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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

Many parents are wondering how schools could look different if they reopen in the fall. The Pima County, Arizona, superintendent toured a charter school today. The principal of Da Vinci Tree Academy invited Dustin Williams to look at a preliminary model that follows CDC guidelines. Williams says, “I saw the partitions up and I said, Whoa. I haven't seen a model like that. This is one of the first models I've seen in class. But I have to accept we're in unprecedented times and safety has to be paramount for everybody.” <div class="Figure-credit" itemprop="author">KGUN 906

BOSTON, Mass. – The 124th Boston Marathon has been postponed until Sept. 14 due to the ongoing coronavirus outbreak in the United States. The Boston Athletic Association 184

At the Good Times Burgers & Frozen Custard in Denver, Colorado, this robot, Holly, is working the morning rush. Holly is cutting the drive through time by 10 to 15 seconds.For 20 years, worker Orlina has been taking orders and serving up food. She says Holly is one of the most helpful employees on staff. “It’s really fast and helps us with the speed a lot,” she says.The creator behind this artificial intelligence technology is Valyant. Rob Carpenter, the CEO of the company, says as jobs evolve and change, new jobs become available. As with most new technology, Carpenter says they’re still working out all the kinks. “It’s almost understanding the almost infinite ways to that people can ask for a cheeseburger,” Carpenter explains. “There are also the different accents you have to content with and the background noises.” While customers find the idea of Holly fun, their still unsure. “It was awkward,” says one customer. “And humans are just better and more responsive and talkative.” Carpenter admits Holly isn't the perfect employee, but he says in the next five years, you will see more robots at big name stores and fast-food restaurants."Right now, this is ground zero handling drive through,” he says. “Eventually, we are going to start seeing it in more tangible ways, where it can actually carry on a more fluid conversation." Carpenter says the opportunities are limitless. 1410

Some of the information released in this briefing may include images and language that will be disturbing to some people. Watch below:INDIANAPOLIS – A grand jury declined to indict an IMPD officer who shot and killed an Indianapolis man in early May."This has not been an easy task," Special Prosecutor Rosemary Khoury said. "It's been a very heavy burden. ... No one wins. No one wins here."The announcement about the decision came Tuesday afternoon, after some downtown Indianapolis businesses boarded up their windows in preparation for potential unrest in the city.Due to the legal processes of a grand jury, Khoury couldn't discuss a lot of the evidence in the case.Dreasjon Reed was shot following a police pursuit on May 6 on Indianapolis' north side. Reed was streaming live on Facebook as he led police on the chase. The stream continued when Reed exited his vehicle near 62nd Street and Michigan Road.IMPD says Reed tried to run and the responding officer, identified as Dejoure Mercer, deployed a taser, striking him. IMPD reports allege that after being struck with the taser, Reed fired a gun and Mercer returned fire, striking him multiple times.Family members have argued that evidence suggests that Reed did not point a weapon at officers, although that evidence has not been shared."I don’t believe there could have been another prosecutor assigned to this case who was as neutral as I am or as objective as I have been over the last five months," Khoury said. "I have truly kept an open mind about this process. I have tried to be as impartial as I possibly could."This article was written by Matt McKinney for WRTV. 1654