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NASSAU COUNTY, Long Island — A man allegedly faked his own death in order to avoid being sentenced in two open cases, according to the Nassau County District Attorney's office.Officials said Robert Berger, 25, used his attorney to provide a county prosecutor with a fake death certificate. The document had typos, which tipped off officials, according to the statement from the DA's office.“Typos and formatting errors gave up what we allege is a forged death certificated that this defendant used to avoid accountability for other crimes,” District Attorney Madeline Singas said in the statement released this week. “Submitting fake documents to prosecutors is always a bad idea, and while he’d have been caught regardless, failure to use spell check made this alleged fraud especially glaring.”In 2018, officials said Berger pleaded guilty to charges related to his possession of a stolen Lexus; he also pleaded guilty to attempted grand larceny for attempting to steal a pickup truck.On Oct. 22, 2019, attorneys for Berger told the court their client had died and provided the court with a New Jersey Death Certificate, stating the defendant died by suicide.The attorney said Berger's fiancé provided them with the document.Upon inspection of the certificate, officials said the font size and type were not consistent in the document, and the word “Registry” in the department name was misspelled as “Regsitry."After calling to verify the certificate with officials in New Jersey, investigators confirmed the certificate was fraudulent.A copy of the false death certificate was also provided to officials in Suffolk County, where Berger also had a pending criminal case, officials said.After the discovery, Berger was arrested on Nov. 14, 2019, in Pennsylvania and was held for charges including providing a false identity to law enforcement.Berger was arraigned Tuesday and is due back in court on July 29. Bail was set at but he was remanded in custody due to the previous cases that remain open.This story originally reported by Corey Crockett on PIX11.com. 2075

MILWAUKEE, Wisc. — Pfizer’s coronavirus vaccine is already being widely distributed across the country for healthcare workers, but a Milwaukee attorney warns the general public should know there is very little recourse if they have a bad reaction to any COVID-19 vaccine.Tens of thousands of people took part in several coronavirus vaccine trials. Some reported minor and temporary side effects such as headaches and fatigue and there were no signs of long-term health effects.Given that the trials were completed less than a month ago, vaccine liability attorney Jerry Konkel believes people should be aware that their legal rights are limited if the vaccine somehow harms them.“One thing I would say is to have a high level of suspicion,” Konkel said.Konkel said the federal government has shielded coronavirus vaccine manufacturers from personal liability lawsuits. Instead, there’s a federal fund for those who can prove their injuries were caused by the vaccine less than one year after receiving it.“They only pay non-covered medical expenses and lost wages as a general rule so it’s a big difference from the general vaccine compensation program which will pay for uncovered medical expenses, lost wages, future medical expenses, pain suffering, and disability,” Konkel said.Dr. Ryan Westergaard is Wisconsin’s chief medical officer of communicable diseases. He’s trying to convince those who are skeptical of the vaccine that it is the quickest way to return to normalcy.“The process that this vaccine was used to be developed was transparent and worthy of trust,” he said.Dr. Westergaard said there are two ways to understand the safety of vaccines, clinical trials followed by post-use surveillance. Those who administer vaccines are required to report any issues patients to encounter.“There haven’t been any long term negative consequences although it is early,” Dr. Westergaard said.Another way the Centers for Disease Control and Prevention plans to get data about vaccine side effects is through a smartphone application called ‘V-safe’. People who get the vaccine will be able to voluntarily report any symptoms they have in real-time.This story was first reported by Ben Jordan at TMJ4 in Milwaukee, Wisconsin. 2235

Millions of small businesses are fighting off permanent closures, looking for every possible penny to help them stay afloat amid the pandemic. However, there is a little-known CARES Act rule that could net small businesses tens of thousands of dollars in just a few weeks, and it helps keep more people employed.Back in March, when Congress passed the CARES Act, most of the focus for businesses was on the billions of dollars allotted for Paycheck Protection Program (PPP) forgivable loans. Congress also included a temporary tax rule, at the same time, for businesses.“If you had a loss in 2018, 2019, or 2020, any of those years, you could carry it back up to five years to generate refunds,” said Chris Catarino, a CPA with the firm Drucker & Scaccetti in Philadelphia.Catarino explained that under the new rule, businesses can generate a tax refund by applying 2020 losses to taxes paid over the past five years, essentially making the tax burden in past years less, netting them the refund.Losses for 2020, though, can only be filed after Dec 31, 2020. However, the temporary rule also applies to 2019 and 2018. So, if a business had losses over those two years, they could carry back those losses to their respective five-year period and possibly generate a refund.Businesses can start filing for a refund on 2018 and 2019 losses now. Catarino explained they would have to file an amended return or 1045 form.“The 1045 is generally quicker,” said Catarino “The IRS is required to respond and process those within 90 days.”The tax refund, under the temporary net operating loss rule, could mean tens of thousands of much-needed dollars for some businesses. However, Catarino pointed out that the biggest refunds would be for businesses with the largest “swing” from the prior years.For example, take a business that did extremely well in 2019. It likely paid a high tax bill that year. Then, this year, it had a significant loss of business. That business could get most of the money it paid in taxes the year prior, possibly even all the money it paid but nothing more than was paid in taxes. The same principle applies to 2018 and 2019.“The idea that they could recoup some taxes that they already paid in the past, today, could really be significant,” said Todd McCracken with the National Small Business Association. “It could mean the difference between keeping your doors open or not.”Although the temporary tax benefit could save some businesses, there is concern that the businesses that may need it the most may not be aware of it.“It is the smallest companies that don’t know, that tend to deal with their taxes once a year,” said McCracken. "They don’t have an ongoing relationship with a CPA. They go have their taxes prepared in the spring and find out, ‘Wow, I could’ve had this benefit all along.’ Next spring, of course, could be too late.”It could be too late for many businesses, especially if another round of coronavirus-related closures occurs and a second stimulus package isn’t passed soon. 3031

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

NASHVILLE — With the popularity of genetic testing kits increasing, more people may begin to experience repercussions where their insurance premiums are concerned.The internet provides people with nearly anything they could possibly want day or night, but you may want to think twice before ordering a take-home genetics test from one of the many sites that offer them.Insurance premiums are determined by what sort of risk a person poses to their insurance company. This means that learning more about your heritage and the health conditions in your family history could lead to your insurance company charging you more.Jason Veirs, president and owner of insuranceexperts.com, warned that "a genetic test through a physician will become part of your medical history." Veirs says the general rule is if it's in your medical records, insurance carriers can ask to see  it. On the other hand, if you are using a consumer genetic testing kit, you will have to decide whether or not your trust that company to keep your results private.In the end, insurance companies cannot force you to take a genetics test and therefore, the choice to use one of these kits is entirely up to you. 1212

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