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SAN DIEGO (KGTV) - Too many young military families in San Diego are finding themselves trapped in mountains of debt, not knowing where to turn.It's a devastating problem that the nonprofit Support the Enlisted Project (STEP) is working to tackle."It's a real challenge, and I think we are setting these families up for failure a lot of the times," said Tony Teravainen, CEO and Co-founder of STEP. "Their wage with all their allowances, E4 and below, 100% of them are below HUD's low-income level."RELATED: San Diego woman climbs out of 3,000 debt holeTeravainen says families often don't ask for help until things have gotten really bad. STEP helps prevent roughly seven evictions each month for young military families. "As a country, we don't have great financial habits. And what we see is when families enter the military we put additional burdens on them, and a lot of times this pulls them further, further into debt. We ask them to move their houses every two to three years; service members can be deployed at least a third of the time."The goal is to get as many families in need into their Emergency Financial Assistance (EFA) Program.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsThe EFA Program is a unique social-work and change-management based program that was specifically designed to move military and veteran families from a financial crisis to a lifetime of financial self-sufficiency. Each family gets a social worker who helps them create a budget and set goals for the future.Teravainen says 4,500 families have come through the program since it was created in 2012 and they have a 90% success rate."A success story to me is a family that can change their behaviors," said Teravainen. Families in need of help can learn more on the STEP website. 1846

SAN DIEGO (KGTV) — Two Senate runoff elections in Georgia will determine if President-elect Joe Biden and the Democrats have full control of Congress or a divided government.Although there has been notable legislation passed in periods of divided government, two political science experts say they expect consensus on only “incremental” legislation in our hyper-partisan era.Each of the last six commanders-in-chief presided over a period of divided government, where the opposing party controlled one or both chambers in Congress.“We've seen less productivity come out of those sessions,” said Dr. Stephen Goggin, a political scientist at San Diego State University. “You have to do more of the bargaining type politics that we haven't necessarily seen in recent history.”Compromise used to be more common. In the early 1980s, the Reagan Administration worked with Democrats in the House to pass tax cuts and banking deregulation along with funding for job training and highway infrastructure.President George W. Bush, another Republican, worked with a Democratic-controlled Senate during his first two years to pass major bills like the first Bush tax cut, the Help America Vote Act, No Child Left Behind, and the Patriot Act. With the exception of the first tax cut, all of the legislation was passed in the aftermath of the attacks on 9/11.Those past examples may not be the best predictors of what’s to come in our much more polarized political climate, said Goggin.Rather than agree to compromise, the parties now tend to be focused on “doing whatever they can to make the other side look bad enough so that they can regain that [majority] electorally the next time around,” he said.Experts say the Biden Administration could find consensus on several issues like infrastructure spending, targeted immigration reform, regulation on social media companies, and more COVID-19 aid to small businesses.“It's not going to be the big bold platform that Democrats might have been hoping for, but certainly incremental policy change is probably on the table,” said University of San Diego political science professor Dr. Casey Dominguez.“The decisions about that rest very much with the Republicans in the Senate,” she said.A lot will hinge on Mitch McConnell if he remains Senate Majority Leader, she said.“Anything that is going to come through Congress is going to have to be something that Mitch McConnell is willing to hold a vote on,” she said.McConnell blocked 72 percent of President Barack Obama’s judicial appointments in the last two years of his presidency, leaving 105 spots on the bench vacant. As Senate Majority Leader, McConnell could choose to block most legislation Democrats offer.However, “the possibility of bipartisanship still exists,” Dominguez said.In a closely divided Senate, moderate Republicans willing to cross the aisle like Susan Collins of Maine, Lisa Murkowski of Alaska and Mitt Romney of Utah could play a significant role, she said.Even though we’re still waiting on those two Georgia run-offs, the prospect of a Republican-controlled chamber is already causing President-elect Biden to rethink some of his cabinet picks.According to Axios, Biden is now considering more centrist candidates and shying away from progressives like senators Elizabeth Warren and Bernie Sanders. 3319

