing how the most common scams work and how to avoid falling for them can keep your money and your identity safe.Here are six common credit card scams to watch out for.1. The charity scamThis credit card scam is a particularly cruel violation of people’s good-hearted instincts to help.Right after a tragedy like a hurricane, flood or wildfire, scammers get to work, calling or emailing and appealing to people to help victims with a donation. They’ll often pretend to be from a reputable charity like the Red Cross or the Salvation Army.When a “charity worker” calls with a detailed, sad story and asks for help, it can be hard to say no. The pleas for funds are often presented as urgent, too, to get people to cough up their credit card numbers quickly.HOW TO AVOID THE CHARITY SCAMIf you’re inclined to give money to help after a disaster, it’s best to do it proactively by contacting a charity yourself. You can check whether a charity is legitimate by using the IRS’ tax-exempt organization search or a resource like Charity Navigator.If someone calls you seeking a donation, don’t give your credit card information, even if it seems legitimate. Write down any information they give you, then politely hang up. Search the web for the phone number and put quotation marks around the number in your search. Often, you’ll find that the number that called you has been previously been identified as a scam caller. If the charity is legitimate and you want to help, donate directly through its website.2. The hotspot scamIt’s common advice to be careful when using a public Wi-Fi network, since crooks could be monitoring these networks. But sometimes the network itself is a trap, carefully laid by credit card scammers who are waiting to pounce on your information.In this credit card scam, your smartphone or laptop finds a “public Wi-Fi hotspot,” and when you connect to it, you’re prompted for credit card information to pay for internet access. The hotspot is fake, and you’re actually giving your credit card information directly to the scammers. In other cases, the hotspot is free and does offer internet access, but the scammers watch your every move. They record passwords you enter, peek into your bank account when you check it and capture your data in other ways.HOW TO AVOID THE HOTSPOT SCAMIf you need to access public Wi-Fi at a restaurant or store, ask an employee for the correct network name and password information. Be wary of generic-sounding names like “Free Public Wi-Fi.” Avoid logging into your bank account or providing any sensitive information if you can.Another way to protect yourself is to use a VPN or virtual private network. This creates a secure connection you can use even on unsecured public networks.3. The credit card ‘sign-up farm’ scamVictims of this credit card scam are often willing participants, duped by the promise of easy money for helping generate what they’re told are legitimate credit card rewards. In reality, it’s a scam to rip off card issuers, often on a massive scale. In May, federal prosecutors in New Jersey charged two men with running an elaborate “sign-up farm” that cost American Express more than million.People running these scams recruit people with good credit and offer to pay them for the use of their Social Security numbers to open credit card accounts. The scammers rack up huge balances on the cards to generate rewards points, convert the points to cash, then cancel the purchases. In some cases, they don’t even bother canceling, and the victim is left on the hook.Victims are typically promised payments of ,000 to ,000 for the use of their information, although some never get paid. And they’re usually told that the spending on the cards will be legitimate, even though the whole point is to defraud the issuer. Victims can wind up responsible for huge balances, see their credit trashed and have their own credit card and airline rewards accounts frozen.HOW TO AVOID THE SIGN-UP FARM SCAMThe lure of easy money can be hard for anyone to resist, and even more so for those who are struggling financially. But it’s wise to assume that easy money doesn’t exist.The simplest way to avoid falling victim to credit card farming scams is to never give or sell your Social Security number or any personally identifiable information to someone else. To make sure no one is using your identity to open accounts without your knowledge, check your credit report for any irregularities.4. The interest rate scamMillions of people are familiar with this classic robocall scam. You answer a phone call, often from an unknown number, and a recorded message gives you the great news that you’re eligible to negotiate significantly lower interest rates on your credit card balances. The message claims to have inside connections to credit card companies and can work on your behalf to reduce your payments by thousands of dollars. There are no such connections — the whole thing is a setup to get you to reveal your credit card information.If your interest is piqued enough to continue listening, you’ll be taken to a live operator. The “helpful” representative will quickly ask you sensitive questions to harvest your personal data and credit card information.In a slightly more legitimate — but still costly — variation of this scheme, the caller contacts the credit card company and successfully lowers your rate, and you get charged hundreds or thousands of dollars for the service. The problem is that they aren’t doing anything you couldn’t have done yourself for free. You have just as much clout with the credit card company as a third party when it comes to lowering your interest rate. Your issuer may give you the option to transfer your balance to a different card that offers a lower APR.“If you’re looking to reduce the interest rate you’re paying on your credit card purchases, your best bet is to handle it yourself for free,” says the Federal Trade Commission. “Call the customer service phone number on the back of your credit card and ask for a reduced rate.”HOW TO AVOID THE INTEREST RATE SCAMIf you want to lower your credit card interest rate, reach out to the issuer directly. It won’t hurt you to ask, even if they say no.If you do get a robocall promising to cut your rates — or any other offer that sounds too good to be true — just hang up. Never give out or confirm sensitive information to someone who calls out of the blue. To reduce sales calls, put your phone number on the National Do Not Call Registry, then keep in mind that legitimate businesses adhere to the registry while scammers don’t.5. The overcharge scamThis credit card scam is gaining ground as fewer transactions are handled in cash and more shopping moves online. It goes like this: You get a call or a text telling you that your credit card was overcharged on a recent purchase. How helpful! The problem is that it isn’t true. The scammer will ask a bunch of questions intended to get at your personal information.According to the Better Business Bureau, this scam is especially convincing because the scammers will often address the target by name. And with more and more small, everyday purchases being put on credit cards, the vague “recent purchase” angle becomes more convincing.HOW TO AVOID THE OVERCHARGE SCAMDon’t give sensitive personal information over the phone. Hang up. Check your credit card statement. If something there seems out of whack, contact your credit card issuer yourself by calling the number on the back of your card.6. The skim scamIt was hoped that the widespread adoption of EMV chip technology would wipe out skimming, but it has proved persistent. In fact, the latest data from the credit scoring company FICO found that the number of payment cards compromised at merchant card readers and ATMs increased 10% in 2017.A skimmer is a small electronic device installed by crooks on card readers on gas pumps, ATMs and elsewhere. The skimmer reads the information from the magnetic stripe on your credit or debit card when you swipe or insert the card. They can be hard to detect, and some of the newer ones are all but impossible to see with the naked eye.Skimmers are especially prevalent in tourist-heavy areas during high season. According to the Florida Department of Agriculture and Consumer Services, “it’s critical that people are aware of exactly what to look out for because each skimmer can defraud consumers up to a million dollars.”HOW TO AVOID THE SKIM SCAMThough skimmers are often well-concealed, sometimes you can tell that something looks off. Look for signs of tampering on ATM or gas station card readers, including devices attached on top of or beside the card slot. Move toward using a mobile wallet and contactless payments to avoid using your physical card.Check your account balances and transactions often. If you see something amiss, notify your credit card issuer right away to report the fraud.More From NerdWalletCan a Credit Card Company Lower My Credit Limit?Is It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverErin Hurd is a writer at NerdWallet. Email: ehurd@nerdwallet.com. 9936