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For too long, I’ve remained silent as the media has attacked me for my Christian beliefs, which are shared by the majority of Americans Let me clear: Gay marriage isn’t marriage Men aren’t women US-funded Tunisian LGBT soap operas aren’t America First— Merritt Corrigan (@MerrittCorrigan) August 3, 2020 311

Financial fallout from the pandemic is hitting millennials hard — and many will soon turn to their parents for help, if they haven’t already.Before parents ride to the rescue, financial planners urge them to map out a strategy that doesn’t just plug a short-term need but also makes sense in the long run.“Often the heartstrings will get pulled — ‘I really have to help them!’— but it can be detrimental to the parent,” says certified financial planner Jeffrey L. Corliss of Westport, Connecticut.(Of course, financial aid can flow the other way, as many millennials help support their parents. I’m addressing parents here, but most of the advice applies to kids helping their folks as well.)Millennials losing jobs, incomeEven before the pandemic, millennials had lower median incomes, far more debt and a much smaller slice of the nation’s wealth than boomers had at the same age. Millennials — usually defined as those ages 24 to 39 — are more likely than older generations to have lost jobs or household income because of the pandemic, various surveys show.“I’ve already seen clients coming in, worried about their kids,” says CFP Deborah Badillo of Miami. “‘They’re going to lose the house! What can I do to help them?’”Have them explore alternativesEncourage your kids to take full advantage of available financial help before extending yours, Badillo says. They may not know, for example, that unemployment benefits have been dramatically expanded because of the pandemic. Weekly payments are higher and are available to people who normally wouldn’t qualify, including gig workers, the self-employed and people whose hours have been reduced.In addition, there are many more options for people struggling to pay debt. Most mortgages qualify for forbearance programs that allow homeowners to skip payments for up to a year. Hardship programs have been added or expanded by credit card companies and other lenders. Federal student loan payments have been paused until Sept. 30, and income-driven programs can reduce payment amounts after that.Another option is a coronavirus hardship withdrawal, which allows people to tap their IRAs and 401(k)s without penalty if they were physically or financially affected by COVID-19. The withdrawals are taxable, but if the money is paid back within three years those taxes are refundable. Raiding retirement funds isn’t ideal, of course, but your kids have many more years to replenish their retirement savings than you do.Assess your own situationWhile your kids are filing for unemployment and calling their lenders, take a moment to assess your own finances. Where will the cash for your kids come from? It’s one thing to give away money you’ve been saving for a vacation, since you’re unlikely to travel soon anyway. It’s quite another to undermine your own ability to retire or handle a layoff or other setback.Some parents make a conscious decision to operate with a smaller cushion, or to delay their retirements, to help their children, says CFP Lazetta Rainey Braxton in New York. Just keep in mind that you may not get to decide when you retire. Many workers retire earlier than expected, often because of a health problem or job loss. Helping your children now could mean you have to lean on them later, Braxton says. If you’re not sure how this financial aid will impact your future finances, a consultation with a fee-only financial advisor could bring you some clarity.Set some boundariesFinancial planners typically recommend deciding how much to give, and then setting clear boundaries about when the financial help will end. That’s tricky now, of course, because no one knows how long the current economic crisis will last.But parents can still set expectations in other ways, financial planners say. If the child didn’t have an emergency fund, for example, parents can discuss the importance of saving money out of every future paycheck, so the child won’t have to rely on family help again, Braxton says.“Some parents will just put on a Band-Aid and give them money, but they really haven’t helped in terms of their financial capacity,” Braxton says.If an adult child is moving back home, Corliss suggests a written contract outlining chores and responsibilities, such as how soon they’ll be expected to move out after finding a job. A similar end date can be set for any cash the parents hand out. Corliss says the message should be clear: “We expect you to get on your feet as soon as you can.”This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletMortgage Relief Programs for Homeowners Hit by the Coronavirus CrisisWhat Is a Credit Card Hardship Program?Cashing Out a 401(k) Due to COVID-19? Consider These Things FirstLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4841

Ford Motor Company has launched a new program that will allow customers who buy a new car to return the vehicle if they lose their job within a year of the purchase."We feel like right now, the economy is at the stage of recovery where people want things to be back to normal, they want to buy, but they're still a little nervous about what the future holds," Mark LaNeve, Ford's vice president of U.S. marketing, sales and service said. "We want them to know we understand that, and we're here to support them in their buying decisions."Under the "Ford Promise" program, customers who lease or purchase a vehicle with Ford Credit financing and then lose their job within a year can return the vehicle.Ford Credit will value the vehicle using the National Automobile Dealers Association (NADA) average trade-in value, reduce the customer's outstanding balance by that amount and waive up to an additional ,000. The customer is responsible for covering any remaining balance.In addition, the customer is responsible for outstanding late or deferred payments and any vehicle damage. Once those conditions are met, the account is reported as closed and paid.Enrollment for the Ford Promise program is open through Sept. 30.According to Matt VanDyke, Ford's director of U.S. marketing, the ad campaign focuses on supporting consumers eager to move forward."Customers are realizing it might take a while for things to completely feel normal again, if in fact, they ever do," VanDyke said.Ford Promise covers 2019, 2020 and 2021 purchased or leased new, used and certified pre-owned vehicles financed through Ford Credit. Vehicles must be for personal use only; commercial use contracts are ineligible.This story was originally published by WXYZ in Detroit. 1762

FORT WORTH, Texas — The Boeing 737 Max might be flying over the East Coast before year end.All Max jets around the world have been grounded since early 2019 after two deadly crashes.American Airlines says it plans to operate one Max flight a day from Dec. 29 through Jan. 4 between Miami and New York. American is still considering how much it will use the plane after that.The airline says it will begin selling the flights on Friday.Federal regulators are currently reviewing Boeing's changes to the plane. In all, 346 people died in crashes of Max jets in Indonesia and Ethiopia. 590

Four sisters from Nebraska were ecstatic when they found out they were all pregnant at the exact same time.Elizabeth, Danielle, Michelle, and Sarah delivered not four but five babies, all in the course of 12 days.Elizabeth Kohlhoff delivered twins on April 29."Danielle was the first," Elizabeth said. "And then Sarah and Michelle and I were like thank goodness it's not me! And then all of a sudden I'm like oh wow, me now."Elizabeth, Danielle, Michelle, and Sarah carried their babies during the pandemic. Grandma Mary was excited but worried about her daughters."It was scary," Mary Sneed, the grandmother, said. "It was all scary but you know pregnancy's scary. Having a baby is scary. So praise god everybody's healthy. It was perfect."Everything went well, and they delivered five babies. Twins Henry and Emma, Alivia, Josephine, and Natalie. The deliveries all taking place within 12 days."It was not planned at all. It was crazy," Elizabeth said.To grandma Mary - five is just a good starting point. She herself had 12 kids."It's just a lot of fun having kids, everybody has lots of kids, a lot of fun."They call it the miracle during the pandemic. Especially because Michelle Ismert lost her first baby during pregnancy.Michelle gave birth to Josephine on May 1"We lost our first at 37 weeks," Michelle said. "So it was a little scary at the end thinking that may happen again. But she's here and she's healthy and a happy baby for the most part."The family is originally from the Omaha area and are now all scattered across the country but came together this week to celebrate and meet all the babies.KMTV in Omaha, Nebraska first reported this story. 1669

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