SAN DIEGO (KGTV) - When a baby is born premature, a family’s world can be turned upside down. November is Prematurity Awareness Month. So, in recognition of that, the March of Dimes donated 50 care packages filled with everything from fuzzy socks to crossword puzzles, and tissues to parents who spend countless hours with their babies in the NICU. "Oh, is that funny?" says mom Vanessa holding her newborn. For a mother, anything her newborn does is a little miracle. "So this is our boy Ezekial,” says Vanessa showing off her little miracle. “He was 3 pounds, 10 ounces." But Ezekial is only one of three miracles. There's also sister Eleana, and little Evelyn. Triplets, three little miracles, born nine weeks premature at Sharp Mary Birch. "I spent three and a half weeks upstairs on the fourth floor, admitted. Um, it was hard,” adds Vanessa holding back tears. “I carried the triplets until 31 weeks and three days, and we've been here ever since, I'm going on about 40 days." Forty days and counting in the Neonatal Intensive Care Unit at Sharp Mary Birch Hospital. And Vanessa, with a two year old at home already, is here six to nine hours a day. "I come between 10 and 11, and I'll leave about 5 or 6. It just depends. Sometimes it's just hard to leave," says Vanessa. On this day, the March of Dimes is here delivering care packages. A little comfort for parents trying to navigate the emotional roller coaster of life in the NICU. "It's great, the nurses love our babies, and the doctors are amazing,” says Vanessa. “It's just some days are hard because this is what you come to every day. And every day I just want to hear, 'Your babies are ready to go home.'" That day will come, just like it did for Kristina and Mia. "She was born on July 31st, and she was supposed to be born on November 3rd. She was born 1 pound and 9 ounces," says mother Kristina holding her little Mia tight. Mia was 14 weeks premature. "This kind of puts it into perspective of how small she was,” says Kristina showing a picture on her phone. “That's my husband’s finger, and that's her little hand. Her fingers don't even wrap around the tip of his finger." The difficulty of having to leave your baby in the hospital, and the trust that a parent has to have in the nurses who care for them is overwhelming and at the same time, very comforting. “Yes, it is extremely overwhelming, depressing,” says Kristina. “But you bond with these people here and they become family, they really do. That's why I’m back here today to visit my primary nurse. We will always be grateful for everything they did for us here." Mia was part of a March of Dimes study when she was in the NICU at Sharp Mary Birch. Each year more than 22 thousand babies never make it out of the NICU because of complications with premature birth. The awareness and research by the March of Dimes is determined to put an end to that.You can join the March of Dimes effort to help mothers and children at the March for Babies. Learn more here. 3004

SAN DIEGO (KGTV) - When the Chargers bolted north to the Los Angeles area, not only did they vacate what’s now known as SDCCU stadium, they also emptied out of their facility off Murphy Canyon Road.Formerly known as Chargers Park, the facility belongs to the City of San Diego. Team 10 discovered even though the site is vacant, the utility and maintenance bills continue to pile up.According to data analyzed by Team 10, the electric bill for August 2018 was ,949.78. The most recent water and wastewater bill from the end of June to the end of July 2018 shows a balance of more than ,000 and a year's worth of landscaping, maintenance, and fire safety repairs ran ,067.12.A city spokesperson said any vacant building still has operating and utility costs.“This is not a way to maximize taxpayer dollars,” said San Diego Councilmember David Alvarez, who saw the bills Team 10 received through a public information request.In 2017, Alvarez and Councilmember Lorie Zapf backed a plan that would have transformed the facility into a temporary homeless shelter. It didn’t happen.“We have a poor record and a history of not being able to use our real estate assets in a good way,” Alvarez said.Team 10 started looking into the operating costs after seeing a video posted to YouTube of people touring the facility.The guys from “The Somethin’ or Other Tour” took a peek around the building. The team of brothers explores new locations each week as part of their online content company.In their video, the lights inside the building appeared to be on, and the sprinklers were running.In one portion of the video you can hear one of the hosts saying, “The Chargers should have stayed in San Diego, that’s what we believe, and we’re sticking to that.”According to the city, the facility has been used off and on since the Chargers left.The San Diego Police Department occupied it Sept. 11, 2017 through Oct. 31, 2017, along with Jan. 31, 2018 and Feb. 19, 2018.San Diego State University also held a brief tenancy between Feb. 28, 2018 and March 14, 2018.The utility bills analyzed by Team 10 are noticeably higher when the facility is being used.A city spokesperson denied Team 10’s request for an on-camera interview about the costs and stated no one was available.They did email a response to our request: 2326

SAN DIEGO (KGTV) -- Two people were hospitalized with serious injuries after their small engine plane crashed near Montgomery Field Airport on Thursday afternoon.The incident was reported around 4:30 p.m. near the executive airport at Kearny Villa Road and Balboa Avenue.According to the San Diego Police Department, a witness said the plane crashed behind a building near the airport and was helping the pilot.The plane had just taken off from the airport when it clipped trees and crash landed in an open space behind the Kyocera business building on Balboa Avenue, said Dan Eddy, Battalion Chief of the San Diego Fire Department Two male passengers were responsive when crews arrived but were transported with major injuries.Police said there was no active fire and no structures or vehicles were damaged.Eddy estimated at least 20 gallons of fuel spilled from the wrecked plane.The plane missed a high voltage area by about 30 feet, said Eddy.No further information was provided at this time. 1004